NASDAQ: HMST
Homestreet Inc Stock

$13.15-0.15 (-1.13%)
Updated Jul 11, 2025
HMST Price
$13.15
Fair Value Price
N/A
Market Cap
$248.81M
52 Week Low
$8.41
52 Week High
$16.10
P/E
-1.75x
P/B
0.62x
P/S
2.83x
PEG
N/A
Dividend Yield
N/A
Revenue
$78.45M
Earnings
-$141.31M
Gross Margin
100%
Operating Margin
-146.21%
Profit Margin
-180.1%
Debt to Equity
18.47
Operating Cash Flow
-$61M
Beta
0.99
Next Earnings
Jul 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A

HMST Overview

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit; credit cards; insurance; and treasury management products and services. Its loan products include commercial business and agriculture loans, single family residential mortgages, consumer loans, commercial loans secured by residential and commercial real estate, and construction loans for residential and commercial real estate development, as well as consumer installment loans and permanent loans on commercial real estate and single-family residences. In addition, the company offers its products and services through bank branches, loan production offices, and ATMs, as well as through online, mobile, and telephone banking. As of December 31, 2021, it operated 60 full-service bank branches located in Washington state, Northern and Southern California, the Portland, Oregon, and Hawaii; and five primary stand-alone commercial lending centers in Central Washington, Oregon, Southern California, Idaho, and Utah. HomeStreet, Inc. serves small and medium sized businesses, real estate investors, professional firms, and individuals. The company was formerly known as Continental Mortgage and Loan Company. HomeStreet, Inc. was incorporated in 1921 and is headquartered in Seattle, Washington.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine HMST's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

D
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
HMST
Ranked
#182 of 297

Top Ranked Stocks in Industry

View Top Bank Stocks

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HMST News

Overview

Due Diligence Score

Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HMST scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HMST is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
HMST is good value based on its book value relative to its share price (0.62x), compared to the US Banks - Regional industry average (1.22x)
P/B vs Industry Valuation
HMST is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 35 more HMST due diligence checks available for Premium users.

Valuation

HMST fair value

Fair Value of HMST stock based on Discounted Cash Flow (DCF)

Price
$13.15
Fair Value
-$11.54
Undervalued by
213.99%
HMST is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

HMST price to earnings (PE)

For valuing profitable companies with steady earnings

Company
-1.75x
Industry
12.62x
Market
30.99x

HMST price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.62x
Industry
1.22x
HMST is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HMST's financial health

Profit margin

Revenue
$44.4M
Net Income
-$4.5M
Profit Margin
-10.1%
HMST's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$7.8B
Liabilities
$7.4B
Debt to equity
18.47
HMST's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HMST's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$22.5M
Investing
$190.7M
Financing
-$322.6M

HMST vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
HMSTC$248.81M-1.13%-1.75x0.62x
PKBKC$248.83M-1.08%8.58x0.81x
CHMGC$250.92M-0.11%11.05x1.10x
FDBCC$251.06M-1.38%11.49x1.19x
MBCNC$245.02M-3.04%15.01x1.15x

Homestreet Stock FAQ

What is Homestreet's quote symbol?

(NASDAQ: HMST) Homestreet trades on the NASDAQ under the ticker symbol HMST. Homestreet stock quotes can also be displayed as NASDAQ: HMST.

If you're new to stock investing, here's how to buy Homestreet stock.

What is the 52 week high and low for Homestreet (NASDAQ: HMST)?

(NASDAQ: HMST) Homestreet's 52-week high was $16.10, and its 52-week low was $8.41. It is currently -18.32% from its 52-week high and 56.36% from its 52-week low.

How much is Homestreet stock worth today?

(NASDAQ: HMST) Homestreet currently has 18,920,808 outstanding shares. With Homestreet stock trading at $13.15 per share, the total value of Homestreet stock (market capitalization) is $248.81M.

Homestreet stock was originally listed at a price of $12.00 in Feb 10, 2012. If you had invested in Homestreet stock at $12.00, your return over the last 13 years would have been 9.58%, for an annualized return of 0.71% (not including any dividends or dividend reinvestments).

How much is Homestreet's stock price per share?

(NASDAQ: HMST) Homestreet stock price per share is $13.15 today (as of Jul 11, 2025).

What is Homestreet's Market Cap?

(NASDAQ: HMST) Homestreet's market cap is $248.81M, as of Jul 13, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Homestreet's market cap is calculated by multiplying HMST's current stock price of $13.15 by HMST's total outstanding shares of 18,920,808.
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