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Citi® is known for their credit cards and bank accounts, but before you sign up, you’ll want to see if you’re eligible for one of their promotions. It’s a great way to grab a cash bonus for doing something you were going to do anyways!
Citi is currently offering up to $2,000 for eligible checking accounts and up to $5,000 bonus for their wealth management clients.
To qualify for each bonus, you’ll need to jump through a few hoops, but we’ve got you on that. Keep reading to find out how to get the most out of your Citibank bonus, and earn some extra cash when you open a new account.
Summary: 10 Citibank Sign Up Bonus Offers
Account | Bonus | Minimum |
Up to $2,000 | $10,000 | |
Up to $2,000 | $10,000 | |
4.25% APY | None | |
Up to $2,000 | $5,000 | |
Up to $500 | $10,000 | |
Up to $5,000 | $50,000 | |
Up to $500 credit | Mortgage | |
20,000 Points | $1,500 | |
60,000 Points | $4,000 | |
50,000 AA Miles | $2,500 |
Detailed Look: The 10 Best Citibank Bonuses in 2024:
1. Citi Priority Checking – Up to $2,000 bonus
- Bonus Offer: Up to $2,000
- Minimum deposit: $10,000
- Expiration date: 1/9/2024
- Direct Deposit Required: No
To earn up to $2,000, you must deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day. The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
This is a massive Citibank bonus offer that is better than what most other banks are offering right now, but is best for clients with large account balances that can transfer the funds.
2. Citigold® Checking – Up to $2,000 bonus
- Bonus Offer: Up to $2,000
- Minimum deposit: $10,000
- Expiration date: 1/9/2024
- Direct Deposit Required: No
This offer is good if you deposit New-to-Citi Funds into your new checking account within 20 days of account opening.
The balance on your 20th day will determine your maximum eligible cash bonus; you must maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day. The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
Citigold® is a wealth management program within Citi that is for high-net-worth individuals. You will need a minimum combined average monthly balance of at least $200,000 in eligible linked deposit, retirement and investment accounts to open a Citigold® account. But if you have the funds, this Citi checking bonus is one of the best available.
3. Citi® Accelerate Savings – 4.25% APY
- Bonus Offer: Earn 4.25% APY on all deposits
- Minimum deposit: None
- Expiration date: N/A
- Direct Deposit Required: No
Citi offers a high-yield savings account with a 4.25% APY on all deposits. While this account does offer a sign-up bonus, the high-interest rate can be a great way to earn passive income on idle cash that is sitting in a low-interest account.
There are no minimum account balances required to open the account, and there are no caps on earning interest. The account is FDIC insured, with protection up to $250,000 for each depositor, so your funds are protected.
4. Citi Business Checking – Up to $2,000 bonus
- Bonus Offer: Up to $2,000
- Minimum deposit: $10,000
- Expiration date: 07/12/2023
- Direct Deposit Required: No
If you run a business, there is a Citibank bonus offer on the Citi Business Checking account for up to $2,000 after meeting the requirements. This is another tiered offer, with the bonus starting at $200 for depositing $5,000, and going up to $2,000 for depositing $200,000 or more.
This is an “in branch” offer only, and is only available in certain locations. You will need to deposit “New-to-Citi” funds, which means you can’t just transfer funds from another Citi account. And you will need to deposit the funds within 30 days, and maintain the balance for 60 days.
5. Citi Self Invest – Up to $500
- Bonus Offer: Up to $500
- Minimum deposit: $10,000
- Expiration date: 03/31/2023
- Direct Deposit Required: No
Citi Self Invest is a self-directed investment account that is offering up to $500 for opening a new account and meeting the requirements. After opening a new account, you will need to deposit at least $10,000 within 30 days, and maintain that balance for at least 60 days. The bonus starts at $200 for a $10,000 deposit, and goes up to $500 for a $200,000 deposit.
The funds deposited must be “new-to-Citi” and can’t come from an existing Citi account. Once you have held the funds for at least 60 days in the account, the Citi bonus offer will be credited to your account about three months afterward. This is a decent bonus for an investment account, but the best offer is reserved for larger deposits.
6. Citi Personal Wealth Management – Up to $5,000
- Bonus Offer: Up to $5,000
- Minimum deposit: $50,000
- Expiration date: 03/31/2023
- Direct Deposit Required: No
Citi Wealth Management is a high-touch financial advisory service and investment platform that is designed for high-net-worth clients. There is a sign up bonus available for up to $5,000, as long as you meet the deposit requirements. Once you sign up for an account, you will need to deposit a minimum of $50,000 to earn a $500 bonus, and you can earn up to $5,000 by depositing $2 million or more.
This offer is best for clients with a large investment portfolio looking for wealth management services. The funds must be “New-to-Citi” to qualify for the Citibank new account bonus, and you will need to maintain the funding balance until the end of the following month to earn the Citi bonus.
7. Citi Mortgage – Up to $500
- Bonus Offer: $500 closing cost credit
- Minimum deposit: N/A
- Expiration date: None
- Direct Deposit Required: No
Citi offers home loans, and you can earn a $500 bonus if you sign up for a mortgage with Citi and meet the qualifying requirements. You must first have an existing Citi deposit account or open a new account (don’t forget to get a bonus!). Then you will need to apply for and be approved for a Citi mortgage. Once the final loan is approved, you can earn $500 off your closing costs.
The $500 closing credit bonus is only available to clients with less than a $50,000 balance between all Citi accounts. If your balance is higher than $50,000, you instead receive an interest rate discount of 1/8% up to 5/8% for balances above $2 million.
8. Citi Rewards+ Card – 20,000 Point Bonus
- Bonus Offer: Up to 20,000 Bonus Points
- Minimum: $1,500
- Expiration date: N/A
- Direct Deposit Required: No
The Citi Rewards+ credit card is now offering a 20,000 point bonus when you sign up and spend $1,500 within three months of opening the account. This card has no annual fee, and earns Citi ThankYou points with 2x points at supermarkets and gas stations, and 1x points for all other purchases.
Points can be redeemed for purchases, travel rewards, and gift cards. If you have earned a Citi credit card bonus or closed a Citi Premier, Citi Rewards+ , or Citi Prestige card in the previous 24 months, you are not eligible for this offer.
9. Citi Premier Card – 60,000 Bonus Points
- Bonus Offer: Up to 60,000 Bonus Points
- Minimum: $4,000
- Expiration date: N/A
- Direct Deposit Required: No
The Citi Premier credit card is offering a 60,000 point Citi Bank sign up bonus when you sign up and spend $4,000 within three months of opening the account. Similar to the Rewards+ card, the Citi Premier card earns Citi ThankYou points, but earns a beter 3x bonus at restaurants, grocery stores, gas stations, hotels, and air travel.
The annual fee on this card is $95 per year. Citi ThankYou points can be redeemed for travel regards and gift cards, and the 60,000 point bonus is worth $600. If you have earned a Citi credit card bonus or closed a Citi Premier, Citi Rewards+ , or Citi Prestige card in the previous 24 months, you are not eligible for this offer.
10. Citi AAdvantage Platinum Select Card – 50,000 Bonus Points
- Bonus Offer: Up to 50,000 Bonus Points
- Minimum: $2,500
- Expiration date: N/A
- Direct Deposit Required: No
The Citi AAdvantage Platinum Select credit card is offering a 50,000 point bonus when you sign up and spend $2,500 within three months of opening the account. Citi has partnered with American Airlines to offer bonus AAdvantage points which can be used to book flights on American Airlines flights.
The annual fee on this card is $99 per year, but it is waived for the first year of using the card. The card earns 2x points at gas stations, restaurants, and at eligible American Airlines purchases. If you have received a new account bonus from the Citi AAdvantage Platinum card in the previous 48 months, you are not eligible for this offer.
Final Word: Tips for Choosing The Best Citibank Bonus Offer
Citi has quite a few bonus offers available, some of which are up to $2,000 or more. If you are in the market for a high-quality bank that offers incentives to earn your business, you may want to consider joining Citi and taking advantage of one of these offers.
The downside is that most of these offers require a high deposit amount, with the best bonuses requiring hundreds of thousands of dollars. But if you have the funds available and want to earn hundreds of dollars just for moving your money over to Citi, now is a great time to do this!
FAQs:
Does Citibank have any promotions now?
Citibank has quite a few promotions available right now, with their checking accounts offering up to a $2,000 bonus, and several credit cards offering sign up bonuses and the ability to earn extra rewards on your spending.
How to get Citibank $2,000 bonus?
There are several Citibank $2,000 bonuses available right now on Citi checking accounts, and qualifying for them follows a similar process:
Sign up for the Citi Priority Checking, Citigold® Checking, or Citi Business Checking account
Deposit $300,000 (or $200,000 for Citi Business) within 20 days of opening the account.
Maintain that balance for at least 60 days.
The bonus will be deposited into your account after a few months.
Yes, it is a lot of money, but if you have the funds ready to go, this is an easy $2,000 bonus.
How do you get a $1,500 bonus with Citibank?
Citi is offering several bonuses up to $2,000, but to earn the $1,500 bonus, it’s a bit easier. Here’s the process:
Sign up for the Citi Priority Checking, Citigold® Checking, or Citi Business Checking account
Deposit $200,000 (or $100,000 for Citi Business) within 20 days of opening the account.
Maintain that balance for at least 60 days.
The bonus will be deposited into your account after a few months.
If you have the funds readily available, this is a quick way to earn an extra $1,500.
What is the $600 offer Citibank?
In the past, Citi has offered a $600 offer for signing up for an eligible checking and savings account and depositing funds. But those offers are no longer available.
The current checking account offer gives you up to a bonus for opening a Citi Priority Checking account and depositing a minimum of $10,000. The bonus starts at $200 for depositing $10,000, and goes up to $2,000 if you deposit $300,000 or more.
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