NASDAQ: PCB
Pcb Bancorp Stock

$28.51-0.58 (-1.99%)
Updated Jul 2, 2026
PCB Price
$28.51
Fair Value Price
$17.81
Market Cap
$405.83M
52 Week Low
$19.70
52 Week High
$29.29
P/E
10.18x
P/B
1.02x
P/S
2.74x
PEG
4.06x
Dividend Yield
2.95%
Revenue
$116.14M
Earnings
$40.37M
Gross Margin
100%
Operating Margin
48.74%
Profit Margin
34.5%
Debt to Equity
7.56
Operating Cash Flow
$45M
Beta
0.69
Next Earnings
Jul 23, 2026
Ex-Dividend
N/A
Next Dividend
N/A

PCB Overview

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA), multifamily, business property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, home, and mortgage warehouse; consumer loans comprising residential mortgage and other consumer loans; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions, including remote check deposit and mobile bill pay. Further, it provides automated teller machines; cash management, debit and credit card, and online and mobile banking; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier’s checks, as well as treasury management, wire transfer, and automated clearing house services. It operates through full-service branches and loan production offices. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine PCB's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
PCB
Ranked
#44 of 287

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Overview

Due Diligence Score

Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PCB scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

PCB ($28.51) is overvalued by 60.06% relative to our estimate of its Fair Value price of $17.81 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
PCB ($28.51) is not significantly undervalued (60.06%) relative to our estimate of its Fair Value price of $17.81 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
PCB ($28.51) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more PCB due diligence checks available for Premium users.

Valuation

PCB fair value

Fair Value of PCB stock based on Discounted Cash Flow (DCF)

Price
$28.51
Fair Value
$17.81
Overvalued by
60.06%
PCB ($28.51) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PCB ($28.51) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PCB ($28.51) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PCB price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.18x
Industry
13.7x
Market
8.54x
PCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PCB is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

PCB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.02x
Industry
1.32x
PCB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PCB price to earnings growth (PEG)

For valuing profitable companies with growth potential

PCB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

PCB's financial health

Profit margin

Revenue
$29.7M
Net Income
$10.7M
Profit Margin
35.6%
PCB's Earnings (EBIT) of $56.60M... subscribe to Premium to read more.
Interest Coverage Financials
PCB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.4B
Liabilities
$3.0B
Debt to equity
7.56
PCB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PCB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$20.7M
Investing
-$65.7M
Financing
$105.3M
PCB's operating cash flow ($44.92M)... subscribe to Premium to read more.
Debt Coverage Financials

PCB vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
PCBC$405.83M-1.99%10.18x1.02x
ISTRB$406.77M-2.38%12.19x0.98x
PLBCC$412.03M-1.10%12.24x1.55x
FNLCC$395.10M-1.38%10.72x1.38x
FRSTC$391.89M-3.36%8.41x0.92x

Pcb Bancorp Stock FAQ

What is Pcb Bancorp's quote symbol?

(NASDAQ: PCB) Pcb Bancorp trades on the NASDAQ under the ticker symbol PCB. Pcb Bancorp stock quotes can also be displayed as NASDAQ: PCB.

If you're new to stock investing, here's how to buy Pcb Bancorp stock.

What is the 52 week high and low for Pcb Bancorp (NASDAQ: PCB)?

(NASDAQ: PCB) Pcb Bancorp's 52-week high was $29.29, and its 52-week low was $19.70. It is currently -2.66% from its 52-week high and 44.72% from its 52-week low.

How much is Pcb Bancorp stock worth today?

(NASDAQ: PCB) Pcb Bancorp currently has 14,234,723 outstanding shares. With Pcb Bancorp stock trading at $28.51 per share, the total value of Pcb Bancorp stock (market capitalization) is $405.83M.

Pcb Bancorp stock was originally listed at a price of $19.98 in Aug 10, 2018. If you had invested in Pcb Bancorp stock at $19.98, your return over the last 7 years would have been 42.69%, for an annualized return of 5.21% (not including any dividends or dividend reinvestments).

How much is Pcb Bancorp's stock price per share?

(NASDAQ: PCB) Pcb Bancorp stock price per share is $28.51 today (as of Jul 2, 2026).

What is Pcb Bancorp's Market Cap?

(NASDAQ: PCB) Pcb Bancorp's market cap is $405.83M, as of Jul 4, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Pcb Bancorp's market cap is calculated by multiplying PCB's current stock price of $28.51 by PCB's total outstanding shares of 14,234,723.
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