NASDAQ: CBFV
Cb Financial Services Inc Stock

$34.37-1.28 (-3.59%)
Updated Dec 5, 2025
CBFV Price
$34.37
Fair Value Price
$32.27
Market Cap
$172.22M
52 Week Low
$26.01
52 Week High
$36.90
P/E
67.39x
P/B
1.13x
P/S
4.11x
PEG
0.49x
Dividend Yield
2.97%
Revenue
$40.27M
Earnings
$2.69M
Gross Margin
100%
Operating Margin
7.65%
Profit Margin
6.7%
Debt to Equity
9.14
Operating Cash Flow
$14M
Beta
0.29
Next Earnings
Feb 4, 2026
Ex-Dividend
N/A
Next Dividend
N/A

CBFV Overview

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. It operates through its main office and 13 branch offices in Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio, as well as one loan production offices in Allegheny County. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CBFV's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
CBFV
Ranked
#205 of 276

Top Ranked Stocks in Industry

View Top Bank Stocks

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CBFV News

Overview

Due Diligence Score

Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CBFV scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CBFV ($34.37) is overvalued by 6.5% relative to our estimate of its Fair Value price of $32.27 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
CBFV ($34.37) is not significantly undervalued (6.5%) relative to our estimate of its Fair Value price of $32.27 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
CBFV ($34.37) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CBFV due diligence checks available for Premium users.

Valuation

CBFV fair value

Fair Value of CBFV stock based on Discounted Cash Flow (DCF)

Price
$34.37
Fair Value
$32.27
Overvalued by
6.50%
CBFV ($34.37) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CBFV ($34.37) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CBFV ($34.37) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CBFV price to earnings (PE)

For valuing profitable companies with steady earnings

Company
67.39x
Industry
15.87x
Market
46.7x
CBFV is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CBFV is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

CBFV price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.13x
Industry
1.26x
CBFV is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CBFV price to earnings growth (PEG)

For valuing profitable companies with growth potential

CBFV is good value based... subscribe to Premium to read more.
PEG Value Valuation

CBFV's financial health

Profit margin

Revenue
$2.2M
Net Income
-$5.7M
Profit Margin
-263.3%
CBFV's Earnings (EBIT) of $3.08M... subscribe to Premium to read more.
Interest Coverage Financials
CBFV's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.5B
Liabilities
$1.4B
Debt to equity
9.14
CBFV's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
CBFV's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$4.6M
Investing
-$37.5M
Financing
$24.3M
CBFV's operating cash flow ($14.37M)... subscribe to Premium to read more.
Debt Coverage Financials

CBFV vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CBFVC$172.22M-3.59%67.39x1.13x
INBKD$171.73M-2.06%-5.20x0.49x
CZWIC$171.65M-0.45%13.78x0.92x
FCAP$169.99M-0.33%11.49x1.28x
UBFO$175.06M-0.70%15.09x1.27x

Cb Financial Services Stock FAQ

What is Cb Financial Services's quote symbol?

(NASDAQ: CBFV) Cb Financial Services trades on the NASDAQ under the ticker symbol CBFV. Cb Financial Services stock quotes can also be displayed as NASDAQ: CBFV.

If you're new to stock investing, here's how to buy Cb Financial Services stock.

What is the 52 week high and low for Cb Financial Services (NASDAQ: CBFV)?

(NASDAQ: CBFV) Cb Financial Services's 52-week high was $36.90, and its 52-week low was $26.01. It is currently -6.86% from its 52-week high and 32.14% from its 52-week low.

How much is Cb Financial Services stock worth today?

(NASDAQ: CBFV) Cb Financial Services currently has 5,010,883 outstanding shares. With Cb Financial Services stock trading at $34.37 per share, the total value of Cb Financial Services stock (market capitalization) is $172.22M.

Cb Financial Services stock was originally listed at a price of $13.50 in Dec 31, 1997. If you had invested in Cb Financial Services stock at $13.50, your return over the last 27 years would have been 154.59%, for an annualized return of 3.52% (not including any dividends or dividend reinvestments).

How much is Cb Financial Services's stock price per share?

(NASDAQ: CBFV) Cb Financial Services stock price per share is $34.37 today (as of Dec 5, 2025).

What is Cb Financial Services's Market Cap?

(NASDAQ: CBFV) Cb Financial Services's market cap is $172.22M, as of Dec 9, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Cb Financial Services's market cap is calculated by multiplying CBFV's current stock price of $34.37 by CBFV's total outstanding shares of 5,010,883.
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