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Chase Bank Checking Account: Offers, Incentives and Sign Up Bonus

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Chase is offering some massive checking account bonuses right now — including one worth up to $3,000.

Chase is a huge bank — and it has quite a few different types of accounts that come with Chase banking incentives. But before you sign up, it’s crucial to make sure you meet the required minimums.

I’ve done the hard work so you don’t have to. In this article, you’ll find the top Chase checking account bonuses and other bank account offers that can net you hundreds of dollars. I’ve also pulled together all of the minimum requirements to make sure you know exactly how to qualify before signing up.

Keep reading to learn about the best Chase bank offers available today:

Summary: Chase Sign-Up Bonus Offers

Account
Bonus
Minimum
up to $3000 bonus
$150,000
up to $500 bonus
$2,000
$200 bonus
$0
$100 bonus
$0
$100 bonus
$0
up to $500 bonus
$0
$200 bonus
$15,000
$600 bonus

1. Chase Private Client Checking℠ – Up to $3,000 bonus

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

  • Bonus: Up to $3,000
  • Minimum deposit: $150,000
  • Monthly fee: $35

Chase is offering one of the biggest checking accounts signup bonuses of the year, with the potential to earn $3,000 when signing up for Chase Private Client Checking℠ and meeting the minimum requirements.

Here’s what the private client checking account has to offer:

  • Dedicated Chase Private Client Banker
  • Access to a J.P. Morgan Private Client Advisor
  • No ATM fees worldwide
  • No Chase fee on incoming or outgoing wire transfers
  • Relationship Pricing Program with mortgage rate discounts up to 0.50%
  • And more…

Pro tip: This checking account comes with a $35 monthly fee, but it can be waived with a $150,000 minimum balance or have a linked Chase Platinum Business CheckingSM account.

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All Chase bank offers work a little differently — here’s how to get this one:

  • Sign up to receive a Chase offer code using this link.
  • If you don’t have a Chase Private Checking account already, meet with a Chase Private Client Banker to open one.
  • Transfer $150,000 – $249,999 cash or securities (new money) within 45 days to eligible Chase accounts to earn $1,000, or $250,000 – $499,999 to earn $2,000, or $500,000+ to earn $3,000.
  • Maintain your balance for at least 90 days to earn the bonus.

2. Chase Business Complete Checking℠ – Up to $500 bonus

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus: Up to $500
  • Minimum deposit: $2,000
  • Monthly fee: $15

The Chase Business Complete Checking℠ account is offering up to $500 for new accounts that meet the deposit requirements and complete qualifying transactions. It’s one of the better Chase Bank promotions available right now.

Here’s what the Chase Business Complete Checking℠ account has to offer:

  • QuickAccept payment processor
  • Same-day deposits
  • Cash flow management
  • $5,000 in cash deposits per month
  • Access to more than 15,000 ATMs and more than 4,700 branches
  • And more…

Pro tip: This checking account comes with a $15 monthly fee, but it can be waived with a $2,000 minimum balance, $2,000 in net purchases on your Chase Ink® Business Card, $2,000 in deposits from Chase QuickAccept℠ or other eligible Chase Payment Solutions transactions, linking a Chase Private Client Checking℠ account, or providing proof of military status..

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All Chase bank offers work a little differently — here’s how to get this one:

  • Open a new Chase Business Complete Checking℠ account.
  • Complete five qualifying transactions within 90 days of account opening which may include; debit card purchases, accepting credit and debit card payments with QuickAccept℠, Chase QuickDeposit℠, ACH (Credits), wires (Credits and Debits), or Chase Online℠ Bill Pay.
  • Also deposit $2,000 within 30 days of account opening for a $300 bonus, or $15,000 within 30 days for a $500 bonus.
  • Maintain your balance for at least 60 days to earn the bonus.

3. Chase Total Checking® – $200 bonus

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus: $200
  • Minimum deposit: $0
  • Monthly fee: $12

The Chase Total Checking® account has a $200 bonus with no deposit minimum required, but you do have to set up direct deposit on the account to earn the bonus.

Here’s what the Chase Total Checking® account has to offer:

  • Convenient mobile app for account management
  • Free mobile deposits
  • No overdraft fees under $50 (daily)
  • Access to Zelle payments app
  • Get reimbursed for unauthorized debit card transactions
  • And more…

The $12 monthly fee can be erased with deposits of $500 or more per month, a $1,500 daily balance, or a $5,000 combined balance with other Chase accounts.

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Here’s how to get this Chase banking sign up bonus:

  • Open a new Chase Total Checking® account.
  • Set up direct deposit into the account within 90 days of account opening.
  • Receive bonus within 15 days.

And that’s it! It’s one of the easiest bonuses to get for any checking account.

4. Chase Chase College Checking℠ – $100 bonus

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus: $100
  • Minimum deposit: $0
  • Monthly fee: $0

The Chase College Checking℠ account is a simple no-fee checking account for college students, and is offering a $100 bonus for signing and completing qualifying transactions. This is one of the only Chase bank promotions that require no minimum deposit.

Here’s what the Chase College Checking℠ account has to offer:

  • No account maintenance fees for five years (17 – 24-year-old college students only)
  • Free mobile deposits
  • Overdraft protection
  • Zelle payments
  • And more…
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All Chase bank offers work a little differently — here’s how to get this one:

  • Provide proof of college enrollment and age (must be age 17 – 24 only).
  • Open a new Chase College Checking℠ account.
  • Complete 10 qualifying transactions within 60 days of account opening which may include; debit card purchases, online bill pay, Chase QuickDeposit℠, ACH (Credits), or Zelle®.
  • Receive your $100 bonus within 15 days after completing qualifying transactions.

5. Chase Chase Secure Banking℠ – $100 bonus

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus: $100
  • Minimum deposit: $0
  • Monthly fee: $4.95

The Chase Chase Secure Banking℠ account is offering up to $100 for new accounts that complete qualifying transactions.

Here’s what the Chase Business Complete Checking℠ account has to offer:

  • Early direct deposit (up to two days)
  • No account minimums
  • No overdraft fees
  • No-fee payment apps including Chase OnlineSM Bill Pay and Zelle®
  • Access to over 15,000 fee-free ATMs
  • And more…
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Here’s how this Chase banking sign up bonus works:

  • Open a new Chase Chase Secure Banking℠ account.
  • Complete 10 qualifying transactions within 60 days of account opening which may include; debit card purchases, Zelle®, ACH credits, Chase QuickDepositSM or online bill payments.
  • Apply using THIS LINK to qualify, or enter your email to get a code from Chase to open in a branch.

6. Chase Checking Account Referrals – Up to $500 bonus (per year)

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus: Up to $500 per year
  • Minimum deposit: $2,000
  • Monthly fee: $15

If you are a Chase customer, you can refer friends and family to a Chase checking account and receive a referral bonus. You can earn up to $500 on an annual basis just using referrals.

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Here’s how this Chase checking account bonus works:

  • Be an existing Chase checking account customer.
  • Fill out the referral form on this page.
  • You must include the last four digits of your debit card or Chase checking account.
  • When your referral signs up and completes the qualifying activities for that specific account, you earn a $50 bonus.
  • You can refer up to 10 people per year, for a total bonus of $500 annually.

7. Chase Savings℠ – $200 bonus

Overall Rating: ⭐️⭐️⭐️

  • Bonus: $200
  • Minimum deposit: $15,000
  • Monthly fee: $5

The Chase Savings℠ account is offering a small $200 bonus for opening a new account and completing qualifying activities.

Here’s what the Chase Savings℠ account has to offer:

  • QuickAccept payment processor
  • Same-day deposits
  • Cash flow management
  • $5,000 in cash deposits per month
  • Access to more than 15,000 ATMs and more than 4,700 branches
  • And more…

Pro tip: There is a $5 monthly fee for this savings account — not awesome. But you can waive the fee by maintaining a $300 balance or setting up Autosave of at least $25 per month.

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Here’s how this Chase banking sign up bonus works:

  • Open a new Chase Savings℠ account.
  • Deposit $15,000 within 30 days of account opening.
  • Maintain your balance for at least 90 days to earn the bonus.
  • Receive a $200 account bonus.
  • You must apply using THIS LINK to qualify.

8. Chase Savings℠ and Checking (combined) – $600 bonus

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus: Up to $600
  • Minimum deposit: $15,000
  • Monthly fee: $12 + $5

If you open a Chase Total Checking® account and a Chase Savings℠ account at the same time and complete the qualifying activities, you can earn a $600 bonus. This is one of the better Chase banking incentives available, as it combines two bonuses in one.

While signing up for each account individually can earn you $300 for a checking account, and $200 for a savings account, if you open them both at the same time, you can earn an extra $100 bonus.

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Here’s how this Chase bank bonus works:

  • Open a new Chase Total Checking® account and a Chase Savings℠ account at the same time.
  • Deposit $15,000 into the Chase Savings℠ account within 30 days of account opening and maintain that balance for 90 days.
  • Set up direct deposit in your Chase Total Checking® account within 90 days of account opening.
  • You will receive a $300 bonus for the checking account, a $200 for the savings account, and a $100 bonus for doing both at the same time.

Final Word:

Chase is currently offering some great account bonuses — particularly the $3,000 Chase Private Client offer.

But while checking and savings account bonuses can add up, so can the fees. Be aware — Chase accounts with bonuses frequently come with a monthly maintenance fee and transaction requirements, so make sure to read the fine print before signing up.

Overall, if you’re looking to switch to Chase for your business or personal banking needs, these bonuses are compelling. Make sure to use the sign-up links in this article to access the best bonuses.


FAQs:

How can I get a $600 bonus from Chase?

To get the $600 Chase bank account bonus, you need to sign up for both the Chase Total Checking® account and a Chase Savings℠ account at the same time. Then you need to deposit $15,000 into the savings account within 30n days (and leave it there for 90 days) and set up direct deposit to the checking account within 90 days of account opening.

How do you get the Chase $2,000 bonus?

Chase Private Client is offering $1,000, $2,000, and $3,000 bonuses to clients that sign up and deposit funds. You need to sign up for a Chase Private Client account and transfer over $250,000 - $499,999 in cash or securities to earn $2,000. If you transfer over more than $500,000, you can get a $3,000 bonus.

How can I get $500 from Chase?

The Chase Business Complete Banking℠ account is offering a $500 bonus if you sign up and $15,000 within 30 days. You also need to complete five qualifying transactions which may include; debit card purchases, accepting credit and debit card payments with QuickAccept℠, Chase QuickDeposit℠, ACH (Credits), wires (Credits and Debits), or Chase Online℠ Bill Pay.

Does Chase Bank have any special offers?

Chase is currently offering several checking account sign up bonuses worth up to $3,000 for qualifying clients. You need to sign up for a new account and complete the qualifying activities to earn the bonus. This may include hitting a minimum deposit amount or other requirements. Always read the fine print when signing up for a Chase account bonus.

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About the author

Jacob Wade

Contributor

Jacob is a nationally-recognized personal finance writer and has written for The Balance, The Spruce, LendingTree, Hedge With Crypto, Investopedia, Money Under 30, and other widely-followed sites. He is an expert in teaching others how to budget, save money, pay off debt, and invest, and loves to help others find the best ways to manage their money.