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NASDAQ: OPBK
Op Bancorp Stock

$9.09+0.09 (+1%)
Updated Mar 24, 2023
OPBK Price
$9.09
Fair Value Price
$14.53
Market Cap
$139.47M
52 Week Low
$8.92
52 Week High
$14.50
P/E
4.23x
P/B
0.79x
P/S
1.85x
PEG
0.22x
Dividend Yield
5.06%
Revenue
$91.55M
Earnings
$33.31M
Gross Margin
100%
Operating Margin
51.03%
Profit Margin
36.4%
Debt to Equity
10.84
Operating Cash Flow
$84M
Beta
0.71
Next Earnings
Apr 26, 2023
Ex-Dividend
N/A
Next Dividend
N/A

OPBK Overview

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice. In addition, it offers debit and credit card, online transfer and bill payment, electronic delivery of customer statements, and mobile banking solutions for iPhone and Android phones, including remote check deposit with mobile bill pay; direct deposits, cashier's checks, person to person payments, wire transfers, and automated clearing house (ACH) services; and cash management services, including balance reporting, transfers between accounts, wire transfer initiation, ACH origination, and stop payment services, as well as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. As of January 27, 2022, the company operated nine full branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Gardena, Buena Park, and Santa Clara in California; and Carrollton, Texas. It also had four loan production offices in Atlanta, Georgia; Aurora, Colorado; and Lynnwood and Seattle in Washington. The company was founded in 2005 and is headquartered in Los Angeles, California.

Zen Score

Industry Average (39)
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Due Diligence Checks

OPBK ($9.09) is undervalued by 37.42% relative to our estimate of its Fair Value price of $14.53 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
OPBK ($9.09) is significantly undervalued by 37.42% relative to our estimate of its Fair Value price of $14.53 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
OPBK ($9.09) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more OPBK due diligence checks available for Premium users.

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OPBK News

Valuation

OPBK fair value

Fair Value of OPBK stock based on Discounted Cash Flow (DCF)
Price
$9.09
Fair Value
$14.53
Undervalued by
37.42%
OPBK ($9.09) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
OPBK ($9.09) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
OPBK ($9.09) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

OPBK price to earnings (PE)

For valuing profitable companies with steady earnings
Company
4.23x
Industry
21.11x
Market
21.37x
OPBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OPBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

OPBK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.79x
Industry
0.96x
OPBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

OPBK price to earnings growth (PEG)

For valuing profitable companies with growth potential
OPBK is good value based... subscribe to Premium to read more.
PEG Value Valuation

OPBK's financial health

Profit margin

Revenue
$22.4M
Net Income
$8.0M
Profit Margin
35.8%
OPBK's Earnings (EBIT) of $46.72M... subscribe to Premium to read more.
Interest Coverage Financials
OPBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.1B
Liabilities
$1.9B
Debt to equity
10.84
OPBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OPBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$3.0M
Investing
-$85.0M
Financing
$57.7M
OPBK's operating cash flow ($83.73M)... subscribe to Premium to read more.
Debt Coverage Financials

OPBK vs Bank Stocks

TickerMarket Cap1d %P/EP/B
OPBK$139.47M+1.00%4.23x0.79x
BSBK$140.60M+2.54%20.31x1.01x
FRAF$137.20M+1.00%9.23x1.20x
PTRS$136.69M+3.40%12.37x1.03x
SAL$143.75M+2.65%9.01x1.12x

Op Bancorp Stock FAQ

What is Op Bancorp's quote symbol?

NASDAQ: OPBK) Op Bancorp trades on the NASDAQ under the ticker symbol OPBK. Op Bancorp stock quotes can also be displayed as NASDAQ: OPBK.

If you're new to stock investing, here's how to buy Op Bancorp stock.

What is the 52 week high and low for Op Bancorp (NASDAQ: OPBK)?

(NASDAQ: OPBK) Op Bancorp's 52-week high was $14.50, and its 52-week low was $8.92. It is currently -37.31% from its 52-week high and 1.91% from its 52-week low.

How much is Op Bancorp stock worth today?

(NASDAQ: OPBK) Op Bancorp currently has 15,343,548 outstanding shares. With Op Bancorp stock trading at $9.09 per share, the total value of Op Bancorp stock (market capitalization) is $139.47M.

Op Bancorp stock was originally listed at a price of $12.45 in Mar 29, 2018. If you had invested in Op Bancorp stock at $12.45, your return over the last 4 years would have been -26.99%, for an annualized return of -7.56% (not including any dividends or dividend reinvestments).

How much is Op Bancorp's stock price per share?

(NASDAQ: OPBK) Op Bancorp stock price per share is $9.09 today (as of Mar 24, 2023).

What is Op Bancorp's Market Cap?

(NASDAQ: OPBK) Op Bancorp's market cap is $139.47M, as of Mar 26, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Op Bancorp's market cap is calculated by multiplying OPBK's current stock price of $9.09 by OPBK's total outstanding shares of 15,343,548.
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