NASDAQ: INBK
First Internet Bancorp Stock

$25.79+0.10 (+0.39%)
Updated Jun 16, 2026
INBK Price
$25.79
Fair Value Price
$35.73
Market Cap
$224.80M
52 Week Low
$17.05
52 Week High
$28.51
P/E
-6.7x
P/B
0.62x
P/S
3.76x
PEG
N/A
Dividend Yield
0.93%
Revenue
$47.38M
Earnings
-$33.60M
Gross Margin
100%
Operating Margin
-103.67%
Profit Margin
-70.9%
Debt to Equity
14.82
Operating Cash Flow
$46M
Beta
1.09
Next Earnings
Jul 22, 2026
Ex-Dividend
N/A
Next Dividend
N/A

INBK Overview

First Internet Bancorp, established in 1999 and headquartered in Fishers, Indiana, functions as the holding company for First Internet Bank of Indiana. This institution delivers a comprehensive suite of commercial and retail banking solutions to individual and business clients throughout the United States. Its deposit services include various demand deposit accounts (both interest-bearing and non-interest-bearing), savings accounts, money market accounts, brokered deposits, and certificates of deposit. The bank provides a wide array of lending products, such as commercial and industrial loans, financing for owner-occupied and investor commercial real estate, construction loans, residential mortgages, home equity and improvement loans, and diverse consumer loans including small installment and term options. It also specializes in niche financing areas like single-tenant leases, public and healthcare sector funding, franchise finance, and small business lending. Furthermore, the company handles the acquisition, management, servicing, and safekeeping of municipal securities, alongside offering municipal finance lending and leasing products to government bodies. Corporate credit card and treasury management services are also part of its offerings. All services are primarily accessed through its online platform, firstib.com.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine INBK's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
INBK
Ranked
#13 of 283

Top Ranked Stocks in Industry

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INBK News

Overview

Due Diligence Score

Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how INBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

INBK ($25.79) is undervalued by 27.82% relative to our estimate of its Fair Value price of $35.73 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
INBK ($25.79) is significantly undervalued by 27.82% relative to our estimate of its Fair Value price of $35.73 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
INBK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more INBK due diligence checks available for Premium users.

Valuation

INBK fair value

Fair Value of INBK stock based on Discounted Cash Flow (DCF)

Price
$25.79
Fair Value
$35.73
Undervalued by
27.82%
INBK ($25.79) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
INBK ($25.79) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
INBK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

INBK price to earnings (PE)

For valuing profitable companies with steady earnings

Company
-6.7x
Industry
14.04x
Market
13.25x

INBK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.62x
Industry
1.28x
INBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

INBK's financial health

Profit margin

Revenue
$26.8M
Net Income
$2.5M
Profit Margin
9.4%
INBK's Earnings (EBIT) of -$49.12M... subscribe to Premium to read more.
Interest Coverage Financials
INBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.7B
Liabilities
$5.4B
Debt to equity
14.82
INBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
INBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$75.6M
Investing
-$61.7M
Financing
$131.1M
INBK's operating cash flow ($46.17M)... subscribe to Premium to read more.
Debt Coverage Financials

INBK vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
INBKB$224.80M+0.39%-6.70x0.62x
EFSIC$225.97M-1.02%11.79x1.19x
FSBWC$226.44M+1.14%9.59x0.72x
OVBCC$227.12M+0.46%14.70x1.33x
NKSHC$227.16M-0.31%12.92x1.21x

First Internet Bancorp Stock FAQ

What is First Internet Bancorp's quote symbol?

(NASDAQ: INBK) First Internet Bancorp trades on the NASDAQ under the ticker symbol INBK. First Internet Bancorp stock quotes can also be displayed as NASDAQ: INBK.

If you're new to stock investing, here's how to buy First Internet Bancorp stock.

What is the 52 week high and low for First Internet Bancorp (NASDAQ: INBK)?

(NASDAQ: INBK) First Internet Bancorp's 52-week high was $28.51, and its 52-week low was $17.05. It is currently -9.55% from its 52-week high and 51.26% from its 52-week low.

How much is First Internet Bancorp stock worth today?

(NASDAQ: INBK) First Internet Bancorp currently has 8,716,662 outstanding shares. With First Internet Bancorp stock trading at $25.79 per share, the total value of First Internet Bancorp stock (market capitalization) is $224.80M.

First Internet Bancorp stock was originally listed at a price of $11.67 in Apr 5, 2006. If you had invested in First Internet Bancorp stock at $11.67, your return over the last 20 years would have been 120.94%, for an annualized return of 4.04% (not including any dividends or dividend reinvestments).

How much is First Internet Bancorp's stock price per share?

(NASDAQ: INBK) First Internet Bancorp stock price per share is $25.79 today (as of Jun 16, 2026).

What is First Internet Bancorp's Market Cap?

(NASDAQ: INBK) First Internet Bancorp's market cap is $224.80M, as of Jun 17, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Internet Bancorp's market cap is calculated by multiplying INBK's current stock price of $25.79 by INBK's total outstanding shares of 8,716,662.
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