NASDAQ: HMSTHomestreet Inc Stock
$9.47+0.21 (+2.27%)
Updated Mar 27, 2025
HMST Price
$9.47
Fair Value Price
$20.11
Market Cap
$179.18M
52 Week Low
$8.09
52 Week High
$16.10
P/E
-1.24x
P/B
0.45x
P/S
2.85x
PEG
N/A
Dividend Yield
N/A
Revenue
$75.70M
Earnings
-$144.34M
Gross Margin
100%
Operating Margin
-159.19%
Profit Margin
-190.7%
Debt to Equity
19.46
Operating Cash Flow
-$46M
Beta
1.12
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A
HMST Overview
HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit; credit cards; insurance; and treasury management products and services. Its loan products include commercial business and agriculture loans, single family residential mortgages, consumer loans, commercial loans secured by residential and commercial real estate, and construction loans for residential and commercial real estate development, as well as consumer installment loans and permanent loans on commercial real estate and single-family residences. In addition, the company offers its products and services through bank branches, loan production offices, and ATMs, as well as through online, mobile, and telephone banking. As of December 31, 2021, it operated 60 full-service bank branches located in Washington state, Northern and Southern California, the Portland, Oregon, and Hawaii; and five primary stand-alone commercial lending centers in Central Washington, Oregon, Southern California, Idaho, and Utah. HomeStreet, Inc. serves small and medium sized businesses, real estate investors, professional firms, and individuals. The company was formerly known as Continental Mortgage and Loan Company. HomeStreet, Inc. was incorporated in 1921 and is headquartered in Seattle, Washington.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine HMST's potential to beat the market
FStrong Sell
- Stocks with a Zen Rating of Strong Sell (F) had an average loss of -9.02% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
HMST
Ranked#291 of 292
Ranked#291 of 292
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $33.60 | B | |
| $29.88 | B | |
| $14.76 | B |
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HMST News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HMST scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
HMST ($9.47) is undervalued by 52.91% relative to our estimate of its Fair Value price of $20.11 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
HMST ($9.47) is significantly undervalued by 52.91% relative to our estimate of its Fair Value price of $20.11 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
HMST is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more HMST due diligence checks available for Premium users.
Valuation
HMST fair value
Fair Value of HMST stock based on Discounted Cash Flow (DCF)
Price
$9.47
Fair Value
$20.11
Undervalued by
52.91%
HMST ($9.47) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
HMST ($9.47) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
HMST is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
HMST price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-1.24x
Industry
13.09x
Market
31.08x
HMST price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.45x
Industry
1.13x
HMST is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
HMST's financial health
Profit margin
Revenue
-$48.5M
Net Income
-$123.3M
Profit Margin
254.2%
HMST's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$8.1B
Liabilities
$7.7B
Debt to equity
19.46
HMST's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HMST's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$1.1M
Investing
$1.1B
Financing
-$919.0M
HMST vs Bank Stocks
Homestreet Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.