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NASDAQ: MBCN
Middlefield Banc Corp Stock

$21.98-0.51 (-2.27%)
Updated Apr 17, 2024
MBCN Price
$21.98
Fair Value Price
$29.63
Market Cap
$177.36M
52 Week Low
$21.98
52 Week High
$37.00
P/E
10.27x
P/B
0.86x
P/S
3.8x
PEG
6.42x
Dividend Yield
3.87%
Revenue
$68.89M
Earnings
$17.37M
Gross Margin
100%
Operating Margin
30.13%
Profit Margin
25.2%
Debt to Equity
7.86
Operating Cash Flow
$22M
Beta
0.61
Next Earnings
Apr 22, 2024
Ex-Dividend
N/A
Next Dividend
N/A

MBCN Overview

Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. It provides checking, savings, negotiable order of withdrawal accounts, money market accounts, time certificates of deposit, commercial loans, real estate loans, various consumer loans, safe deposit facilities, and travelers' checks. The company also offers operational and working capital, term business, residential construction, professional, and residential and mortgage loans, as well as consumer installment loans for home improvements, automobiles, boats, and other personal expenditures; loans to finance capital purchases; selected guaranteed or subsidized loan programs for small businesses; and agricultural loans. Further, it provides official checks, money orders, ATM services, as well as IRA accounts; online banking and bill payment services to individuals; and online cash management services to business customers. In addition, the company resolves and disposes troubled assets in Ohio. As of December 31, 2021, it has 17 banking centers in Chardon, Newbury, and Middlefield, Garrettsville, Mantua, Orwell, Cortland, Dublin, Westerville, Sunbury, Powell, Beachwood, Solon, Twinsburg, and Plain City; as well as an administrative office in Middlefield, and a loan production office in Mentor. Middlefield Banc Corp. was founded in 1901 and is headquartered in Middlefield, Ohio.

Zen Score

Industry Average (33)
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Due Diligence Checks

MBCN ($21.98) is undervalued by 25.81% relative to our estimate of its Fair Value price of $29.63 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
MBCN ($21.98) is significantly undervalued by 25.81% relative to our estimate of its Fair Value price of $29.63 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
MBCN ($21.98) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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MBCN News

Valuation

MBCN fair value

Fair Value of MBCN stock based on Discounted Cash Flow (DCF)
Price
$21.98
Fair Value
$29.63
Undervalued by
25.81%
MBCN ($21.98) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
MBCN ($21.98) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
MBCN ($21.98) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

MBCN price to earnings (PE)

For valuing profitable companies with steady earnings
Company
10.27x
Industry
-10.51x
Market
41.64x
MBCN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MBCN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

MBCN price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.86x
Industry
0.95x
MBCN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

MBCN price to earnings growth (PEG)

For valuing profitable companies with growth potential
MBCN is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

MBCN's financial health

Profit margin

Revenue
$16.4M
Net Income
$3.5M
Profit Margin
21.6%
MBCN's Earnings (EBIT) of $20.76M... subscribe to Premium to read more.
Interest Coverage Financials
MBCN's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.8B
Liabilities
$1.6B
Debt to equity
7.86
MBCN's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
MBCN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$7.7M
Investing
-$25.0M
Financing
$12.6M
MBCN's operating cash flow ($22.36M)... subscribe to Premium to read more.
Debt Coverage Financials

MBCN vs Bank Stocks

TickerMarket Cap1d %P/EP/B
MBCN$177.36M-2.27%10.27x0.86x
COFS$177.34M+0.38%8.33x0.91x
CALB$181.48M-0.09%8.36x0.92x
ATLO$170.85M+0.21%15.83x1.03x
NKSH$170.33M+3.18%10.86x1.21x

Middlefield Banc Stock FAQ

What is Middlefield Banc's quote symbol?

(NASDAQ: MBCN) Middlefield Banc trades on the NASDAQ under the ticker symbol MBCN. Middlefield Banc stock quotes can also be displayed as NASDAQ: MBCN.

If you're new to stock investing, here's how to buy Middlefield Banc stock.

What is the 52 week high and low for Middlefield Banc (NASDAQ: MBCN)?

(NASDAQ: MBCN) Middlefield Banc's 52-week high was $37.00, and its 52-week low was $21.98. It is currently -40.59% from its 52-week high and at its 52-week low.

How much is Middlefield Banc stock worth today?

(NASDAQ: MBCN) Middlefield Banc currently has 8,069,144 outstanding shares. With Middlefield Banc stock trading at $21.98 per share, the total value of Middlefield Banc stock (market capitalization) is $177.36M.

Middlefield Banc stock was originally listed at a price of $10.03 in Feb 27, 2003. If you had invested in Middlefield Banc stock at $10.03, your return over the last 21 years would have been 119.06%, for an annualized return of 3.8% (not including any dividends or dividend reinvestments).

How much is Middlefield Banc's stock price per share?

(NASDAQ: MBCN) Middlefield Banc stock price per share is $21.98 today (as of Apr 17, 2024).

What is Middlefield Banc's Market Cap?

(NASDAQ: MBCN) Middlefield Banc's market cap is $177.36M, as of Apr 18, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Middlefield Banc's market cap is calculated by multiplying MBCN's current stock price of $21.98 by MBCN's total outstanding shares of 8,069,144.
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