SoFi Investing Bonus Offers: Sign Up for the Latest Promotion

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SoFi is a popular online bank and one-stop shop for all your financial needs.

They’ve got it all: stock trading and crypto investing, student loans and mortgages, high-interest bank accounts, and even a rewards credit card.

Best of all, right now there are a few SoFi sign up bonus offers that can net you up to $1,000 (or more).

Most SoFi offers are fairly easy to earn, though the biggest bonuses require transferring over a substantial amount of assets.

Keep reading to learn how to earn the most money from the latest SoFi offers:

Summary: SoFi Sign Up Bonus Offers

SoFi Investing Transfer BonusUp to $5,000 bonus$5,000
SoFi Investing BonusUp to $1,000 in stock$2,000
SoFi Checking and Savings$250 bonus$0
SoFi Credit Score Monitoring$10 bonus$0
SoFi CryptoUp to $100 in Bitcoin$0
SoFi Credit CardUp to 3% cash back$0

SoFi Investing Transfer Bonus – Up to $5,000

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

  • Bonus: Up to $5,000
  • Minimum deposit: $1,000
  • Monthly fee: $0

There is a huge SoFi sign up bonus being offered for SoFi Invest accounts. You can earn up to $5,000 for transferring current assets over from a competitor into a SoFi Invest account.

Want to know more about Sofi Automated Investing?

Check out our Sofi Investing review.

Here’s what SoFi Invest has to offer:

  • Trade stocks commission-free
  • Access to brokerage and retirement accounts (IRAs)
  • Automated investing available
  • Access to licensed financial advisors included
  • Discounts on other SoFi products (loans, etc.)
  • And more…
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All SoFi offers work a little differently — here’s how to get this one:

  • Sign up for a SoFi Active Invest brokerage or retirement account using this link.
  • Transfer over (at least) $1,000 worth of assets into the account by the end of the promotion period.
  • Maintain your balance for at least 180 days to earn the bonus.

Here’s how much you can earn by transferring:

Transfer AmountBonus
$2,000,000 +$5,000

SoFi Investing Bonus – Up to $1,000 in stock

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

  • Bonus: Up to $1,000 in stock
  • Minimum deposit: $5
  • Monthly fee: $0

If you sign up for a new SoFi Invest account, you can earn a free stock that could be worth up to $1,000. Most free stocks are worth much less, though.

Here’s what SoFi Invest has to offer:

  • Actively trade stocks and ETFs with no commission
  • Access to crypto trading available
  • Can meet with a financial advisor for free
  • Access to career coaching professionals for free
  • SoFi loan discounts
  • And more…
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All SoFi offers work a little differently — here’s how to get this one:

  • Sign up for a SoFi Active Invest brokerage account using this link.
  • Deposit at least $10 to the account within 30 days.
  • Earn a free stock worth $5 – $1,000.

The probability of receiving a $1,000 bonus stock is very low. Here’s how the stock awards work:


SoFi Checking and Savings – Get $250

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus:  Up to $250
  • Minimum deposit: $1,000
  • Fees: $0

There is a $250 SoFi sign up bonus for their checking and savings account. New customers that open an account and set up direct deposit can earn the bonus (after meeting the minimum deposit requirements).

Here’s what SoFi Banking has to offer:

  • No monthly account fees
  • Access to Allpoint ATM network (55,000 ATMs)
  • Up to $2 million in FDIC insurance
  • Cash back SoFi debit card
  • Up to $50 in overdraft coverage
  • And more…
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Each SoFi promotion works a little differently — here’s how to get this one:

  • Sign up for a SoFi Bank account using this link.
  • Set up direct deposit into the account and deposit at least $1,000 within 25 days of account opening.
  • Earn up to $250, depending on your direct deposit amount.

Here are the bonus tiers available for this offer:

Total Qualifying Direct Deposit AmountCash Bonus
$1,000.00 – $4,999.99$50
$5,000.00 or more$250

SoFi Credit Score Monitoring – Get $10

Overall Rating: ⭐️⭐️⭐️⭐️

  • Bonus:  $10
  • Minimum deposit: $0
  • Fees: $0

SoFi now offers credit score monitoring with their Credit Insights by SoFi product, and you can get a $10 bonus for signing up.

Here’s what Credit Insights by SoFi has to offer:

  • Monitor your VantageScore® 3.0 credit score for free
  • Learn about factors that affect your score
  • Review your overall credit utilization
  • Does not hurt your score
  • Access to career coaching and financial advisors for free
  • And more…
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Each SoFi promotion works a little differently — here’s how to get this one:

  • Sign up for a Credit Insights by SoFi account using this link.
  • That’s it! Get $10 sent to your bank account after signing up.

SoFi Crypto – Get up to $100 in Bitcoin

Overall Rating: ⭐️⭐️⭐️

  • Bonus:  Up to $100 in Bitcoin
  • Minimum deposit: $50
  • Fees: 1.25% trade fees

SoFi now lets you trade crypto on their platform, and is offering a SoFi sign up bonus when signing up for a SoFi Crypto account and placing your first trade.

Here’s what SoFi Crypto has to offer:

  • Trade over 40 different cryptocurrencies
  • Buy and sell 24/7 online and through the SoFi App
  • Monitor crypto and other investment holdings through the mobile app
  • Access to SoFi member benefits
  • And more…

Note: SoFi charges a 1.25% fee per transaction, which may be higher than other crypto exchanges. And you cannot take custody of the crypto within your SoFi account.

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All SoFi offers work a little differently — here’s how to get this one:

  • Sign up for a SoFi account using this link.
  • Deposit funds and make a trade of at least $50 within seven days of account opening.
  • Earn a bonus Bitcoin that is deposited into your account.

Here’s the bonus tiers:

First Trade AmountBonus Payout
$50 – $99.99$10
$100 – $499.99$15
$500 – $4,999.99$50

SoFi Credit Card – Up to 3% Cash Back

Overall Rating: ⭐️⭐️⭐️

  • Bonus: Up to 3% Cash Back
  • Rewards: 2x cash back on all purchases, 3x cash back on travel booked through SoFi travel portal (terms apply)
  • Annual fee: $0

The SoFi credit card is offering up to 3% cash back on purchases through their travel portal. The travel portal lets you book flights, hotels, and other travel by partnering with Expedia.

Here’s what the SoFi credit card has to offer:

  • 2% cash back on all purchases
  • No annual fee
  • Up to $1,000 in cell phone protection
  • Free credit score monitoring
  • No foreign transaction fees
  • And more…

Note: The SoFi credit card can earn 3% cash back on travel purchases through the SoFi travel portal, but you must have a SoFi Check and Savings account open to qualify.

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All SoFi offers work a little differently — here’s how to get this one:

  • Sign up and get approved for a SoFi credit card using this link.
  • Sign up for a SoFi Checking and Savings account
  • Book travel through the SoFi travel portal
  • Earn 3% cash back.

Final Word: SoFi Offers

SoFi offers some great bonuses, especially if you have a large portfolio to move over to SoFi Invest. You can also win a free stock worth up to $1,000 just for signing up to a new SoFi Invest account and depositing only $10.

The SoFi credit card isn’t very enticing, as it requires using their travel portal and having a SoFi bank account just to earn 3% back. But other SoFi accounts can net you some cash without doing too much.

Plus SoFi has some incredible benefits for all members, no matter which account type you choose.


How do you get $25 from SoFi?

SoFi offers several account bonuses that can net you at least $25. Currently, you can open a SoFi Invest account and transfer just $1,000 over to earn a $25 bonus. You can also open a SoFi bank account and direct deposit $1,000 to earn at least $50. And opening a SoFi Invest account and depositing $10 might earn you up to $1,000 in free stock.

How do I get the $300 bonus on SoFi?

There is not currently a SoFi $300 promotion available, though you can earn $250 for opening a SoFi bank account and depositing direct deposits of $5,000. But you can earn over $300 by opening a SoFi invest account and moving over at least $250,000 in assets.

How do I get $15 from SoFi?

You can earn $15 from SoFI by referring someone to open a SoFi account. You need to download and use the SoFi app and already have a SoFi account opened to get a referral link. Once you share the link and someone signs up using it, you will earn $15.

How do I get 3.25 SoFi?

SoFi is currently offering a high interest rate in their Checking and Savings account, and you can earn more than 3.25% interest. The current rate for a SoFi bank account is 4.20% on all deposits. Accounts also come with up to $2 million in FDIC insurance.

Where to Invest $1,000 Right Now?

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About the author

Jacob Wade


Jacob is a nationally-recognized personal finance writer and has written for The Balance, The Spruce, LendingTree, Hedge With Crypto, Investopedia, Money Under 30, and other widely-followed sites. He is an expert in teaching others how to budget, save money, pay off debt, and invest, and loves to help others find the best ways to manage their money.