NASDAQ: ISTR
Investar Holding Corp Stock

$18.12+0.31 (+1.74%)
Updated Mar 27, 2025
ISTR Price
$18.12
Fair Value Price
$2.95
Market Cap
$178.04M
52 Week Low
$14.60
52 Week High
$24.81
P/E
8.8x
P/B
0.74x
P/S
2.47x
PEG
N/A
Dividend Yield
1.13%
Revenue
$87.44M
Earnings
$20.25M
Gross Margin
100%
Operating Margin
27.91%
Profit Margin
23.2%
Debt to Equity
10.28
Operating Cash Flow
$16M
Beta
0.69
Next Earnings
Apr 21, 2025
Ex-Dividend
N/A
Next Dividend
N/A

ISTR Overview

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit cards; and mobile banking services. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate lending, such as second mortgage loans; consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers cash management products, including remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination and wire transfer, investment sweep accounts, and business Internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machine, interactive teller machines, merchant card, and mobile wallet payment services. The company operates through a network of 24 full service branches. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine ISTR's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
ISTR
Ranked
#54 of 292

Top Ranked Stocks in Industry

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ISTR News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how ISTR scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

ISTR ($18.12) is overvalued by 513.79% relative to our estimate of its Fair Value price of $2.95 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
ISTR ($18.12) is not significantly undervalued (513.79%) relative to our estimate of its Fair Value price of $2.95 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
ISTR is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more ISTR due diligence checks available for Premium users.

Valuation

ISTR fair value

Fair Value of ISTR stock based on Discounted Cash Flow (DCF)

Price
$18.12
Fair Value
$2.95
Overvalued by
513.79%
ISTR ($18.12) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
ISTR ($18.12) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
ISTR is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ISTR price to earnings (PE)

For valuing profitable companies with steady earnings

Company
8.8x
Industry
13.09x
Market
31.08x
ISTR is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ISTR is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ISTR price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.74x
Industry
1.13x
ISTR is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ISTR's financial health

Profit margin

Revenue
$23.3M
Net Income
$6.1M
Profit Margin
26.2%
ISTR's Earnings (EBIT) of $24.41M... subscribe to Premium to read more.
Interest Coverage Financials
ISTR's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.7B
Liabilities
$2.5B
Debt to equity
10.28
ISTR's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
ISTR's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$291.0k
Investing
$15.3M
Financing
-$73.4M
ISTR's operating cash flow ($15.93M)... subscribe to Premium to read more.
Debt Coverage Financials

ISTR vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
ISTRC$178.04M+1.74%8.80x0.74x
NKSHC$177.15M+3.61%19.08x1.06x
HMSTF$179.18M+2.27%-1.24x0.45x
FSFGB$179.71M+3.92%9.38x1.02x
OPBKC$179.81M-0.08%8.67x0.88x

Investar Holding Stock FAQ

What is Investar Holding's quote symbol?

(NASDAQ: ISTR) Investar Holding trades on the NASDAQ under the ticker symbol ISTR. Investar Holding stock quotes can also be displayed as NASDAQ: ISTR.

If you're new to stock investing, here's how to buy Investar Holding stock.

What is the 52 week high and low for Investar Holding (NASDAQ: ISTR)?

(NASDAQ: ISTR) Investar Holding's 52-week high was $24.81, and its 52-week low was $14.60. It is currently -26.95% from its 52-week high and 24.11% from its 52-week low.

How much is Investar Holding stock worth today?

(NASDAQ: ISTR) Investar Holding currently has 9,825,633 outstanding shares. With Investar Holding stock trading at $18.12 per share, the total value of Investar Holding stock (market capitalization) is $178.04M.

Investar Holding stock was originally listed at a price of $14.20 in Jul 1, 2014. If you had invested in Investar Holding stock at $14.20, your return over the last 10 years would have been 27.61%, for an annualized return of 2.47% (not including any dividends or dividend reinvestments).

How much is Investar Holding's stock price per share?

(NASDAQ: ISTR) Investar Holding stock price per share is $18.12 today (as of Mar 27, 2025).

What is Investar Holding's Market Cap?

(NASDAQ: ISTR) Investar Holding's market cap is $178.04M, as of Mar 28, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Investar Holding's market cap is calculated by multiplying ISTR's current stock price of $18.12 by ISTR's total outstanding shares of 9,825,633.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.