Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
F
Banks is Zen Rated F and is the 122nd ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Market Cap
Price
Price Target
Upside/Downside
Top Analysts Upside/Downside
Consensus
Top Analysts Consensus
Analysts
Top Analysts
Fore. Revenue Growth
Fore. Earnings Growth
Forecast ROE
Forecast ROA
IFS
INTERCORP FINANCIAL SERVICES INC
$4.11B$36.68N/AN/AN/AN/A17.20%15.41%22.23%2.53%
BWFG
BANKWELL FINANCIAL GROUP INC
$297.85M$37.83$42.0011.02%Buy147.29%137.80%14.02%1.21%
BCAL
CALIFORNIA BANCORP
$525.09M$16.20$20.0023.46%Strong Buy1N/A150.00%10.46%1.40%
BSBR
BANCO SANTANDER (BRASIL) SA
$37.52B$5.03N/AN/AN/AN/A-52.78%N/A5.34%0.51%
CBNK
CAPITAL BANCORP INC
$575.61M$34.75$35.000.72%Hold132.27%41.33%16.22%1.79%
LCNB
LCNB CORP
$217.90M$15.38N/AN/AN/AN/A11.75%30.43%9.04%1.02%
BHRB
BURKE & HERBERT FINANCIAL SERVICES CORP
$951.79M$63.43$70.0010.36%Strong Buy2-69.98%102.83%15.82%1.53%
FISI
FINANCIAL INSTITUTIONS INC
$543.36M$27.02$33.0022.13%Buy2117.78%N/A12.78%1.19%
DB
DEUTSCHE BANK AKTIENGESELLSCHAFT
$57.65B$29.64N/AN/AN/AN/A7.54%35.72%10.11%0.50%
CFBK
CF BANKSHARES INC
$155.72M$24.03$29.0020.68%Strong Buy125.55%30.26%12.87%1.06%
NRIM
NORTHRIM BANCORP INC
$522.88M$94.71N/AN/AN/AN/A19.80%26.44%19.44%1.73%
NWFL
NORWOOD FINANCIAL CORP
$233.64M$25.23$26.505.03%Hold166.34%4,416.67%12.46%1.16%
NWBI
NORTHWEST BANCSHARES INC
$1.71B$13.40N/AN/AN/AN/A23.26%38.06%10.33%1.16%
THFF
FIRST FINANCIAL CORP
$658.78M$55.59$56.501.64%Buy217.27%30.30%12.83%1.32%
LARK
LANDMARK BANCORP INC
$152.56M$26.38N/AN/AN/AN/AN/AN/AN/AN/A
BAP
CREDICORP LTD
$20.99B$222.42$257.0015.55%Strong Buy116.20%8.26%25.36%3.40%
BSAC
BANCO SANTANDER CHILE
$13.53B$23.94$24.000.25%Hold17.76%13.41%8,729.45%670.57%
CIVB
CIVISTA BANCSHARES INC
$332.57M$21.43$25.6719.77%Hold311.21%25.77%11.74%1.13%
TRMK
TRUSTMARK CORP
$2.32B$38.32$42.009.60%Buy348.24%-9.65%10.81%1.19%
HBNC
HORIZON BANCORP INC
$692.77M$15.71$17.008.21%Hold228.92%78.13%10.73%1.09%
PKBK
PARKE BANCORP INC
$248.83M$21.01N/AN/AN/AN/AN/AN/AN/AN/A
PFIS
PEOPLES FINANCIAL SERVICES CORP
$512.07M$51.23N/AN/AN/AN/AN/A166.52%13.48%1.30%
EBMT
EAGLE BANCORP MONTANA INC
$137.49M$17.29N/AN/AN/AN/A6.36%19.37%7.97%0.68%
SUPV
GRUPO SUPERVIELLE SA
$863.21M$9.86N/AN/AN/AN/A21.90%28.61%151.62%26.84%
SHBI
SHORE BANCSHARES INC
$548.67M$16.44N/AN/AN/AN/A7.63%14.77%10.81%0.97%
ORRF
ORRSTOWN FINANCIAL SERVICES INC
$651.00M$33.37$39.0016.87%Buy121.67%90.61%15.52%1.52%
CZNC
CITIZENS & NORTHERN CORP
$308.03M$19.88N/AN/AN/AN/A4.43%6.29%11.00%1.19%
UNTY
UNITY BANCORP INC
$512.89M$51.13$52.502.68%Strong Buy215.62%11.43%17.66%1.95%
HBCP
HOME BANCORP INC
$431.49M$55.31$65.0017.52%Strong Buy17.32%4.92%10.57%1.22%
MOFG
MIDWESTONE FINANCIAL GROUP INC
$617.85M$29.68$35.5019.61%Buy2214.67%N/A12.65%1.17%
BFST
BUSINESS FIRST BANCSHARES INC
$764.65M$25.75$29.6715.21%Strong Buy314.68%10.29%10.42%1.11%
ACNB
ACNB CORP
$448.69M$42.84$48.5013.21%Strong Buy231.27%51.60%12.38%1.46%
PFS
PROVIDENT FINANCIAL SERVICES INC
$2.42B$18.54$22.0018.66%Strong Buy322.94%80.70%11.23%1.23%
OVBC
OHIO VALLEY BANC CORP
$163.05M$34.61N/AN/AN/AN/AN/AN/AN/AN/A
ALRS
ALERUS FINANCIAL CORP
$567.18M$22.36$23.002.86%Hold425.32%119.74%11.92%1.15%
CZFS
CITIZENS FINANCIAL SERVICES INC
$289.86M$60.90N/AN/AN/AN/A11.58%9.36%10.42%1.07%
FUNC
FIRST UNITED CORP
$213.05M$32.89N/AN/AN/AN/A8.41%0.29%13.93%1.29%
SNV
SYNOVUS FINANCIAL CORP
$7.58B$54.54$58.306.89%Strong Buy1012.95%21.85%13.82%1.23%
PLBC
PLUMAS BANCORP
$270.66M$45.65$54.3319.02%Strong Buy313.03%-12.73%17.53%2.01%
PDLB
PONCE FINANCIAL GROUP INC
$336.27M$14.02N/AN/AN/AN/AN/AN/AN/AN/A
SBFG
SB FINANCIAL GROUP INC
$123.39M$18.91N/AN/AN/AN/A10.42%19.41%10.96%0.96%
FMNB
FARMERS NATIONAL BANC CORP
$529.23M$14.06$15.006.69%Buy111.08%16.28%13.83%1.15%
BHLB
BERKSHIRE HILLS BANCORP INC
$1.21B$26.21$31.0018.28%Hold124.42%3.21%14.49%1.44%
SHG
SHINHAN FINANCIAL GROUP CO LTD
$24.97B$49.59N/AN/AN/AN/AN/A18.90%9.53%0.72%
HBT
HBT FINANCIAL INC
$811.95M$25.78$26.000.85%Hold14.69%1.39%13.43%1.49%
TSBK
TIMBERLAND BANCORP INC
$254.58M$32.22N/AN/AN/AN/AN/AN/AN/AN/A
FBIZ
FIRST BUSINESS FINANCIAL SERVICES INC
$439.57M$52.84$58.6711.03%Strong Buy312.72%-0.77%15.14%1.29%
BMA
MACRO BANK INC
$4.21B$65.77$89.0035.32%Hold1-5.23%68.62%293.26%81.93%
RRBI
RED RIVER BANCSHARES INC
$434.39M$63.99$62.00-3.11%Buy17.86%9.88%12.26%1.28%
RBCAA
REPUBLIC BANCORP INC
$1.45B$74.17N/AN/AN/AN/A12.56%5.41%11.46%1.68%
CFFI
C & F FINANCIAL CORP
$210.42M$64.95N/AN/AN/AN/AN/AN/AN/AN/A
OVLY
OAK VALLEY BANCORP
$238.97M$28.51N/AN/AN/AN/AN/AN/AN/AN/A
CBAN
COLONY BANKCORP INC
$304.04M$17.43N/AN/AN/AN/A9.28%11.89%11.00%1.00%
SRCE
1ST SOURCE CORP
$1.57B$64.09$72.0012.34%Buy28.72%4.83%12.76%1.65%
FCCO
FIRST COMMUNITY CORP
$190.81M$24.84$30.0020.77%Strong Buy211.94%16.67%14.70%1.08%
FNLC
FIRST BANCORP INC
$289.24M$25.82N/AN/AN/AN/AN/AN/AN/AN/A
CARE
CARTER BANKSHARES INC
$416.63M$17.99N/AN/AN/AN/A6.09%8.33%10.98%0.94%
PEBK
PEOPLES BANCORP OF NORTH CAROLINA INC
$163.35M$29.92N/AN/AN/AN/AN/AN/AN/AN/A
CWBC
COMMUNITY WEST BANCSHARES
$394.95M$20.72$20.67-0.26%Strong Buy321.22%192.28%11.64%1.22%
MYFW
FIRST WESTERN FINANCIAL INC
$232.10M$23.89$24.251.51%Buy213.97%73.33%8.52%0.75%
FSFG
FIRST SAVINGS FINANCIAL GROUP INC
$180.31M$26.06$31.5020.87%Strong Buy25.12%1.75%13.13%0.99%
MRBK
MERIDIAN CORP
$156.75M$13.89$17.0022.39%Buy217.09%11.11%14.63%1.00%
CCBG
CAPITAL CITY BANK GROUP INC
$688.85M$40.39$44.008.94%Buy15.32%1.78%10.98%1.26%
PBFS
PIONEER BANCORP INC
$317.22M$12.27N/AN/AN/AN/AN/AN/AN/AN/A
SFST
SOUTHERN FIRST BANCSHARES INC
$319.16M$39.07$43.0010.06%Strong Buy111.67%23.23%8.53%0.67%
RVSB
RIVERVIEW BANCORP INC
$118.94M$5.67$7.0023.46%Buy110.62%35.13%5.51%0.58%
LNKB
LINKBANCORP INC
$276.28M$7.39$9.0021.79%Strong Buy1-2.90%-13.06%11.87%1.22%
NPB
NORTHPOINTE BANCSHARES INC
$507.22M$14.76$17.2516.87%Strong Buy2N/AN/A17.40%1.74%
OBT
ORANGE COUNTY BANCORP INC
$310.21M$27.25N/AN/AN/AN/AN/AN/AN/AN/A
FFIC
FLUSHING FINANCIAL CORP
$414.44M$12.27N/AN/AN/AN/A90.59%N/A6.81%0.53%
HNVR
HANOVER BANCORP INC
$164.31M$22.73N/AN/AN/AN/A18.85%79.17%11.30%0.97%
AMAL
AMALGAMATED FINANCIAL CORP
$997.84M$32.62$38.5018.03%Buy26.14%7.04%16.62%1.48%
INTR
INTER & CO INC
$3.01B$6.85$5.55-18.98%Hold215.46%27.46%22.19%2.45%
PCB
PCB BANCORP
$311.08M$21.74$23.005.80%Hold117.50%19.23%8.97%1.13%
COFS
CHOICEONE FINANCIAL SERVICES INC
$443.68M$29.61$39.0031.71%Strong Buy175.81%180.74%12.72%1.26%
CASH
PATHWARD FINANCIAL INC
$1.97B$82.79$91.009.92%Buy27.11%9.36%25.93%2.64%
WSBC
WESBANCO INC
$3.15B$32.97$39.2018.90%Buy571.49%99.68%9.80%1.35%
LYG
LLOYDS BANKING GROUP PLC
$62.13B$4.10N/AN/AN/AN/A-21.50%25.24%63.12%3.18%
CHMG
CHEMUNG FINANCIAL CORP
$250.92M$52.38$52.500.23%Hold215.64%23.63%14.96%1.22%
NKSH
NATIONAL BANKSHARES INC
$187.21M$29.42N/AN/AN/AN/A15.90%76.09%10.39%0.95%
WTBA
WEST BANCORPORATION INC
$342.19M$20.22N/AN/AN/AN/A15.52%22.58%16.01%0.96%
FRAF
FRANKLIN FINANCIAL SERVICES CORP
$172.18M$38.62N/AN/AN/AN/AN/AN/AN/AN/A
TMP
TOMPKINS FINANCIAL CORP
$952.82M$66.01N/AN/AN/AN/AN/AN/AN/AN/A
KB
KB FINANCIAL GROUP INC
$31.65B$84.72N/AN/AN/AN/AN/A18.45%10.60%0.81%
ONB
OLD NATIONAL BANCORP
$7.41B$23.16$26.2513.34%Strong Buy826.24%22.74%15.17%1.84%
MPB
MID PENN BANCORP INC
$565.33M$29.16N/AN/AN/AN/A4.30%-4.17%9.98%1.20%
USCB
USCB FINANCIAL HOLDINGS INC
$339.62M$16.94$21.0023.97%Buy113.51%13.09%16.00%1.35%
BWB
BRIDGEWATER BANCSHARES INC
$447.55M$16.31$18.5013.43%Strong Buy224.07%26.13%9.36%0.85%
BLX
FOREIGN TRADE BANK OF LATIN AMERICA INC
$1.55B$42.21N/AN/AN/AN/A-17.66%-8.93%16.51%1.86%
BCH
BANK OF CHILE
$14.53B$28.76$23.00-20.03%Hold110.44%0.67%4,025.05%502.97%
CTBI
COMMUNITY TRUST BANCORP INC
$988.68M$54.59$57.004.41%Strong Buy212.05%6.05%12.56%1.57%
FDBC
FIDELITY D & D BANCORP INC
$251.06M$43.53N/AN/AN/AN/AN/AN/AN/AN/A
MNSB
MAINSTREET BANCSHARES INC
$154.08M$20.00N/AN/AN/AN/A20.61%N/A7.90%0.75%
ATLO
AMES NATIONAL CORP
$161.28M$18.09N/AN/AN/AN/AN/AN/AN/AN/A
FSBC
FIVE STAR BANCORP
$641.04M$30.01$34.7515.79%Strong Buy422.67%15.93%16.55%1.59%
TBBK
BANCORP INC
$2.95B$63.08$66.004.63%Buy254.93%18.04%38.00%3.36%
CFFN
CAPITOL FEDERAL FINANCIAL INC
$827.35M$6.23$6.504.33%Hold16.79%22.50%6.91%0.74%
CPF
CENTRAL PACIFIC FINANCIAL CORP
$781.22M$28.96N/AN/AN/AN/A16.20%30.23%15.25%1.15%
FMAO
FARMERS & MERCHANTS BANCORP INC
$353.65M$25.78N/AN/AN/AN/A11.28%4.68%9.00%0.91%
MSBI
MIDLAND STATES BANCORP INC
$401.47M$18.66$20.6710.76%Hold319.45%90.15%7.87%0.75%

Bank Stocks FAQ

What are the best bank stocks to buy right now in Jul 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 327 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: C, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 29, which is -6 points lower than the bank industry average of 35. Although this number is below the industry average, our proven quant model rates IFS as a "B".

IFS passed 12 out of 38 due diligence checks and has average fundamentals. Intercorp Financial Services has seen its stock return 54.57% over the past year, overperforming other bank stocks by 33 percentage points.

2. Bankwell Financial Group (NASDAQ:BWFG)


Bankwell Financial Group (NASDAQ:BWFG) is the #2 top bank stock out of 327 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Bankwell Financial Group (NASDAQ:BWFG) is: Value: C, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: B.

Bankwell Financial Group (NASDAQ:BWFG) has a Due Diligence Score of 57, which is 22 points higher than the bank industry average of 35.

BWFG passed 20 out of 38 due diligence checks and has strong fundamentals. Bankwell Financial Group has seen its stock return 56.91% over the past year, overperforming other bank stocks by 35 percentage points.

Bankwell Financial Group has an average 1 year price target of $42.00, an upside of 11.02% from Bankwell Financial Group's current stock price of $37.83.

Bankwell Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Bankwell Financial Group, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. California Bancorp (NASDAQ:BCAL)


California Bancorp (NASDAQ:BCAL) is the #3 top bank stock out of 327 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for California Bancorp (NASDAQ:BCAL) is: Value: C, Growth: B, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: C.

California Bancorp (NASDAQ:BCAL) has a Due Diligence Score of 40, which is 5 points higher than the bank industry average of 35.

BCAL passed 13 out of 33 due diligence checks and has average fundamentals. California Bancorp has seen its stock return 16.13% over the past year, underperforming other bank stocks by -6 percentage points.

California Bancorp has an average 1 year price target of $20.00, an upside of 23.46% from California Bancorp's current stock price of $16.20.

California Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering California Bancorp, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 260 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Bancolombia Sa (NYSE:CIB)


Bancolombia Sa (NYSE:CIB) has an annual dividend yield of 11.83%, which is 9 percentage points higher than the bank industry average of 2.75%. Bancolombia Sa's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Bancolombia Sa's dividend has shown consistent growth over the last 10 years.

Bancolombia Sa's dividend payout ratio of 55.2% indicates that its high dividend yield is sustainable for the long-term.

2. Tfs Financial (NASDAQ:TFSL)


Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 8.69%, which is 6 percentage points higher than the bank industry average of 2.75%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 403.6% indicates that its high dividend yield might not be sustainable for the long-term.

3. Affinity Bancshares (NASDAQ:AFBI)


Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of 8.03%, which is 5 percentage points higher than the bank industry average of 2.75%.

Affinity Bancshares's dividend payout ratio of 161.3% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -1.2% in the last day, and up 0.16% over the last week. Civista Bancshares was the among the top losers in the banks - regional industry, dropping -13.66% yesterday.

Civista Bancshares shares are trading lower after the company announced a $70 million public offering.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Civista Bancshares (NASDAQ:CIVB)


Civista Bancshares (NASDAQ:CIVB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Civista Bancshares has a valuation score of 100, which is 54 points higher than the bank industry average of 46. It passed 7 out of 7 valuation due diligence checks.

Civista Bancshares's stock has gained 38.35% in the past year. It has overperformed other stocks in the bank industry by 17 percentage points.

2. Newtekone (NASDAQ:NEWT)


Newtekone (NASDAQ:NEWT) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 25 points higher than the bank industry average of 46. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -14.9% in the past year. It has underperformed other stocks in the bank industry by -37 percentage points.

3. Meridian (NASDAQ:MRBK)


Meridian (NASDAQ:MRBK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Meridian has a valuation score of 43, which is -3 points higher than the bank industry average of 46. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates MRBK a Valuation Rating of "A".

Meridian's stock has gained 23.47% in the past year. It has overperformed other stocks in the bank industry by 2 percentage points.

Are bank stocks a good buy now?

40.09% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 8.36% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 3.5% of bank stocks are rated B (Buy), 68.53% are rated C (Hold), 23.43% are rated D (Sell), and 4.55% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 12.62x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.