NASDAQ: INBKFirst Internet Bancorp Stock
$28.00-1.08 (-3.71%)
Updated Sep 11, 2026
INBK Price
$28.00
Fair Value Price
$36.56
Market Cap
$244.54M
52 Week Low
$17.05
52 Week High
$31.09
P/E
-7.78x
P/B
0.67x
P/S
4.41x
PEG
N/A
Dividend Yield
0.86%
Revenue
$55.15M
Earnings
-$31.43M
Gross Margin
100%
Operating Margin
-82.81%
Profit Margin
-57%
Debt to Equity
14.28
Operating Cash Flow
$161M
Beta
1.06
Next Earnings
Oct 28, 2026
Ex-Dividend
N/A
Next Dividend
N/A
INBK Overview
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine INBK's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +17.17% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
C
INBK
Ranked#7 of 287
Ranked#7 of 287
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $25.97 | B | |
| $77.82 | B | |
| $9.07 | B |
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INBK News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how INBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
INBK ($28.00) is undervalued by 23.42% relative to our estimate of its Fair Value price of $36.56 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
INBK ($28.00) is significantly undervalued by 23.42% relative to our estimate of its Fair Value price of $36.56 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
INBK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more INBK due diligence checks available for Premium users.
Valuation
INBK fair value
Fair Value of INBK stock based on Discounted Cash Flow (DCF)
Price
$28.00
Fair Value
$36.56
Undervalued by
23.42%
INBK ($28.00) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
INBK ($28.00) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
INBK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
INBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-7.78x
Industry
14.28x
Market
41.76x
INBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.67x
Industry
1.34x
INBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
INBK's financial health
Profit margin
Revenue
$27.7M
Net Income
$2.4M
Profit Margin
8.5%
INBK's Earnings (EBIT) of -$45.67M... subscribe to Premium to read more.
Interest Coverage Financials
INBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$5.6B
Liabilities
$5.2B
Debt to equity
14.28
INBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
INBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$24.3M
Investing
-$64.3M
Financing
-$150.8M
INBK's operating cash flow ($160.62M)... subscribe to Premium to read more.
Debt Coverage Financials
INBK vs Bank Stocks
First Internet Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.