NASDAQ: FNWDFinward Bancorp Stock
$37.02+0.37 (+1.01%)
Updated Feb 2, 2026
FNWD Price
$37.02
Fair Value Price
N/A
Market Cap
$160.19M
52 Week Low
$26.13
52 Week High
$39.99
P/E
19.18x
P/B
0.97x
P/S
2.09x
PEG
0.63x
Dividend Yield
0.97%
Revenue
$66.56M
Earnings
$8.20M
Gross Margin
100%
Operating Margin
13.46%
Profit Margin
12.3%
Debt to Equity
11.4
Operating Cash Flow
$13M
Beta
0.14
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
FNWD Overview
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest and interest bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan products portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement loans and equity loans; commercial business loans; government loans; and loans to municipalities. The company also offers estate and retirement planning services, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts, as well as serves as the personal representative of estates, and acts as trustee for revocable and irrevocable trusts. In addition, it provides insurance and annuity investments to wealth management customers; holds real estate properties; and operates as a real estate investment trust. As of March 2, 2022, the company operated through 30 locations in Lake and Porter counties in Northwest Indiana and South Chicagoland. The company was formerly known as NorthWest Indiana Bancorp and changed its name to Finward Bancorp in May 2021. Finward Bancorp was incorporated in 1994 and is headquartered in Munster, Indiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FNWD's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
FNWD
Ranked#119 of 280
Ranked#119 of 280
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $6.99 | A | |
| $22.96 | B | |
| $61.76 | B |
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FNWD News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FNWD scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FNWD ($37.02) is trading above its intrinsic value of $32.56, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FNWD is good value based on its earnings relative to its share price (19.18x), compared to the US market average (42.86x)
P/E vs Market Valuation
FNWD is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more FNWD due diligence checks available for Premium users.
Valuation
FNWD fair value
Fair Value of FNWD stock based on Discounted Cash Flow (DCF)
Price
$37.02
Fair Value
$39.20
Undervalued by
5.57%
FNWD ($37.02) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FNWD price to earnings (PE)
For valuing profitable companies with steady earnings
Company
19.18x
Industry
17.31x
Market
42.86x
FNWD is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FNWD is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FNWD price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.97x
Industry
1.39x
FNWD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FNWD price to earnings growth (PEG)
For valuing profitable companies with growth potential
FNWD is good value based... subscribe to Premium to read more.
PEG Value Valuation
FNWD's financial health
Profit margin
Revenue
$17.7M
Net Income
$3.5M
Profit Margin
19.8%
FNWD's Earnings (EBIT) of $8.96M... subscribe to Premium to read more.
Interest Coverage Financials
FNWD's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.1B
Liabilities
$1.9B
Debt to equity
11.4
FNWD's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FNWD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$1.2M
Investing
$14.3M
Financing
-$14.8M
FNWD's operating cash flow ($12.97M)... subscribe to Premium to read more.
Debt Coverage Financials
FNWD vs Bank Stocks
Finward Bancorp Stock FAQ
Company
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