NASDAQ: FNWD
Finward Bancorp Stock

$34.19+0.47 (+1.39%)
Updated Jun 18, 2026
FNWD Price
$34.19
Fair Value Price
$2.66
Market Cap
$148.04M
52 Week Low
$26.46
52 Week High
$39.99
P/E
14.87x
P/B
0.86x
P/S
2.29x
PEG
1.01x
Dividend Yield
1.4%
Revenue
$68.59M
Earnings
$9.87M
Gross Margin
100%
Operating Margin
14.81%
Profit Margin
14.4%
Debt to Equity
10.69
Operating Cash Flow
$17M
Beta
0.16
Next Earnings
Aug 4, 2026
Ex-Dividend
N/A
Next Dividend
Jun 29, 2026

FNWD Overview

Finward Bancorp serves as the parent entity for Peoples Bank, a financial institution offering a comprehensive suite of banking products and services. Its deposit offerings include various checking accounts, both with and without interest, alongside savings accounts, money market deposit accounts, certificates of deposit, and specialized retirement savings plans. The company's lending activities are diverse, encompassing residential mortgage loans for purchasing, refinancing, or building homes; construction loans provided to individuals and contractors; commercial real estate financing; personal consumer loans for household or family expenditures; home equity lines of credit; home improvement and equity-backed loans; commercial business loans; government-backed loans; and funding for municipalities. Beyond traditional banking, Finward Bancorp delivers a range of wealth management and fiduciary services. These comprise estate and retirement planning, guardianship administration, land trusts, profit-sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts. The company also acts as a personal representative for estates and functions as a trustee for both revocable and irrevocable trusts. Additionally, it provides insurance and annuity investment options to its wealth management clients, manages a portfolio of real estate properties, and operates as a real estate investment trust. As of March 2, 2022, the company operated 30 branches situated in Lake and Porter counties in Northwest Indiana, extending into the South Chicagoland area. Originally incorporated in 1994 as NorthWest Indiana Bancorp, the company adopted its current name, Finward Bancorp, in May 2021. Its corporate headquarters are located in Munster, Indiana.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FNWD's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
FNWD
Ranked
#106 of 283

Top Ranked Stocks in Industry

View Top Bank Stocks

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Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FNWD scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FNWD ($34.19) is overvalued by 1,186.26% relative to our estimate of its Fair Value price of $2.66 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
FNWD ($34.19) is not significantly undervalued (1,186.26%) relative to our estimate of its Fair Value price of $2.66 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
FNWD ($34.19) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FNWD due diligence checks available for Premium users.

Valuation

FNWD fair value

Fair Value of FNWD stock based on Discounted Cash Flow (DCF)

Price
$34.19
Fair Value
$2.66
Overvalued by
1,186.26%
FNWD ($34.19) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FNWD ($34.19) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FNWD ($34.19) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FNWD price to earnings (PE)

For valuing profitable companies with steady earnings

Company
14.87x
Industry
14.14x
Market
9.47x
FNWD is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FNWD is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

FNWD price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.86x
Industry
1.27x
FNWD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FNWD price to earnings growth (PEG)

For valuing profitable companies with growth potential

FNWD is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FNWD's financial health

Profit margin

Revenue
$17.4M
Net Income
$2.2M
Profit Margin
12.9%
FNWD's Earnings (EBIT) of $10.16M... subscribe to Premium to read more.
Interest Coverage Financials
FNWD's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.0B
Liabilities
$1.8B
Debt to equity
10.69
FNWD's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FNWD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$3.6M
Investing
-$2.2M
Financing
-$2.4M
FNWD's operating cash flow ($17.35M)... subscribe to Premium to read more.
Debt Coverage Financials

FNWD vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FNWDC$148.04M+1.39%14.87x0.86x
SBFGB$144.39M+2.22%9.02x1.01x
SRBKC$152.53M-0.26%31.92x0.83x
RMBIC$154.89M+0.48%11.43x1.07x
AFBI$137.32M+0.13%15.98x1.06x

Finward Bancorp Stock FAQ

What is Finward Bancorp's quote symbol?

(NASDAQ: FNWD) Finward Bancorp trades on the NASDAQ under the ticker symbol FNWD. Finward Bancorp stock quotes can also be displayed as NASDAQ: FNWD.

If you're new to stock investing, here's how to buy Finward Bancorp stock.

What is the 52 week high and low for Finward Bancorp (NASDAQ: FNWD)?

(NASDAQ: FNWD) Finward Bancorp's 52-week high was $39.99, and its 52-week low was $26.46. It is currently -14.5% from its 52-week high and 29.21% from its 52-week low.

How much is Finward Bancorp stock worth today?

(NASDAQ: FNWD) Finward Bancorp currently has 4,329,971 outstanding shares. With Finward Bancorp stock trading at $34.19 per share, the total value of Finward Bancorp stock (market capitalization) is $148.04M.

Finward Bancorp stock was originally listed at a price of $21.13 in May 20, 1998. If you had invested in Finward Bancorp stock at $21.13, your return over the last 28 years would have been 61.85%, for an annualized return of 1.73% (not including any dividends or dividend reinvestments).

How much is Finward Bancorp's stock price per share?

(NASDAQ: FNWD) Finward Bancorp stock price per share is $34.19 today (as of Jun 18, 2026).

What is Finward Bancorp's Market Cap?

(NASDAQ: FNWD) Finward Bancorp's market cap is $148.04M, as of Jun 19, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Finward Bancorp's market cap is calculated by multiplying FNWD's current stock price of $34.19 by FNWD's total outstanding shares of 4,329,971.
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