Sectors & IndustriesFinancial ServicesBanks - Regional

Best Bank Stocks to Buy Now (2026)

Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

Macro Bank (NYSE:BMA) is the #1 top bank stock out of 312 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Macro Bank (NYSE:BMA) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Macro Bank (NYSE:BMA) has a Due Diligence Score of 15, which is -22 points lower than the bank industry average of 37. Although this number is below the industry average, our proven quant model rates BMA as a "A".

BMA passed 5 out of 38 due diligence checks and has weak fundamentals. Macro Bank has seen its stock return 14.49% over the past year, underperforming other bank stocks by -10 percentage points.

Macro Bank has an average 1 year price target of $105.00, an upside of 39.59% from Macro Bank's current stock price of $75.22.

Macro Bank stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Macro Bank, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Citizens & Northern (NASDAQ:CZNC) is the #2 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: A.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 33, which is -4 points lower than the bank industry average of 37. Although this number is below the industry average, our proven quant model rates CZNC as a "B".

CZNC passed 11 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 32.4% over the past year, overperforming other bank stocks by 8 percentage points.

Virginia National Bankshares (NASDAQ:VABK) is the #3 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Virginia National Bankshares (NASDAQ:VABK) is: Value: B, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.

Virginia National Bankshares (NASDAQ:VABK) has a Due Diligence Score of 49, which is 12 points higher than the bank industry average of 37.

VABK passed 17 out of 38 due diligence checks and has strong fundamentals. Virginia National Bankshares has seen its stock return 24.41% over the past year.

Out of 265 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 7.84%, which is 5 percentage points higher than the bank industry average of 2.52%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

Itau Unibanco Holding Sa (NYSE:ITUB) has an annual dividend yield of 7.79%, which is 5 percentage points higher than the bank industry average of 2.52%. Itau Unibanco Holding Sa's dividend payout is not stable, having dropped more than 10% forty times in the last 10 years. Itau Unibanco Holding Sa's dividend has shown consistent growth over the last 10 years.

Itau Unibanco Holding Sa's dividend payout ratio of 76.8% indicates that its high dividend yield is sustainable for the long-term.

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 6.53%, which is 4 percentage points higher than the bank industry average of 2.52%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

Bank stocks were down -1.99% in the last day, and down -2.82% over the last week. Mizuho Financial Group was the among the top losers in the banks - regional industry, dropping -4.79% yesterday.

Shares of U.S.-listed Japanese banks are trading lower. The U.S. Treasury's decision to more than double its repurchases of long-dated government bonds may signal to investors that the BoJ will have to hike rates more aggressively to control yen yields, which would hurt bank margins.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

Northpointe Bancshares (NYSE:NPB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 71, which is 29 points higher than the bank industry average of 42. It passed 5 out of 7 valuation due diligence checks.

Northpointe Bancshares's stock has gained 2.84% in the past year. It has underperformed other stocks in the bank industry by -21 percentage points.

Newtekone (NASDAQ:NEWT) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 29 points higher than the bank industry average of 42. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has gained 4.48% in the past year. It has underperformed other stocks in the bank industry by -20 percentage points.

Op Bancorp (NASDAQ:OPBK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 29 points higher than the bank industry average of 42. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 11.31% in the past year. It has underperformed other stocks in the bank industry by -13 percentage points.

33.48% of bank stocks rated by analysts are a hold right now. On average, analysts expect bank stocks to rise by 8.77% over the next year.

0.36% of bank stocks have a Zen Rating of A (Strong Buy), 6.14% of bank stocks are rated B (Buy), 81.23% are rated C (Hold), 11.55% are rated D (Sell), and 0.72% are rated F (Strong Sell).