NASDAQ: FINWFinwise Bancorp Stock
$17.93+0.34 (+1.93%)
Updated Dec 11, 2025
FINW Price
$17.93
Fair Value Price
$35.47
Market Cap
$243.61M
52 Week Low
$13.49
52 Week High
$22.49
P/E
16.01x
P/B
1.3x
P/S
3.11x
PEG
0.74x
Dividend Yield
N/A
Revenue
$80.21M
Earnings
$14.97M
Gross Margin
99.9%
Operating Margin
24.89%
Profit Margin
18.7%
Debt to Equity
3.79
Operating Cash Flow
-$36M
Beta
0.61
Next Earnings
Feb 4, 2026
Ex-Dividend
N/A
Next Dividend
N/A
FINW Overview
FinWise Bancorp is the bank holding company for FinWise Bank. Offerings include deposit products and small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. FinWise Bank also offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services,as well as cash management and treasury services. FinWise Bancorp was founded in 1999 and is headquartered in Murray, UT.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FINW's potential to beat the market
- FINW doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
FINW
RankedUnranked of 275
RankedUnranked of 275
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $5.93 | A | |
| $48.71 | B | |
| $27.28 | B |
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FINW News
Overview
Due Diligence Score
–
Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FINW scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FINW ($17.93) is undervalued by 49.45% relative to our estimate of its Fair Value price of $35.47 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FINW ($17.93) is significantly undervalued by 49.45% relative to our estimate of its Fair Value price of $35.47 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FINW ($17.93) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more FINW due diligence checks available for Premium users.
Valuation
FINW fair value
Fair Value of FINW stock based on Discounted Cash Flow (DCF)
Price
$17.93
Fair Value
$35.47
Undervalued by
49.45%
FINW ($17.93) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FINW ($17.93) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FINW ($17.93) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FINW price to earnings (PE)
For valuing profitable companies with steady earnings
Company
16.01x
Industry
16.22x
Market
45.84x
FINW is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FINW is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FINW price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.3x
Industry
1.29x
FINW is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FINW price to earnings growth (PEG)
For valuing profitable companies with growth potential
FINW is good value based... subscribe to Premium to read more.
PEG Value Valuation
FINW's financial health
Profit margin
Revenue
$23.9M
Net Income
$4.9M
Profit Margin
20.5%
FINW's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$899.9M
Liabilities
$712.2M
Debt to equity
3.79
FINW's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$3.5M
Investing
-$34.8M
Financing
$46.9M
FINW vs Bank Stocks
Finwise Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.