Capital One Checking Account Bonuses: New Account Promotions in September 2023

There are several Capital One promotions and sign-up bonuses out there — are any of them worth your time?

Absolutely.

With current offerings like a $1000 cash bonus on Capital One savings accounts and BIG sign-up bonuses on rewards credit cards, there are plenty of reasons to consider opening an account.

But don’t sign up without reading the fine print!

In this post, I’ll tell you all about the latest Capital One promotions and answer all of your pressing questions, including the requirements for each Capital One sign up bonus, the Capital One promo code for each promotion, and much more.

You’ll learn everything you need to know about the latest Capital One checking account bonus and exactly how to get it:

The 10 Best Capital One Promotions in September 2023:

1. Capital One 360 Checking Account – $0 Account Opening

Overall Rating: ⭐️⭐️⭐️⭐️

• Bonus: $0 opening minimum
• Minimum deposit: $0
• Monthly fee: $0

Currently, in 09 2023, there is not a Capital One checking account bonus offered. However, Capital One checking accounts still have a lot to offer, including:

• No-fee checking
• No minimum deposit
• No account opening or maintenance fees
• Overdraft protection
• Access to 24/7 mobile banking
• A well-designed mobile app
• Several physical locations around the U.S., including access to Capital One Cafes

The Capital One 360 Checking account gives you access to over 70,000 fee-free ATMs, mobile check deposits, Zelle integration, and the ability to access your paycheck up to two days early.

Plus, it’s easy to sign up, transfer funds, and order checks online.

2. Capital One 360 Performance Savings Account Bonus: $1,000 Cash Bonus (EXPIRED)

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

• Bonus: Up to $1,000 Cash
• Minimum deposit: $10,000
• Monthly fee: $0

While there is no Capital One checking account bonus at this time, there is currently a $1,000 Capital One sign-up bonus for opening and depositing cash in a new Capital One 360 Performance Savings account.

Here’s what the account has to offer:

• High yield rate: At writing, the account offers 3.50% APY — one of the better rates out there.
• No fees or minimums.
• Automatic savings: You can create goals and put your savings on autopilot.

While there are no account minimums, you do have to meet certain requirements to get the bonus:

• Open an account and deposit at least $10,000 within 15 days of opening an account.
• Maintain that balance for at least 90 days.

Don’t have $10,000 to deposit? You may still qualify for a smaller bonus. Here are the tiers:

• Deposit $10,000: $100 bonus
• Deposit $50,000: $500 bonus
• Deposit $100,000+: $1,000 bonus

3. Capital One Quicksilver Cash Rewards Credit Card – $200 Cash Back

Overall Rating: ⭐️⭐️⭐️⭐️

• Bonus: $200 cash back after spending $500 on purchases within 3 months
• Rewards: 1.5% on all purchases
• Annual fee: $0

Even though there’s not a Capital One checking account bonus at this time, Capital one has plenty of worthwhile credit card promos that are worth mentioning.

First up is the Capital One Quicksilver Cash Rewards card. The offer? A $200 Capital One sign up bonus for new cardholders.

The Quicksilver card has a lot to offer:

• No annual fee
• Earns 1.5% cash back on all purchases
• No foreign transaction fees
• Travel rewards
• Extended warranties on purchases
• And a host of other benefits

Here’s how the bonus works:

• You must spend at least $500 on the card within three months of opening an account.
• The bonus will be posted to your Capital One rewards within two billing cycles.

4. Capital One SavorOne Cash Rewards Credit Card – $200 Cash Back

Overall Rating: ⭐️⭐️⭐️⭐️

• Bonus: $200 cash back after spending $500 on purchases within 3 months
• Rewards: 3% on dining, entertainment, and groceries
• Annual fee: $0

The Capital One SavorOne Rewards card is offering $200 in cash back for new cardholders. Here are some of the card’s selling points:

• No annual fee
• Low intro APR
• Earns unlimited 3% cash back on dining, entertainment, select streaming services, and grocery stores.
• No foreign transaction fees
• Until 2024, you may qualify for a complimentary Uber One membership

Here’s how the bonus works:

• You need to spend at least $500 on the card within the first three months.
• The bonus will be posted to your Capital One rewards within two billing cycles.

5. Capital One Venture Miles Credit Card – 75,000 Bonus Miles

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

• Bonus: 75,000 bonus miles
• Rewards: 2x miles on all purchases, 5x miles on hotels and cars booked through Capital One Travel
• Annual fee: $95

The Capital One Venture Miles card is a popular travel rewards card that is offering a big sign-up bonus and 2x miles back on every purchase. Miles can be redeemed for free flights and hotels through Capital One Travel, or transferred to airline and hotel partners.

But there are a bunch of other perks for cardholders, including:

• Lounge access
• Global Entry credit
• Hertz 5-star status

To get the 75,000-mile bonus, you need to spend at least $4,000 on the card within three months of opening an account.

Note: The card comes with an annual fee of $95, which is billed on your first statement.

6. Capital One Venture X Rewards Credit Card – 75,000 Bonus Miles

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

• Bonus: 75,000 bonus miles
• Rewards: 2x miles on all purchases, 5x miles on hotels and cars booked through Capital One Travel
• Annual fee: $395

The Capital One Venture X Rewards is the company’s premier card, offering a 75,000-mile sign-up bonus. Some of the key selling points include:

• $300 annual travel credit
• 10x miles on hotels and cars booked through Capital One Travel
• Hertz President’s Circle status
• $100 hotel credits
• Access to Capital One lounges
• And more…

To get the 75,000-mile bonus, you need to spend at least $4,000 on the card within three months of opening an account.

Note: The card comes with an annual fee of $395, but the travel credits can quickly make up for this fee.

7. Capital One VentureOne Rewards Credit Card – 40,000 Bonus Miles

Overall Rating: ⭐️⭐️⭐️⭐️

• Bonus: 40,000 bonus miles after spending $1,000 within 3 months of account opening
• Rewards: 1.25x miles on all purchases, 5x miles on hotels and cars booked through Capital One Travel
• Annual fee: $0

The Capital One VentureOne Rewards is Capital One’s entry-level rewards card. The current promo? A 40,000-mile sign-up bonus and a 0% introductory APR for the first 18 months after opening an account. Here are some of the card’s selling points:

• No annual fee
• 1.25x rewards on all purchases
• 5x miles on hotels and cars booked through Capital One Travel

To earn the 40,000-mile bonus, you need to spend at least $1,000 on the card within the first three months.

8. Capital One Spark Cash Plus Business Card – Up to $1,000 Cash Back

Overall Rating: ⭐️⭐️⭐️⭐️⭐️

• Bonus: $1,000 cash back after spending $50,000 within 6 months of account opening
• Rewards: 2% cash back on all purchases, 5% cash back on hotels and cars booked through Capital One Travel
• Annual fee: $150

The Capital One Spark Cash Plus card is currently offering a $1,000 sign-up bonus. It also offers a bunch of nice perks, including:

• 2% cash back on all purchases
• Additional $200 cash-back bonus when you spend at least $200,000 on the card per year

To earn the $1,000 cash-back bonus, you must meet two requirements:

1. Earn $500: Spend at least $5,000 on the card in the first three months.
2. Additional $500: Spend at least $50,000 within the first six months.

Note: This is a charge card, so there are now preset spending limits, but you must pay it off in full every month.

9. Capital One Spark Cash Select Business Credit Card- $500 Cash Back

Overall Rating: ⭐️⭐️⭐️⭐️

• Bonus: $500 cash back after spending $4,500 within 3 months of account opening
• Rewards: 1.5% cash back on all purchases, 5% cash back on hotels and cars booked through Capital One Travel
• Annual fee: $0

The Capital One Spark Cash Select is a cash-back business card. The current sign-up bonus? There is a $500 one-time bonus when you meet the spending requirements.

Among its other features:

• 1.5% cash back on all purchases
• No annual fee
• No foreign transaction fees
• Roadside assistance
• 5x cash back when you book through Capital One Travel

To earn the $500 cash-back bonus, you need to spend at least $4,500 on the card within three months of opening the account.

10. Capital One Spark Miles for Business – 50,000 Bonus Miles

Overall Rating: ⭐️⭐️⭐️⭐️

• Bonus: 50,000 miles after spending $4,500 within three months of account opening
• Rewards: 2x miles on all purchases, 5x miles on hotels and cars booked through Capital One Travel
• Annual fee: $0 ($95 after first year)

The Capital One Spark Miles is a rewards business card that is currently offering a 50,000-mile bonus. It also offers:

• 2x miles on all purchases
• No annual fee the first year (a $95 value)
• Rewards can be used for travel or transferred to Capital One partner airline and hotel rewards programs

To earn the 50,000-mile bonus, you need to spend at least $4,500 on the card within three months of opening an account.

Capital One Account Bonuses: Recently Expired Promotions:

1. Capital One 360 Checking Account Bonus: $250 Cash Bonus

• Bonus: $250 cash
• Minimum deposit: $500
• Monthly fee: $0

There are no Capital One coupons that can bring this bonus back!

Until recently, Capital One 360 Checking offered a $250 Capital One checking account bonus for opening new accounts with direct deposit. The bonus required at least two direct deposits of $250 or more within 75 days of account opening, excluding peer-to-peer payment apps like Zelle or Venmo.

What to Know About Capital One Promotions

A word of caution about Capital One bonuses: they generally come with requirements.

For example, the $1,000 bonus for Capital One 360 Performance Savings requires you to deposit funds within 15 days of account opening — a very short timeline.

So be sure to read the fine print and complete the required actions in a timely manner.

The Benefits of Banking with Capital One

• Capital One offers no-fee checking and savings accounts (with high-interest rates), and a wide selection of rewards credit cards.
• The mobile app is very well designed, allowing you to quickly and easily manage all of your accounts in one place.
• All Capital One members get access to Credit Wise to monitor their credit score, as well as additional rewards and Capital One coupons through the Capital One Shopping app.
• Capital One has free-to-use cafes in select cities that give you a place to work or meet up, and include a selection of snacks and drinks you can purchase.

Final Word: Capital One Checking Account Bonuses

Capital One always has a few promotions in rotation, especially with its popular credit card lineup.

While the Credit One checking account bonus is on pause, there are still plenty of great Capital One promos on offer, including a $1000 bonus for opening the Capital One Performance 360 Savings Account.

Capital One covers the entire spectrum, including secured cards for poor credit, no-fee cards with big bonuses, and top-tier business cards with up to $1,000 in bonuses.

Capital One is a fantastic all-in-one bank and one-stop shop for bonuses and promotions.

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