Jessie Moore has been writing professionally for nearly two decades; for the past seven years, she's focused on writing, ghostwriting, and editing in the finance space. She is a Today Show and Publisher's Weekly-featured author who has written or ghostwritten 10+ books on a wide variety of topics, ranging from day trading to unicorns to plant care.
Is the Moby App Worth It?
Bottom Line: The Moby app is worth it for investors who want a constant stream of new stock ideas and appreciate a mobile-first, easy-to-use platform.
However, investors who prefer a more hands-off, long-term portfolio-based approach might find a service like WallStreetZen’s Zen Investor to be a better fit.
Key Takeaways:
- Volume Play: For investors seeking a high volume of stock picks, Moby’s model of three picks per week (156 per year) offers significantly more new investment ideas than competitors, who typically provide one or two picks per month.
- Research Quality: The research provided is concise and easy to understand, making it accessible for investors of all levels. The analysis blends fundamental and technical analysis, with a focus on growth stocks.
- Price Check: At $199.95 annually (or $99.95 for your first year with promos) or $29.95 per month, Moby’s competitively priced. The per-pick cost beats most competitors by a mile.
But it’s your decision to make, and we want you to have all of the info. So in this review, we’ll delve into its features, performance, and pricing to compare it with some of the best stock-picking services on the market.
A more affordable alternative…
With a Zen Investor subscription, you can save precious research time and let a 40+ year market veteran do the heavy lifting for you. Here’s what you get:
✅ Portfolio of up to 30 of the best stocks for the long haul, hand-selected by Steve Reitmeister, former editor-in-chief of Zacks.com with a 4-step process using WallStreetZen tools
✅ Monthly Commentary & Portfolio Updates
✅ Sell Alerts if the thesis changes
✅ Members Only Webinars
✅ 24/7 access to all the elements noted above
✅ Access to an archive of past trades and commentary.
What is the Moby App?
The Moby investing app is a mobile-first platform that provides stock picks, investment research, and financial education.
It was founded by a team of former Wall Street analysts from institutions like Goldman Sachs and Morgan Stanley to make institutional-grade research accessible to the average investor.
The app delivers three new stock picks each week, accompanied by research reports in written, audio, and video formats. Moby targets investors of all experience levels, from beginners to seasoned veterans.
The Team Behind Moby
The credibility of any stock-picking service rests heavily on the expertise of its analysts. Moby’s team is composed of former analysts from some of the most respected financial institutions in the world, including Goldman Sachs and Morgan Stanley.
This background lends significant credibility to their research and recommendations. While the individual analysts are not publicly named, the institutional experience they bring to the service is a key selling point.
How Does Moby Work?
The Moby Stock Selection Process
Moby’s process is straightforward. The team of analysts uses a combination of fundamental and technical analysis to identify what they believe are undervalued stocks with high growth potential.
Their research methodology focuses on identifying companies poised for significant moves in the market. Once a stock is selected, a research report is created and delivered to subscribers through the Moby app.
Moby Screener App Features
The Moby app is more than just a delivery system for stock picks. It also includes:
- A stock screener that lets you filter companies using custom criteria
- Portfolio tracking tools to monitor all your investments in one place
- Curated financial news relevant to your holdings
- Daily market summaries provide context for market movements
The user interface is designed to be intuitive and easy to navigate, even for those who are new to investing.
Content Delivery
Moby delivers its content in a multi-format approach. The weekly stock picks are accompanied by research reports that are available in written, audio, and video formats.
This allows users to consume the information in the way that best suits their preferences. The service is available on both a mobile app and a web platform.
Moby Max App: Premium Features
Moby offers a premium subscription, often referred to as Moby Max, which unlocks all of the platform’s features.
In addition to the three weekly stock picks, premium subscribers get access to:
- Political Trade Tracking: See what stocks politicians are buying and selling.
- Hedge Fund Tracking: Monitor the portfolios of some of the world’s top hedge funds.
- Quant Model Portfolios: Access pre-built portfolios based on quantitative analysis.
- Monthly Crypto Research: Get insights into the cryptocurrency market.
Moby App Review: Pros
- High Volume of Stock Picks: With three new picks every week, subscribers receive a steady stream of new investment ideas.
- Affordable: At $99.95 for year one, each pick costs roughly $0.64. That’s way cheaper than services like Motley Fool Stock Advisor, which costs $8.29 per pick.
- Mobile Design: The app feels modern and intuitive. If you prefer researching on your phone, you’ll appreciate the user experience.
- Format Flexibility: Whether you prefer reading, listening, or watching, Moby delivers research in your preferred format.
- Performance Track Record: According to StockAnalysis.com, Moby’s picks averaged a 56.96% return and outperformed the S&P 500 by 10.86% on average. Plus, 73% of picks turned profitable.
Moby App Review: Cons
- No Exit Strategy: Moby tells you when to buy but provides zero guidance on when to sell.
- Limited History: The service launched in 2020, so its long-term performance remains unproven. A few solid years don’t guarantee future success.
- Growth Stock Focus: If you prefer dividend stocks or a conservative, value-oriented approach, many of Moby’s picks won’t match your strategy.
- Information Overload: Three picks per week might overwhelm investors who prefer a buy-and-hold approach or don’t have time to research each recommendation thoroughly.
Moby Investing App Performance
Historical Returns
According to a review by StockAnalysis.com, Moby’s stock picks have an average return of 56.96% and have outperformed the S&P 500 by an average of 10.86%.
The review also notes that 73% of Moby’s picks have been profitable.
User Reviews and Testimonials
User reviews on Trustpilot are also largely positive, with 87% of reviewers giving the service a 4 or 5-star rating. Common praise mentions research quality, ease of use, and the consistent flow of new ideas.
The Moby app has also received more than 1,000 5-star reviews on the iOS App Store or the Google Play Store.
How Much is the Moby App?
Moby’s premium subscription costs $199.95 per year. However, they often run promotions that bring the price down to $99.95 for the first year. There is also a monthly subscription option for $29.95.
Moby offers a 30-day money-back guarantee, so you can try the service risk-free.
Moby App Pricing vs. Competitors
Service | Annual Cost | Picks Per Year | Cost Per Pick (Approx) |
|---|---|---|---|
Moby | $99.95 (promo) | 156 | $0.64 |
$199 | 24 | $8.29 | |
$99 ($79 using links in this post) | 20-30 portfolio | $2.63-$3.95 | |
$199 | 24 | $8.29 |
Is the Moby App Worth the Price?
For investors who are looking for a high volume of stock picks at an affordable price, the Moby app is certainly worth considering.
The cost per pick is significantly lower than that of many of its competitors, and the service has a proven track record of outperforming the market.
However, the lack of sell recommendations means that investors will need to do their own research to determine when to take profits or cut losses.
If you’re comfortable making those decisions and want a steady flow of new investment ideas, Moby delivers solid value.
Is Moby Reliable?
Based on performance data and user reviews, Moby appears reliable. The analysts come from reputable institutions like Goldman Sachs and Morgan Stanley, which adds credibility.
The 73% win rate and S&P 500 outperformance suggest their research methodology works. However, as with any investment service, past performance is not a guarantee of future results.
Who Should Use the Moby Investing App?
Ideal Users
You’ll likely benefit from the Moby app review findings if you:
- Want lots of stock picks to choose from
- Feel comfortable with a mobile-first platform
- Have an interest in growth stocks
- Want to learn stock analysis through detailed research
- Actively manage your portfolio and make frequent trades
- Prefer having many options over a curated portfolio
Who Shouldn’t Use Moby
The service probably isn’t right if you:
- Prefer buy-and-hold, long-term investment strategies
- Want a service providing sell recommendations
- Feel overwhelmed by too many choices
- Prefer dividend stocks or value investing
- Don’t have time to evaluate multiple weekly picks
- Want a pre-built portfolio you can simply copy
Moby App Alternatives to Consider
1. Zen Investor
Zen Investor is WallStreetZen’s portfolio-based stock picking service. For $79 annually, you get access to a portfolio of 20-30 stocks selected using a long-term, value-oriented strategy.
This works well if you prefer a hands-off approach. Instead of receiving three new picks weekly, you get a curated portfolio that’s updated periodically. You can simply replicate it and let it grow over time.
2. Motley Fool Stock Advisor
Motley Fool Stock Advisor is one of the most established services. For $199 annually, you get two new stock picks monthly. The service has a long track record dating back to 2002 and has significantly outperformed the S&P 500.
This works if you want fewer picks with more extensive research and a proven long-term track record.
3. Seeking Alpha Alpha Picks
Seeking Alpha Alpha Picks is a data-driven stock picking service providing two new picks monthly. The service uses a proprietary algorithm to identify stocks with the highest potential for appreciation.
At $499 annually, it’s not cheap, but it does offer strong quantitative analysis.
4. Stock Market Guides
Stock Market Guides focuses on in-depth research and analysis. The service offers various subscription options, with prices starting at $79.99 annually.
This is worth considering if you want comprehensive research reports and educational content alongside stock picks.
Final Verdict: Is the Moby App Worth It?
Summary Assessment
This Moby app review shows that the Moby app is a compelling option for investors seeking a high volume of stock picks at an affordable price.
The service’s mobile-first design and multi-format content make it easy to use and accessible to investors of all levels.
While the lack of sell recommendations and short track record are potential drawbacks, the service’s strong performance and positive user reviews suggest that it is a reliable and valuable tool for investors.
FAQs:
What is the Moby app?
The Moby app is a stock picking service that provides three new stock picks each week, along with investment research and financial education.
How much is the Moby app?
The Moby app costs $199.95 per year, with a promotional offer of $99.95 for the first year. There is also a monthly subscription option for $29.95.
Is Moby reliable?
Based on its performance and positive user reviews, Moby is a reliable stock-picking service.
How does Moby work?
Moby's team of analysts uses a combination of fundamental and technical analysis to identify undervalued stocks with high growth potential.
They then create research reports and deliver them to subscribers through the Moby app.
How does Moby compare to other stock-picking services?
Moby offers a higher volume of stock picks at a lower cost per pick than many of its competitors. However, it does not provide sell recommendations, which is a feature that is offered by some other services.
Can I cancel my Moby subscription?
Yes, you can cancel your Moby subscription at any time. The service also offers a 30-day money-back guarantee.
Where to Invest $1,000 Right Now?
Did you know that stocks rated as "Buy" by the Top Analysts in WallStreetZen's database beat the S&P500 by 98.4% last year?
Our March report reveals the 3 "Strong Buy" stocks that market-beating analysts predict will outperform over the next year.
