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NASDAQ: CHMG
Chemung Financial Corp Stock

$43.41-0.09 (-0.21%)
Updated May 17, 2024
CHMG Price
$43.41
Fair Value Price
N/A
Market Cap
$206.30M
52 Week Low
$33.72
52 Week High
$51.36
P/E
8.32x
P/B
1.05x
P/S
2.1x
PEG
2.19x
Dividend Yield
2.86%
Revenue
$96.44M
Earnings
$24.78M
Gross Margin
100%
Operating Margin
32.49%
Profit Margin
25.7%
Debt to Equity
13.13
Operating Cash Flow
$28M
Beta
0.93
Next Earnings
Jun 4, 2024
Ex-Dividend
N/A
Next Dividend
N/A

CHMG Overview

Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial mortgage loans; residential mortgage loans; consumer loans, including home equity lines of credit and home equity term loans; and interest rate swaps, letters of credit, wealth management, employee benefit plans, mutual fund, insurance products, and brokerage services. Further, it provides securities, insurance, and tax preparation services. Additionally, it offers guardian, custodian, and trustee services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts; and various investment, pension, estate planning, and employee benefit administrative services. The company operates 31 branch offices located in 13 counties in New York and Bradford County in Pennsylvania. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York.

Zen Score

Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how CHMG scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CHMG ($43.41) is trading above its intrinsic value of $35.59, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CHMG is good value based on its earnings relative to its share price (8.32x), compared to the US market average (30.97x)
P/E vs Market Valuation
CHMG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more CHMG due diligence checks available for Premium users.

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CHMG News

Valuation

CHMG price to earnings (PE)

For valuing profitable companies with steady earnings
Company
8.32x
Industry
-7.74x
Market
30.97x
CHMG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CHMG is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CHMG price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.05x
Industry
1.06x
CHMG is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CHMG price to earnings growth (PEG)

For valuing profitable companies with growth potential
CHMG is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

CHMG's financial health

Profit margin

Revenue
$25.8M
Net Income
$7.1M
Profit Margin
27.3%
CHMG's Earnings (EBIT) of $31.33M... subscribe to Premium to read more.
Interest Coverage Financials
CHMG's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.8B
Liabilities
$2.6B
Debt to equity
13.13
CHMG's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CHMG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$7.9M
Investing
-$17.9M
Financing
$67.9M
CHMG's operating cash flow ($28.13M)... subscribe to Premium to read more.
Debt Coverage Financials

CHMG vs Bank Stocks

TickerMarket Cap1d %P/EP/B
CHMG$206.30M-0.21%8.32x1.05x
OVLY$206.73M+0.08%7.40x1.24x
PLBC$207.29M-0.62%7.26x1.28x
PDLB$209.07M+0.69%33.77x0.42x
CBAN$209.12M+0.08%9.53x0.80x

Chemung Financial Stock FAQ

What is Chemung Financial's quote symbol?

(NASDAQ: CHMG) Chemung Financial trades on the NASDAQ under the ticker symbol CHMG. Chemung Financial stock quotes can also be displayed as NASDAQ: CHMG.

If you're new to stock investing, here's how to buy Chemung Financial stock.

What is the 52 week high and low for Chemung Financial (NASDAQ: CHMG)?

(NASDAQ: CHMG) Chemung Financial's 52-week high was $51.36, and its 52-week low was $33.72. It is currently -15.48% from its 52-week high and 28.74% from its 52-week low.

How much is Chemung Financial stock worth today?

(NASDAQ: CHMG) Chemung Financial currently has 4,752,375 outstanding shares. With Chemung Financial stock trading at $43.41 per share, the total value of Chemung Financial stock (market capitalization) is $206.30M.

Chemung Financial stock was originally listed at a price of $28.00 in Jan 4, 1999. If you had invested in Chemung Financial stock at $28.00, your return over the last 25 years would have been 55.04%, for an annualized return of 1.77% (not including any dividends or dividend reinvestments).

How much is Chemung Financial's stock price per share?

(NASDAQ: CHMG) Chemung Financial stock price per share is $43.41 today (as of May 17, 2024).

What is Chemung Financial's Market Cap?

(NASDAQ: CHMG) Chemung Financial's market cap is $206.30M, as of May 20, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Chemung Financial's market cap is calculated by multiplying CHMG's current stock price of $43.41 by CHMG's total outstanding shares of 4,752,375.
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