NASDAQ: FCAPFirst Capital Inc Stock
$27.85+0.00 (+0%)
Updated Apr 24, 2024
FCAP Price
$27.85
Fair Value Price
$72.80
Market Cap
$93.40M
52 Week Low
$22.85
52 Week High
$37.90
P/E
7.29x
P/B
0.89x
P/S
2.28x
PEG
1.52x
Dividend Yield
3.88%
Revenue
$41.08M
Earnings
$12.79M
Gross Margin
100%
Operating Margin
36.61%
Profit Margin
31.1%
Debt to Equity
10
Operating Cash Flow
$14M
Beta
0.7
Next Earnings
Apr 26, 2024
Ex-Dividend
N/A
Next Dividend
N/A
FCAP Overview
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
FCAP ($27.85) is undervalued by 61.74% relative to our estimate of its Fair Value price of $72.80 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FCAP ($27.85) is significantly undervalued by 61.74% relative to our estimate of its Fair Value price of $72.80 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FCAP ($27.85) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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FCAP News
Valuation
FCAP fair value
Fair Value of FCAP stock based on Discounted Cash Flow (DCF)
Price
$27.85
Fair Value
$72.80
Undervalued by
61.74%
FCAP ($27.85) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FCAP ($27.85) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FCAP ($27.85) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FCAP price to earnings (PE)
For valuing profitable companies with steady earnings
Company
7.29x
Industry
-10.44x
Market
41.27x
FCAP is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FCAP is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FCAP price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.89x
Industry
0.99x
FCAP is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FCAP price to earnings growth (PEG)
For valuing profitable companies with growth potential
FCAP is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
FCAP's financial health
Profit margin
Revenue
$10.1M
Net Income
$3.1M
Profit Margin
30.9%
FCAP's Earnings (EBIT) of $15.04M... subscribe to Premium to read more.
Interest Coverage Financials
FCAP's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.2B
Liabilities
$1.1B
Debt to equity
10
FCAP's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FCAP's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$957.0k
Investing
$6.0M
Financing
$317.0k
FCAP's operating cash flow ($14.16M)... subscribe to Premium to read more.
Debt Coverage Financials
FCAP vs Bank Stocks
First Capital Stock FAQ
Company
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