NASDAQ: INBK
First Internet Bancorp Stock

$33.58+0.29 (+0.87%)
Updated Jan 24, 2025
INBK Price
$33.58
Fair Value Price
-$34.24
Market Cap
$291.07M
52 Week Low
$24.18
52 Week High
$43.27
P/E
13.22x
P/B
0.76x
P/S
2.73x
PEG
0.24x
Dividend Yield
0.54%
Revenue
$108.98M
Earnings
$22.09M
Gross Margin
100%
Operating Margin
20.89%
Profit Margin
20.3%
Debt to Equity
14.12
Operating Cash Flow
$31M
Beta
1.34
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

INBK Overview

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, savings, money market, and brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity and improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities. In addition, it offers corporate credit card and treasury management services. The company provides its services through its firstib.com Website. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine INBK's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Value
C
Growth
B
Momentum
D
Sentiment
C
Safety
C
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
INBK
Ranked
#110 of 338

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INBK News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how INBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

INBK ($33.58) is overvalued by 198.08% relative to our estimate of its Fair Value price of -$34.24 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
INBK ($33.58) is not significantly undervalued (198.08%) relative to our estimate of its Fair Value price of -$34.24 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
INBK ($33.58) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more INBK due diligence checks available for Premium users.

Valuation

INBK fair value

Fair Value of INBK stock based on Discounted Cash Flow (DCF)

Price
$33.58
Fair Value
-$34.24
Undervalued by
198.08%
INBK ($33.58) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
INBK ($33.58) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
INBK ($33.58) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

INBK price to earnings (PE)

For valuing profitable companies with steady earnings

Company
13.22x
Industry
33.9x
Market
30.33x
INBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
INBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

INBK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.76x
Industry
1.14x
INBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

INBK price to earnings growth (PEG)

For valuing profitable companies with growth potential

INBK is good value based... subscribe to Premium to read more.
PEG Value Valuation

INBK's financial health

Profit margin

Revenue
$30.4M
Net Income
$7.0M
Profit Margin
23%
INBK's Earnings (EBIT) of $22.77M... subscribe to Premium to read more.
Interest Coverage Financials
INBK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.8B
Liabilities
$5.4B
Debt to equity
14.12
INBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
INBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$331.0k
Investing
-$147.9M
Financing
$463.3M
INBK's operating cash flow ($31.45M)... subscribe to Premium to read more.
Debt Coverage Financials

INBK vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
INBKC$291.07M+0.87%13.22x0.76x
CZFSC$286.68M+1.95%10.35x0.96x
CBANB$295.68M-0.53%13.50x1.07x
SFSTC$298.49M-1.19%21.02x0.91x
OBTC$300.16M+0.88%10.31x1.55x

First Internet Bancorp Stock FAQ

What is First Internet Bancorp's quote symbol?

(NASDAQ: INBK) First Internet Bancorp trades on the NASDAQ under the ticker symbol INBK. First Internet Bancorp stock quotes can also be displayed as NASDAQ: INBK.

If you're new to stock investing, here's how to buy First Internet Bancorp stock.

What is the 52 week high and low for First Internet Bancorp (NASDAQ: INBK)?

(NASDAQ: INBK) First Internet Bancorp's 52-week high was $43.27, and its 52-week low was $24.18. It is currently -22.39% from its 52-week high and 38.88% from its 52-week low.

How much is First Internet Bancorp stock worth today?

(NASDAQ: INBK) First Internet Bancorp currently has 8,667,894 outstanding shares. With First Internet Bancorp stock trading at $33.58 per share, the total value of First Internet Bancorp stock (market capitalization) is $291.07M.

First Internet Bancorp stock was originally listed at a price of $11.67 in Apr 5, 2006. If you had invested in First Internet Bancorp stock at $11.67, your return over the last 18 years would have been 187.67%, for an annualized return of 6.05% (not including any dividends or dividend reinvestments).

How much is First Internet Bancorp's stock price per share?

(NASDAQ: INBK) First Internet Bancorp stock price per share is $33.58 today (as of Jan 24, 2025).

What is First Internet Bancorp's Market Cap?

(NASDAQ: INBK) First Internet Bancorp's market cap is $291.07M, as of Jan 26, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Internet Bancorp's market cap is calculated by multiplying INBK's current stock price of $33.58 by INBK's total outstanding shares of 8,667,894.
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