NASDAQ: BVFL
Bv Financial Inc Stock

$14.11-0.11 (-0.77%)
Updated Jun 17, 2025
BVFL Price
$14.11
Fair Value Price
$34.53
Market Cap
$148.56M
52 Week Low
$11.38
52 Week High
$18.19
P/E
13.19x
P/B
0.75x
P/S
4.23x
PEG
N/A
Dividend Yield
N/A
Revenue
$38.26M
Earnings
$11.25M
Gross Margin
100%
Operating Margin
40.52%
Profit Margin
29.4%
Debt to Equity
3.66
Operating Cash Flow
$16M
Beta
0.42
Next Earnings
Jul 16, 2025
Ex-Dividend
N/A
Next Dividend
N/A

BVFL Overview

BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. The company also offers ATM, overdraft, safe deposit, bill pay, remote deposit capture, ACH origination, merchant, and online banking services. The company was founded in 1873 and is headquartered in Baltimore, Maryland. BV Financial, Inc. operates as a subsidiary of Bay-Vanguard, MHC.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine BVFL's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

D
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
BVFL
Ranked
#182 of 297

Top Ranked Stocks in Industry

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BVFL News

Overview

Due Diligence Score

Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how BVFL scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

BVFL ($14.11) is undervalued by 59.13% relative to our estimate of its Fair Value price of $34.53 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
BVFL ($14.11) is significantly undervalued by 59.13% relative to our estimate of its Fair Value price of $34.53 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
BVFL was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more BVFL due diligence checks available for Premium users.

Valuation

BVFL fair value

Fair Value of BVFL stock based on Discounted Cash Flow (DCF)

Price
$14.11
Fair Value
$34.53
Undervalued by
59.13%
BVFL ($14.11) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
BVFL ($14.11) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
BVFL was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

BVFL price to earnings (PE)

For valuing profitable companies with steady earnings

Company
13.19x
Industry
11.89x
Market
26.81x
BVFL is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
BVFL is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

BVFL price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.75x
Industry
1.15x
BVFL is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

BVFL's financial health

Profit margin

Revenue
$8.9M
Net Income
$2.1M
Profit Margin
23.6%
BVFL's Earnings (EBIT) of $15.50M... subscribe to Premium to read more.
Interest Coverage Financials
BVFL's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$921.9M
Liabilities
$723.9M
Debt to equity
3.66
BVFL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$4.4M
Investing
-$10.0M
Financing
$5.9M
BVFL's operating cash flow ($15.93M)... subscribe to Premium to read more.
Debt Coverage Financials

BVFL vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
BVFLC$148.56M-0.77%13.19x0.75x
PEBKC$150.35M-2.06%8.72x1.09x
HNVRC$150.79M-1.18%15.80x0.77x
FCAPC$145.96M-3.33%11.85x1.22x
CFBKB$151.57M-0.30%10.26x0.88x

Bv Financial Stock FAQ

What is Bv Financial's quote symbol?

(NASDAQ: BVFL) Bv Financial trades on the NASDAQ under the ticker symbol BVFL. Bv Financial stock quotes can also be displayed as NASDAQ: BVFL.

If you're new to stock investing, here's how to buy Bv Financial stock.

What is the 52 week high and low for Bv Financial (NASDAQ: BVFL)?

(NASDAQ: BVFL) Bv Financial's 52-week high was $18.19, and its 52-week low was $11.38. It is currently -22.43% from its 52-week high and 23.99% from its 52-week low.

How much is Bv Financial stock worth today?

(NASDAQ: BVFL) Bv Financial currently has 10,528,744 outstanding shares. With Bv Financial stock trading at $14.11 per share, the total value of Bv Financial stock (market capitalization) is $148.56M.

Bv Financial stock was originally listed at a price of $10.24 in Aug 1, 2023. If you had invested in Bv Financial stock at $10.24, your return over the last 1 years would have been 37.79%, for an annualized return of 37.79% (not including any dividends or dividend reinvestments).

How much is Bv Financial's stock price per share?

(NASDAQ: BVFL) Bv Financial stock price per share is $14.11 today (as of Jun 17, 2025).

What is Bv Financial's Market Cap?

(NASDAQ: BVFL) Bv Financial's market cap is $148.56M, as of Jun 18, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Bv Financial's market cap is calculated by multiplying BVFL's current stock price of $14.11 by BVFL's total outstanding shares of 10,528,744.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.