How to Buy Mechanics Bancorp Stock

Mechanics Bancorp

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States.

Mechanics Bancorp stock last closed at $14.51, down 5.16% from the previous day, and has increased 25.52% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.27 percentage points. Mechanics Bancorp stock is currently +72.53% from its 52-week low of $8.41, and -8.74% from its 52-week high of $15.90.

There are currently 221.21M MCHB shares outstanding. The market capitalization of MCHB is $3.21B. In the past 24 hours, 922,000 MCHB shares were traded.

How to Buy Mechanics Bancorp Stock

Wondering how to invest in Mechanics Bancorp stock? Here's how.

  1. Figure out where to buy Mechanics Bancorp stock: You need to choose a stock brokerage, but don't worry - we've sifted through dozens of stock brokerages and apps to help you determine where to buy Mechanics Bancorp stock.
  2. Open a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
  3. Fund your brokerage account: Select your method of payment and add your info.
  4. Evaluate Mechanics Bancorp stock: The Mechanics Bancorp ticker symbol is MCHB. Is Mechanics Bancorp stock a good investment? Should you buy shares of MCHB? How do MCHB's underlying business fundamentals look? Do top analysts think Mechanics Bancorp is a good buy? Why has MCHB's stock price moved recently? (Hint: Our stock research website can help you figure out if MCHB is a good stock to buy).
  5. Execute your MCHB trade: Decide if you will purchase MCHB shares at the current market price or use a limit order to purchase MCHB stock at a specific price.
  6. Get key alerts regarding your MCHB investment: Create a watchlist to watch your position in Mechanics Bancorp shares.

Step 1: Figure out where to buy Mechanics Bancorp stock

You need an online brokerage account in order to access the NASDAQ market and buy MCHB shares.

A brokerage account is an investment account that enables you to buy and sell a number of investments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Open a brokerage account

Now that you've selected the right brokerage, the next step is to fill out some personal info so you can buy MCHB today.

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Step 3: Fund your brokerage account

Now that you have created your account on a investment app, you can securely and quickly fund your account:

Check out the walkthrough below for more details depositing funds into your new brokerage account.

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Step 4: Evaluate Mechanics Bancorp stock

Once you have decided on the best place to buy Mechanics Bancorp stock, it's very important to evaluate their stock prior to investing, so you actually understand the risk as well as the upside.

Overview of key MCHB info

MCHB Price
$14.51
1w %
-3.78%
1y %
25.52%
5y %
-57.19%
P/E
-2.15x
P/B
1.16x
P/S
12.22x
PEG
N/A
Revenue
$247.25M
Earnings
-$77.04M
Fore. Rev. Growth
84.58%
Fore. Earn. Growth
N/A
Market Cap
$3.21B
Next Earnings
Jan 26, 2026
Next Dividend
N/A

Mechanics Bancorp Overview

WallStreetZen was built to help part-time investors do more in-depth fundamental analysis in minutes instead of hours.

You can see all of the due diligence checks on MCHB's stock page.

Is MCHB stock undervalued or overvalued?

Investors use many financial metrics, analyses, models, and charts to gauge MCHB's intrinsic value.

Using relative valuations metrics:

  • MCHB could be undervalued based on its P/B ratio of 1.16x, relative to Banks - Regional industry P/B ratio of 1.26x

You can do more valuation analysis on MCHB's stock here.

MCHB Financials at a glance

Pros:

  • MCHB's operating cash flow of $80.79M allows it to safely service it's debt of $280.92M.
  • Total MCHB debt is lower than 5 years ago, relative to shareholder equity.

Cons:

  • MCHB profit margin has gone down from 8.4% to -31.2% in the past year.
  • MCHB has a relatively high debt to equity ratio of 7.19.
  • MCHB earnings of -$56.89M is not enough to cover its interest payments.

Is MCHB stock a Buy, Hold, or Sell, according to Wall Street analysts?

Out of 1 sell side analysts who track MCHB, the consensus analyst rating on MCHB is a Hold

It's important to keep in mind that analyst ratings are not stock recommendations, nor are they financial advice.

You can dig deeper into what analysts are projecting on the Mechanics Bancorp stock forecast page.

MCHB Momentum

SMA10
14.96
SMA20
14.13
SMA50
13.7
SMA100
13.51
SMA200
12.48
MACD
0.44
MACD Signal
0.37
MACD Histogram
0.07
RSI
54.14
Stochastic %K
68.35
Stochastic %D
68.89
StochRSI %K
53.7
StochRSI %D
58.92

MCHB Performance Metrics

Last year, MCHB revenue was $247.25M. Over the last five year, MCHB's revenue has increased by -4.24% per year. This was slower than the Banks - Regional industry average of 11.78%.

You can analyze MCHB's earnings and revenue performance here.

Who is buying/selling MCHB?

Over the past 12 months, insiders at MCHB have sold more shares than they have bought.

Jay C. Iseman, EVP - Chief Credit Officer of MCHB, was the latest MCHB insider to sell. They sold $9,556.43 worth of MCHB stock on Sep 2, 2025.

Get more info about who owns MCHB shares here.

Can I rely on MCHB as an income stream?

No, Mechanics Bancorp doesn't provide an income stream by paying out dividends.

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Step 5: Execute your MCHB trade

You have two main types of orders:

  • Market order: A market order is an order to buy or sell a stock at the best possible price.
    Market orders are mostly fine.
  • Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
    If you want to be sure you're buying or selling at a given dollar amount, place a limit order.

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Step 6: Get key alerts regarding your MCHB investment

Now that you own some shares in MCHB, you'll want to keep up with your new investment.

Create a watchlist to get notified of important updates regarding your MCHB stock.

MCHB Feed

How to Buy Stock in Mechanics Bancorp

To reiterate, here are the 6 steps to buy stock in Mechanics Bancorp:

  1. Figure out where to buy Mechanics Bancorp stock
  2. Open a brokerage account
  3. Fund your brokerage account
  4. Evaluate Mechanics Bancorp stock
  5. Execute your MCHB trade
  6. Get key alerts regarding your MCHB investment

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If you want to monitor your investment in Mechanics Bancorp, click below.

NASDAQ: MCHB
$14.51-0.79 (-5.16%)
Updated Dec 8, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: MCHB
$14.51-0.79 (-5.16%)
Updated Dec 8, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Mechanics Bancorp share?

As of Dec 8, 2025, it costs $14.51 to buy one share of Mechanics Bancorp stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $7, you can buy 0.482 shares of MCHB.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Mechanics Bancorp stock?

According to 1 Wall Street analysts who monitor Mechanics Bancorp, their consensus recommendation is to hold Mechanics Bancorp stock.

What is the best way to buy Mechanics Bancorp stock?

One way to place an order for Mechanics Bancorp stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.