NASDAQ: MCHB
Mechanics Bancorp Stock

$12.87-0.18 (-1.38%)
Updated Sep 8, 2025
MCHB Price
$12.87
Fair Value Price
N/A
Market Cap
$243.51M
52 Week Low
$8.41
52 Week High
$15.98
P/E
-1.74x
P/B
0.6x
P/S
3.15x
PEG
N/A
Dividend Yield
N/A
Revenue
$78.50M
Earnings
-$139.49M
Gross Margin
100%
Operating Margin
-142.02%
Profit Margin
-177.7%
Debt to Equity
17.88
Operating Cash Flow
-$49M
Beta
1.01
Next Earnings
Oct 27, 2025
Ex-Dividend
N/A
Next Dividend
N/A

MCHB Overview

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit; credit cards; insurance; and treasury management products and services. Its loan products include commercial business and agriculture loans, single family residential mortgages, consumer loans, commercial loans secured by residential and commercial real estate, and construction loans for residential and commercial real estate development, as well as consumer installment loans and permanent loans on commercial real estate and single-family residences. In addition, the company offers its products and services through bank branches, loan production offices, and ATMs, as well as through online, mobile, and telephone banking. As of December 31, 2021, it operated 60 full-service bank branches located in Washington state, Northern and Southern California, the Portland, Oregon, and Hawaii; and five primary stand-alone commercial lending centers in Central Washington, Oregon, Southern California, Idaho, and Utah. HomeStreet, Inc. serves small and medium sized businesses, real estate investors, professional firms, and individuals. The company was formerly known as Continental Mortgage and Loan Company. HomeStreet, Inc. was incorporated in 1921 and is headquartered in Seattle, Washington.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine MCHB's potential to beat the market

Zen Rating Component Grades

N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
MCHB
Ranked
Unranked of 290

Top Ranked Stocks in Industry

View Top Bank Stocks

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MCHB News

Overview

Due Diligence Score

Industry Average (36)
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Due Diligence Checks

MCHB is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
MCHB is good value based on its book value relative to its share price (0.6x), compared to the US Banks - Regional industry average (1.24x)
P/B vs Industry Valuation
MCHB is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 35 more MCHB due diligence checks available for Premium users.

Valuation

MCHB fair value

Fair Value of MCHB stock based on Discounted Cash Flow (DCF)

Price
$12.87
Fair Value
-$11.54
Undervalued by
211.56%
MCHB is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

MCHB price to earnings (PE)

For valuing profitable companies with steady earnings

Company
-1.74x
Industry
12.1x
Market
35.96x

MCHB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.6x
Industry
1.24x
MCHB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

MCHB's financial health

Profit margin

Revenue
$43.0M
Net Income
-$4.4M
Profit Margin
-10.3%
MCHB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$7.6B
Liabilities
$7.2B
Debt to equity
17.88
MCHB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
MCHB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$9.8M
Investing
$151.9M
Financing
-$193.2M

MCHB vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
MCHB$243.51M-1.38%-1.74x0.60x
OVLYC$244.21M-1.29%9.88x1.31x
FVCBC$240.45M-0.37%11.89x0.99x
NWFLB$247.44M-0.30%445.33x1.12x
FUNCC$239.52M-0.16%10.08x1.25x

Mechanics Bancorp Stock FAQ

What is Mechanics Bancorp's quote symbol?

(NASDAQ: MCHB) Mechanics Bancorp trades on the NASDAQ under the ticker symbol MCHB. Mechanics Bancorp stock quotes can also be displayed as NASDAQ: MCHB.

If you're new to stock investing, here's how to buy Mechanics Bancorp stock.

What is the 52 week high and low for Mechanics Bancorp (NASDAQ: MCHB)?

(NASDAQ: MCHB) Mechanics Bancorp's 52-week high was $15.98, and its 52-week low was $8.41. It is currently -19.46% from its 52-week high and 53.03% from its 52-week low.

How much is Mechanics Bancorp stock worth today?

(NASDAQ: MCHB) Mechanics Bancorp currently has 18,920,808 outstanding shares. With Mechanics Bancorp stock trading at $12.87 per share, the total value of Mechanics Bancorp stock (market capitalization) is $243.51M.

Mechanics Bancorp stock was originally listed at a price of $12.00 in Feb 10, 2012. If you had invested in Mechanics Bancorp stock at $12.00, your return over the last 13 years would have been 7.25%, for an annualized return of 0.54% (not including any dividends or dividend reinvestments).

How much is Mechanics Bancorp's stock price per share?

(NASDAQ: MCHB) Mechanics Bancorp stock price per share is $12.87 today (as of Sep 8, 2025).

What is Mechanics Bancorp's Market Cap?

(NASDAQ: MCHB) Mechanics Bancorp's market cap is $243.51M, as of Sep 9, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Mechanics Bancorp's market cap is calculated by multiplying MCHB's current stock price of $12.87 by MCHB's total outstanding shares of 18,920,808.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.