NASDAQ: BLFY
Blue Foundry Bancorp Stock

$12.71-0.05 (-0.39%)
Updated Mar 13, 2026
BLFY Price
$12.71
Fair Value Price
-$11.77
Market Cap
$263.88M
52 Week Low
$7.61
52 Week High
$14.74
P/E
-28.24x
P/B
0.84x
P/S
3.95x
PEG
N/A
Dividend Yield
N/A
Revenue
$44.73M
Earnings
-$9.20M
Gross Margin
100%
Operating Margin
-20.58%
Profit Margin
-20.6%
Debt to Equity
5.86
Operating Cash Flow
-$3M
Beta
0.63
Next Earnings
Mar 17, 2026
Ex-Dividend
N/A
Next Dividend
N/A

BLFY Overview

Blue Foundry Bancorp is the holding company for Blue Foundry Bank. The bank offers deposits and loans including one-to-four family residential mortgages, home equity, commercial real estate, multi-family, construction, commercial and industrial, and other consumer loans, as well as home equity lines of credit. Known as Boiling Springs Bancorp until 2019/07, Blue Foundry Bancorp was founded in 1939 and is based in Rutherford, NJ.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine BLFY's potential to beat the market

Zen Rating Component Grades

N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
BLFY
Ranked
Unranked of 279

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$5.72B
$27.13B
$28.30B
View Top Bank Stocks

Be the first to know about important BLFY news, forecast changes, insider trades & much more!

BLFY News

Overview

Due Diligence Score

Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how BLFY scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

BLFY ($12.71) is overvalued by 208.02% relative to our estimate of its Fair Value price of -$11.77 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
BLFY ($12.71) is not significantly undervalued (208.02%) relative to our estimate of its Fair Value price of -$11.77 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
BLFY is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more BLFY due diligence checks available for Premium users.

Valuation

BLFY fair value

Fair Value of BLFY stock based on Discounted Cash Flow (DCF)

Price
$12.71
Fair Value
-$11.77
Undervalued by
208.02%
BLFY ($12.71) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
BLFY ($12.71) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
BLFY is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

BLFY price to earnings (PE)

For valuing profitable companies with steady earnings

Company
-28.24x
Industry
13.71x
Market
31.8x

BLFY price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.84x
Industry
1.18x
BLFY is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

BLFY's financial health

Profit margin

Revenue
$12.0M
Net Income
-$1.9M
Profit Margin
-15.5%
BLFY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.2B
Liabilities
$1.8B
Debt to equity
5.86
BLFY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$255.0k
Investing
-$24.9M
Financing
$27.3M

BLFY vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
BLFY$263.88M-0.39%-28.24x0.84x
FVCBC$264.98M+0.27%12.53x1.06x
OVLYC$266.33M+0.41%11.06x1.34x
ISTRC$260.96M-0.89%11.62x0.88x
WNEBC$258.32M+0.55%16.78x1.04x

Blue Foundry Bancorp Stock FAQ

What is Blue Foundry Bancorp's quote symbol?

(NASDAQ: BLFY) Blue Foundry Bancorp trades on the NASDAQ under the ticker symbol BLFY. Blue Foundry Bancorp stock quotes can also be displayed as NASDAQ: BLFY.

If you're new to stock investing, here's how to buy Blue Foundry Bancorp stock.

What is the 52 week high and low for Blue Foundry Bancorp (NASDAQ: BLFY)?

(NASDAQ: BLFY) Blue Foundry Bancorp's 52-week high was $14.74, and its 52-week low was $7.61. It is currently -13.77% from its 52-week high and 66.97% from its 52-week low.

How much is Blue Foundry Bancorp stock worth today?

(NASDAQ: BLFY) Blue Foundry Bancorp currently has 20,761,225 outstanding shares. With Blue Foundry Bancorp stock trading at $12.71 per share, the total value of Blue Foundry Bancorp stock (market capitalization) is $263.88M.

Blue Foundry Bancorp stock was originally listed at a price of $12.81 in Jul 19, 2021. If you had invested in Blue Foundry Bancorp stock at $12.81, your return over the last 4 years would have been -0.78%, for an annualized return of -0.2% (not including any dividends or dividend reinvestments).

How much is Blue Foundry Bancorp's stock price per share?

(NASDAQ: BLFY) Blue Foundry Bancorp stock price per share is $12.71 today (as of Mar 13, 2026).

What is Blue Foundry Bancorp's Market Cap?

(NASDAQ: BLFY) Blue Foundry Bancorp's market cap is $263.88M, as of Mar 16, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Blue Foundry Bancorp's market cap is calculated by multiplying BLFY's current stock price of $12.71 by BLFY's total outstanding shares of 20,761,225.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.