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NASDAQ: PCB
Pcb Bancorp Stock

$19.11+0.37 (+1.97%)
Updated Sep 19, 2024
PCB Price
$19.11
Fair Value Price
$48.06
Market Cap
$272.39M
52 Week Low
$14.50
52 Week High
$20.22
P/E
11.51x
P/B
0.77x
P/S
2.47x
PEG
N/A
Dividend Yield
N/A
Revenue
$93.74M
Earnings
$23.90M
Gross Margin
100%
Operating Margin
35.78%
Profit Margin
25.3%
Debt to Equity
7.07
Operating Cash Flow
$52M
Beta
1
Next Earnings
Oct 23, 2024
Ex-Dividend
N/A
Next Dividend
N/A

PCB Overview

PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and one full-service branch in each of Englewood Cliffs, New Jersey, and Bayside, New York. It also operates 10 loan production offices in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Atlanta, Georgia; Chicago, Illinois; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

Zen Score

Industry Average (30)
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Due Diligence Checks

PCB ($19.11) is undervalued by 60.24% relative to our estimate of its Fair Value price of $48.06 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
PCB ($19.11) is significantly undervalued by 60.24% relative to our estimate of its Fair Value price of $48.06 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
PCB ($19.11) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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PCB News

Valuation

PCB fair value

Fair Value of PCB stock based on Discounted Cash Flow (DCF)
Price
$19.11
Fair Value
$48.06
Undervalued by
60.24%
PCB ($19.11) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PCB ($19.11) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PCB ($19.11) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PCB price to earnings (PE)

For valuing profitable companies with steady earnings
Company
11.51x
Industry
12.89x
Market
25.52x
PCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PCB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

PCB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.77x
Industry
1.16x
PCB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PCB's financial health

Profit margin

Revenue
$24.0M
Net Income
$6.3M
Profit Margin
25.6%
PCB's Earnings (EBIT) of $33.54M... subscribe to Premium to read more.
Interest Coverage Financials
PCB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.9B
Liabilities
$2.5B
Debt to equity
7.07
PCB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PCB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$14.6M
Investing
-$63.4M
Financing
-$13.4M
PCB's operating cash flow ($51.59M)... subscribe to Premium to read more.
Debt Coverage Financials

PCB vs Bank Stocks

TickerMarket Cap1d %P/EP/B
PCB$272.39M+1.97%11.51x0.77x
BCML$273.33M+2.47%11.56x0.87x
SSBK$274.63M+0.49%8.60x1.19x
CZFS$275.65M+3.41%9.95x0.96x
BCAL$276.91M+2.47%16.97x0.94x

Pcb Bancorp Stock FAQ

What is Pcb Bancorp's quote symbol?

(NASDAQ: PCB) Pcb Bancorp trades on the NASDAQ under the ticker symbol PCB. Pcb Bancorp stock quotes can also be displayed as NASDAQ: PCB.

If you're new to stock investing, here's how to buy Pcb Bancorp stock.

What is the 52 week high and low for Pcb Bancorp (NASDAQ: PCB)?

(NASDAQ: PCB) Pcb Bancorp's 52-week high was $20.22, and its 52-week low was $14.50. It is currently -5.49% from its 52-week high and 31.79% from its 52-week low.

How much is Pcb Bancorp stock worth today?

(NASDAQ: PCB) Pcb Bancorp currently has 14,254,024 outstanding shares. With Pcb Bancorp stock trading at $19.11 per share, the total value of Pcb Bancorp stock (market capitalization) is $272.39M.

Pcb Bancorp stock was originally listed at a price of $19.98 in Aug 10, 2018. If you had invested in Pcb Bancorp stock at $19.98, your return over the last 6 years would have been -4.35%, for an annualized return of -0.74% (not including any dividends or dividend reinvestments).

How much is Pcb Bancorp's stock price per share?

(NASDAQ: PCB) Pcb Bancorp stock price per share is $19.11 today (as of Sep 19, 2024).

What is Pcb Bancorp's Market Cap?

(NASDAQ: PCB) Pcb Bancorp's market cap is $272.39M, as of Sep 20, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Pcb Bancorp's market cap is calculated by multiplying PCB's current stock price of $19.11 by PCB's total outstanding shares of 14,254,024.
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