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Wells Fargo Checking Bank Account: Promotions and Sign Up Bonus

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Everyone loves money back, right? Right now, there are plenty of great Wells Fargo promotions — and they’re extremely easy to earn.

From a Wells Fargo checking account bonus to savings account bonuses to rewards credit cards, you can earn up to $2,500 from Wells Fargo simply by signing up and meeting a few minimum requirements.

Whether you’re looking to change banks or open a new checking account, this article will show you how to potentially earn hundreds or even thousands of dollars from Wells Fargo. Keep reading for everything you need to know, including minimum deposit amounts and how to avoid pesky account fees.

Here are all the available deals:

The 6 Best Wells Fargo Checking Account Bonuses:

1. Wells Fargo Checking Account Bonus (Personal) – $325 (Ends 4/10/23)

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

  • Bonus: $325
  • Minimum deposit: $1,025
  • Monthly fee: $10

For a limited time, there is a $325 Wells Fargo sign up bonus for the Everyday Checking account when you open a new account and meet the minimum requirements.

Here’s what this personal checking account has to offer:

  • 24/7 mobile banking
  • Access to fee-free ATMs
  • Online bill pay
  • Zelle payments
  • Mobile check deposit
  • And more…

Pro tip:

This checking account comes with a $10 monthly fee, but it can be waived with a $500 minimum balance or $500 or more in qualifying direct deposits each month.

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Here’s how this Wells Fargo bank bonus works:

  • Open a new account with a $25 minimum deposit.
  • Set up direct deposit.
  • You must have at least $1,000 in qualifying direct deposits within 90 days of account opening.
  • After 90 days, Wells Fargo will determine if you qualify, and deposit the $325 bonus into your checking account within 30 days.
  • You must use THIS LINK when signing up to qualify.

2. Wells Fargo Checking Account Bonus (Personal) – $300

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus: $300
  • Minimum deposit: $1,025
  • Monthly fee: $10

This Wells Fargo bonus is virtually the same as the $325 bonus I just told you about. But since that one expires on 4/10/23, I wanted to share this $300 bonus as well, since it’s available until 6/27/23.

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The minimum requirements for this Wells Fargo new account bonus are the same as those mentioned in the previous entry.

  • To earn this $300 Wells Fargo bank bonus, you must use THIS LINK when signing up to qualify.

3. Wells Fargo Way2Save® Savings Bonus – $525

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

  • Bonus: $525
  • Minimum deposit: $25,000
  • Monthly fee: $10

Currently, the Wells Way2Save® savings account can earn you a $525 bonus if you make a qualifying deposit. Unique features of this account include:

  • Automatic transfers from your checking account (based on your balance history)
  • Optional overdraft protection for your linked checking account.

Pro tip:

There is a $5 monthly fee for the Wells Way2Save® savings account, but it can be waived with a $300 minimum balance or $25 in qualifying transfers from a linked Wells Fargo checking account each month.

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To earn this Wells Fargo new account bonus…

  • You must open a new account ($25 minimum) and deposit at least $25,000 within 30 days of account opening.
  • You must maintain a $25,000 minimum balance for at least 90 days after the deposit is made. After all the requirements are met, you will receive a $525 bonus in your account within 30 days.
  • You must use THIS LINK when signing up to qualify.

4. Wells Fargo Checking Account Bonus (Premier): $2,500 Cash Bonus

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

  • Bonus: $2,500 cash
  • Minimum deposit: $250,000
  • Monthly fee: $35

Wells Fargo is currently offering a $2,500 bonus to customers who sign up for a Premier Checking account and make qualifying deposits. Here’s what you should know:

This account is for high net-worth customers who want a dedicated account team, access to financial advisors, and discounts on other Wells Fargo services. It also includes:

  • Overdraft protection
  • 24/7 mobile banking
  • Access to fee-free ATMs around the U.S.

Pro tip:

There is a $35 per month account fee associated with Wells Fargo Premier Checking accounts. It can be waived if you have $250,000 in combined balances between linked Wells Fargo accounts.

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To earn this Wells Fargo new account bonus, you must:

  • Open a new account and deposit (or transfer) at least $250,000 of “new to Wells Fargo funds” within 45 days of account opening.
  • Maintain a $250,000 minimum balance for at least 90 days after the deposit is made.
  • You will then receive a $2,500 bonus in your account within 30 days.
  • You must use THIS LINK when signing up to qualify.

5. Wells Fargo Active Cash Card – $200 Cash Bonus

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus: $200 cash back after spending $1,000 on purchases within 3 months
  • Rewards: 2% on all purchases
  • Annual fee: $0

There is a $200 Wells Fargo sign up bonus on the Wells Fargo Active Cash card for new cardholders. Here are some of the card’s finer points:

  • Earns 2% cash back on all purchases
  • No annual fee
  • Cell phone protection
  • Free credit score monitoring
  • 0% introductory interest rate
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Here’s what you need to know about this Wells Fargo new account bonus:

  • Spend at least $1,000 on the card within 3 months of account opening.
  • The bonus is not redeemable until one-to-two billing periods after you earn it.

6. Wells Fargo Autograph Card – 20,000 Bonus Points

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

  • Bonus: 20,000 bonus points after spending $1,000 on purchases within 3 months
  • Rewards: 1% on all purchases, 3% on select categories
  • Annual fee: $0

The Wells Fargo Autograph card is a premium credit card offering a 20,000 point sign up bonus for new cardholders after meeting the spending requirements. The card has a number of selling points:

  • 1% cash back on all purchases
  • 3% cash back on restaurants, travel, gas, transit, streaming services, and phone plans
  • 0% introductory interest rate for 12 months
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Here’s how the 20,000-point bonus works:

  • You need to spend at least $1,000 on the card within 3 months of account opening.
  • The bonus points can be redeemed for travel, gift cards, or cash back.

Final Word: Wells Fargo Checking Account Bonus

Wells Fargo promotions are some of the better banking bonuses out there right now. They’re fairly easy to earn, and there’s seemingly a Wells Fargo new account bonus for everyone, from bank account bonuses to rewards credit card bonuses.

It’s worth noting that some of the checking and savings accounts do come with a pesky monthly fee, but they’re easy to avoid if you meet the minimum requirements discussed in this article.

Provided you can meet a few simple requirements, it’s well worth checking out the current Wells Fargo promotions. Otherwise, check out the competing Citi bank sign up bonus.


FAQs:

How do I get my $400 bonus from Wells Fargo?

Wells Fargo is currently offering two bonuses over $400 — a Ways2Save account bonus of $525, and a Wells Fargo Premier Checking account bonus of $2500. Minimum deposits and requirements vary.

Does Wells Fargo give a bonus for opening an account?

If you’re looking for a Wells Fargo account bonus, there are currently several available on checking and savings accounts and credit cards. Minimum requirements vary.

How do I get $200 cash bonus from Wells Fargo?

There is currently one Wells Fargo credit card offer for $200 cash back — the Wells Fargo Active Cash card. To earn the bonus, you must open a new card and spend $1,000 on the card within three months of opening an account.

How do I redeem my Wells Fargo welcome bonus?

Most Wells Fargo welcome bonuses are deposited directly into your checking or savings account. Wells Fargo rewards-based credit cards earn points that can be redeemed through the Wells Fargo Rewards portal.

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About the author

Jacob Wade

Contributor

Jacob is a nationally-recognized personal finance writer and has written for The Balance, The Spruce, LendingTree, Hedge With Crypto, Investopedia, Money Under 30, and other widely-followed sites. He is an expert in teaching others how to budget, save money, pay off debt, and invest, and loves to help others find the best ways to manage their money.