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NASDAQ: ISTR
Investar Holding Corp Stock

$20.63-0.19 (-0.91%)
Updated Feb 3, 2023
ISTR Price
$20.63
Fair Value Price
$24.20
Market Cap
$204.05M
52 Week Low
$18.62
52 Week High
$23.72
P/E
6.23x
P/B
0.99x
P/S
1.94x
PEG
0.31x
Dividend Yield
1.77%
Revenue
$103.01M
Earnings
$33.75M
Gross Margin
100%
Operating Margin
40.92%
Profit Margin
32.8%
Debt to Equity
11.94
Operating Cash Flow
$38M
Beta
0.85
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

ISTR Overview

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit cards; and mobile banking services. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate lending, such as second mortgage loans; consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers cash management products, including remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination and wire transfer, investment sweep accounts, and business Internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machine, interactive teller machines, merchant card, and mobile wallet payment services. The company operates through a network of 24 full service branches. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

Zen Score

Industry Average (35)
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Due Diligence Checks

ISTR ($20.63) is undervalued by 14.75% relative to our estimate of its Fair Value price of $24.20 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
ISTR ($20.63) is not significantly undervalued (14.75%) relative to our estimate of its Fair Value price of $24.20 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
ISTR ($20.63) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more ISTR due diligence checks available for Premium users.

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ISTR News

Valuation

ISTR fair value

Fair Value of ISTR stock based on Discounted Cash Flow (DCF)
Price
$20.63
Fair Value
$24.20
Undervalued by
14.75%
ISTR ($20.63) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
ISTR ($20.63) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
ISTR ($20.63) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ISTR price to earnings (PE)

For valuing profitable companies with steady earnings
Company
6.23x
Industry
19.64x
Market
15.09x
ISTR is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ISTR is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ISTR price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.99x
Industry
1.2x
ISTR is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ISTR price to earnings growth (PEG)

For valuing profitable companies with growth potential
ISTR is good value based... subscribe to Premium to read more.
PEG Value Valuation

ISTR's financial health

Profit margin

Revenue
$25.0M
Net Income
$7.3M
Profit Margin
29.3%
ISTR's Earnings (EBIT) of $42.15M... subscribe to Premium to read more.
Interest Coverage Financials
ISTR's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.7B
Liabilities
$2.5B
Debt to equity
11.94
ISTR's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
ISTR's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$11.8M
Investing
-$106.4M
Financing
$79.7M
ISTR's operating cash flow ($38.41M)... subscribe to Premium to read more.
Debt Coverage Financials

ISTR vs Bank Stocks

TickerMarket Cap1d %P/EP/B
ISTR$204.05M-0.91%6.23x0.99x
CFFI$207.37M-1.86%8.48x1.12x
VABK$208.51M-0.66%9.41x1.66x
LMST$198.31M-0.15%11.75x1.54x
LCNB$211.83M+0.32%10.39x1.08x

Investar Holding Stock FAQ

What is Investar Holding's quote symbol?

NASDAQ: ISTR) Investar Holding trades on the NASDAQ under the ticker symbol ISTR. Investar Holding stock quotes can also be displayed as NASDAQ: ISTR.

If you're new to stock investing, here's how to buy Investar Holding stock.

What is the 52 week high and low for Investar Holding (NASDAQ: ISTR)?

(NASDAQ: ISTR) Investar Holding's 52-week high was $23.72, and its 52-week low was $18.62. It is currently -13.03% from its 52-week high and 10.79% from its 52-week low.

How much is Investar Holding stock worth today?

(NASDAQ: ISTR) Investar Holding currently has 9,890,880 outstanding shares. With Investar Holding stock trading at $20.63 per share, the total value of Investar Holding stock (market capitalization) is $204.05M.

Investar Holding stock was originally listed at a price of $14.20 in Jul 1, 2014. If you had invested in Investar Holding stock at $14.20, your return over the last 8 years would have been 45.28%, for an annualized return of 4.78% (not including any dividends or dividend reinvestments).

How much is Investar Holding's stock price per share?

(NASDAQ: ISTR) Investar Holding stock price per share is $20.63 today (as of Feb 3, 2023).

What is Investar Holding's Market Cap?

(NASDAQ: ISTR) Investar Holding's market cap is $204.05M, as of Feb 7, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Investar Holding's market cap is calculated by multiplying ISTR's current stock price of $20.63 by ISTR's total outstanding shares of 9,890,880.
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