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NASDAQ: OVLY
Oak Valley Bancorp Stock

$24.87-0.06 (-0.24%)
Updated Mar 1, 2024
OVLY Price
$24.87
Fair Value Price
N/A
Market Cap
$206.25M
52 Week Low
$22.49
52 Week High
$30.70
P/E
5.89x
P/B
1.53x
P/S
2.44x
PEG
0.3x
Dividend Yield
1.55%
Revenue
$85.01M
Earnings
$34.46M
Gross Margin
100%
Operating Margin
52.94%
Profit Margin
40.5%
Debt to Equity
12.59
Operating Cash Flow
$42M
Beta
0.76
Next Earnings
Apr 18, 2024
Ex-Dividend
N/A
Next Dividend
N/A

OVLY Overview

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.

Zen Score

Industry Average (34)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how OVLY scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

OVLY ($24.87) is trading below its intrinsic value of $52.61, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OVLY is good value based on its earnings relative to its share price (5.89x), compared to the US market average (36.17x)
P/E vs Market Valuation
OVLY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more OVLY due diligence checks available for Premium users.

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OVLY News

Valuation

OVLY fair value

Fair Value of OVLY stock based on Discounted Cash Flow (DCF)
Price
$24.87
Fair Value
$70.52
Undervalued by
64.73%
OVLY ($24.87) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

OVLY price to earnings (PE)

For valuing profitable companies with steady earnings
Company
5.89x
Industry
-9.95x
Market
36.17x
OVLY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OVLY is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

OVLY price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.53x
Industry
0.98x
OVLY is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

OVLY price to earnings growth (PEG)

For valuing profitable companies with growth potential
OVLY is good value based... subscribe to Premium to read more.
PEG Value Valuation

OVLY's financial health

Profit margin

Revenue
$20.2M
Net Income
$7.4M
Profit Margin
36.4%
OVLY's Earnings (EBIT) of $45.00M... subscribe to Premium to read more.
Interest Coverage Financials
OVLY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.8B
Liabilities
$1.7B
Debt to equity
12.59
OVLY's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OVLY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$11.0M
Investing
-$16.6M
Financing
-$17.2M
OVLY's operating cash flow ($42.33M)... subscribe to Premium to read more.
Debt Coverage Financials

OVLY vs Bank Stocks

TickerMarket Cap1d %P/EP/B
OVLY$206.25M-0.24%5.89x1.53x
TSBK$207.13M-2.67%8.02x0.87x
PDLB$209.81M+0.57%-32.85x0.43x
PKBK$202.50M-1.74%6.57x0.73x
USCB$212.03M-0.64%11.79x1.16x

Oak Valley Bancorp Stock FAQ

What is Oak Valley Bancorp's quote symbol?

(NASDAQ: OVLY) Oak Valley Bancorp trades on the NASDAQ under the ticker symbol OVLY. Oak Valley Bancorp stock quotes can also be displayed as NASDAQ: OVLY.

If you're new to stock investing, here's how to buy Oak Valley Bancorp stock.

What is the 52 week high and low for Oak Valley Bancorp (NASDAQ: OVLY)?

(NASDAQ: OVLY) Oak Valley Bancorp's 52-week high was $30.70, and its 52-week low was $22.49. It is currently -18.99% from its 52-week high and 10.58% from its 52-week low.

How much is Oak Valley Bancorp stock worth today?

(NASDAQ: OVLY) Oak Valley Bancorp currently has 8,293,168 outstanding shares. With Oak Valley Bancorp stock trading at $24.87 per share, the total value of Oak Valley Bancorp stock (market capitalization) is $206.25M.

Oak Valley Bancorp stock was originally listed at a price of $6.82 in Oct 15, 2003. If you had invested in Oak Valley Bancorp stock at $6.82, your return over the last 20 years would have been 264.56%, for an annualized return of 6.68% (not including any dividends or dividend reinvestments).

How much is Oak Valley Bancorp's stock price per share?

(NASDAQ: OVLY) Oak Valley Bancorp stock price per share is $24.87 today (as of Mar 1, 2024).

What is Oak Valley Bancorp's Market Cap?

(NASDAQ: OVLY) Oak Valley Bancorp's market cap is $206.25M, as of Mar 5, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Oak Valley Bancorp's market cap is calculated by multiplying OVLY's current stock price of $24.87 by OVLY's total outstanding shares of 8,293,168.
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