NASDAQ: HMST
Homestreet Inc Stock

$9.47+0.21 (+2.27%)
Updated Mar 27, 2025
HMST Price
$9.47
Fair Value Price
$20.11
Market Cap
$179.18M
52 Week Low
$8.09
52 Week High
$16.10
P/E
-1.24x
P/B
0.45x
P/S
2.85x
PEG
N/A
Dividend Yield
N/A
Revenue
$75.70M
Earnings
-$144.34M
Gross Margin
100%
Operating Margin
-159.19%
Profit Margin
-190.7%
Debt to Equity
19.46
Operating Cash Flow
-$46M
Beta
1.12
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A

HMST Overview

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit; credit cards; insurance; and treasury management products and services. Its loan products include commercial business and agriculture loans, single family residential mortgages, consumer loans, commercial loans secured by residential and commercial real estate, and construction loans for residential and commercial real estate development, as well as consumer installment loans and permanent loans on commercial real estate and single-family residences. In addition, the company offers its products and services through bank branches, loan production offices, and ATMs, as well as through online, mobile, and telephone banking. As of December 31, 2021, it operated 60 full-service bank branches located in Washington state, Northern and Southern California, the Portland, Oregon, and Hawaii; and five primary stand-alone commercial lending centers in Central Washington, Oregon, Southern California, Idaho, and Utah. HomeStreet, Inc. serves small and medium sized businesses, real estate investors, professional firms, and individuals. The company was formerly known as Continental Mortgage and Loan Company. HomeStreet, Inc. was incorporated in 1921 and is headquartered in Seattle, Washington.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine HMST's potential to beat the market

FStrong Sell
  • Stocks with a Zen Rating of Strong Sell (F) had an average loss of -9.02% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
HMST
Ranked
#291 of 292

Top Ranked Stocks in Industry

View Top Bank Stocks

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HMST News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HMST scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HMST ($9.47) is undervalued by 52.91% relative to our estimate of its Fair Value price of $20.11 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
HMST ($9.47) is significantly undervalued by 52.91% relative to our estimate of its Fair Value price of $20.11 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
HMST is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more HMST due diligence checks available for Premium users.

Valuation

HMST fair value

Fair Value of HMST stock based on Discounted Cash Flow (DCF)

Price
$9.47
Fair Value
$20.11
Undervalued by
52.91%
HMST ($9.47) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
HMST ($9.47) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
HMST is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

HMST price to earnings (PE)

For valuing profitable companies with steady earnings

Company
-1.24x
Industry
13.09x
Market
31.08x

HMST price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.45x
Industry
1.13x
HMST is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HMST's financial health

Profit margin

Revenue
-$48.5M
Net Income
-$123.3M
Profit Margin
254.2%
HMST's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$8.1B
Liabilities
$7.7B
Debt to equity
19.46
HMST's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HMST's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$1.1M
Investing
$1.1B
Financing
-$919.0M

HMST vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
HMSTF$179.18M+2.27%-1.24x0.45x
FSFGB$179.71M+3.92%9.38x1.02x
OPBKC$179.81M-0.08%8.67x0.88x
ISTRC$178.04M+1.74%8.80x0.74x
BVFLC$180.35M+1.01%13.29x0.86x

Homestreet Stock FAQ

What is Homestreet's quote symbol?

(NASDAQ: HMST) Homestreet trades on the NASDAQ under the ticker symbol HMST. Homestreet stock quotes can also be displayed as NASDAQ: HMST.

If you're new to stock investing, here's how to buy Homestreet stock.

What is the 52 week high and low for Homestreet (NASDAQ: HMST)?

(NASDAQ: HMST) Homestreet's 52-week high was $16.10, and its 52-week low was $8.09. It is currently -41.18% from its 52-week high and 17.06% from its 52-week low.

How much is Homestreet stock worth today?

(NASDAQ: HMST) Homestreet currently has 18,920,808 outstanding shares. With Homestreet stock trading at $9.47 per share, the total value of Homestreet stock (market capitalization) is $179.18M.

Homestreet stock was originally listed at a price of $12.00 in Feb 10, 2012. If you had invested in Homestreet stock at $12.00, your return over the last 13 years would have been -21.08%, for an annualized return of -1.8% (not including any dividends or dividend reinvestments).

How much is Homestreet's stock price per share?

(NASDAQ: HMST) Homestreet stock price per share is $9.47 today (as of Mar 27, 2025).

What is Homestreet's Market Cap?

(NASDAQ: HMST) Homestreet's market cap is $179.18M, as of Mar 28, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Homestreet's market cap is calculated by multiplying HMST's current stock price of $9.47 by HMST's total outstanding shares of 18,920,808.
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