NASDAQ: HWBK
Hawthorn Bancshares Inc Stock

$36.98-0.72 (-1.91%)
Updated Jun 15, 2026
HWBK Price
$36.98
Fair Value Price
$51.58
Market Cap
$255.04M
52 Week Low
$27.07
52 Week High
$37.70
P/E
10.57x
P/B
1.45x
P/S
2.88x
PEG
2.54x
Dividend Yield
2.22%
Revenue
$80.86M
Earnings
$24.16M
Gross Margin
100%
Operating Margin
36.65%
Profit Margin
29.9%
Debt to Equity
9.58
Operating Cash Flow
$29M
Beta
0.3
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
Jul 1, 2026

HWBK Overview

Hawthorn Bancshares, Inc. functions as the parent holding company for Hawthorn Bank, which delivers a full spectrum of financial services to both commercial clients and individual consumers. The institution offers various deposit accounts, such as checking, savings, money market, and individual retirement accounts, in addition to time deposits and certificates of deposit. Its lending portfolio encompasses commercial and industrial financing, personal installment and single payment loans, consumer credit, and both commercial and residential real estate loans. Furthermore, Hawthorn Bank provides specialized financing for equipment, operating capital, and Small Business Administration (SBA) loans. Customers also have access to debit and credit card services. Beyond conventional banking, the company furnishes trust services, including estate planning, investment management, and asset supervision. Other available resources include cash management solutions, secure safety deposit boxes, brokerage facilities, and convenient internet banking. The bank maintains a presence across Missouri with 23 branch locations, serving communities such as Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the broader Kansas City metropolitan area. Hawthorn Bancshares, Inc. traces its origins back to 1865 and is headquartered in Jefferson City, Missouri.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine HWBK's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
HWBK
Ranked
#63 of 283

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HWBK News

Overview

Due Diligence Score

Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HWBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HWBK ($36.98) is undervalued by 28.31% relative to our estimate of its Fair Value price of $51.58 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
HWBK ($36.98) is significantly undervalued by 28.31% relative to our estimate of its Fair Value price of $51.58 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
HWBK ($36.98) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more HWBK due diligence checks available for Premium users.

Valuation

HWBK fair value

Fair Value of HWBK stock based on Discounted Cash Flow (DCF)

Price
$36.98
Fair Value
$51.58
Undervalued by
28.31%
HWBK ($36.98) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
HWBK ($36.98) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
HWBK ($36.98) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

HWBK price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.57x
Industry
13.92x
Market
14.3x
HWBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HWBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

HWBK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.45x
Industry
1.27x
HWBK is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HWBK price to earnings growth (PEG)

For valuing profitable companies with growth potential

HWBK is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

HWBK's financial health

Profit margin

Revenue
$20.1M
Net Income
$5.7M
Profit Margin
28.5%
HWBK's Earnings (EBIT) of $29.64M... subscribe to Premium to read more.
Interest Coverage Financials
HWBK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.9B
Liabilities
$1.7B
Debt to equity
9.58
HWBK's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
HWBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$8.0M
Investing
$33.1M
Financing
-$43.4M
HWBK's operating cash flow ($29.16M)... subscribe to Premium to read more.
Debt Coverage Financials

HWBK vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
HWBKC$255.04M-1.91%10.57x1.45x
BPRNC$256.24M+0.27%13.11x0.94x
CBNA$247.71M+1.04%11.40x1.42x
FXNCC$264.81M-2.98%12.57x1.40x
LCNBC$243.61M-2.01%10.62x0.88x

Hawthorn Bancshares Stock FAQ

What is Hawthorn Bancshares's quote symbol?

(NASDAQ: HWBK) Hawthorn Bancshares trades on the NASDAQ under the ticker symbol HWBK. Hawthorn Bancshares stock quotes can also be displayed as NASDAQ: HWBK.

If you're new to stock investing, here's how to buy Hawthorn Bancshares stock.

What is the 52 week high and low for Hawthorn Bancshares (NASDAQ: HWBK)?

(NASDAQ: HWBK) Hawthorn Bancshares's 52-week high was $37.70, and its 52-week low was $27.07. It is currently -1.91% from its 52-week high and 36.61% from its 52-week low.

How much is Hawthorn Bancshares stock worth today?

(NASDAQ: HWBK) Hawthorn Bancshares currently has 6,896,585 outstanding shares. With Hawthorn Bancshares stock trading at $36.98 per share, the total value of Hawthorn Bancshares stock (market capitalization) is $255.04M.

Hawthorn Bancshares stock was originally listed at a price of $11.33 in Jul 20, 1999. If you had invested in Hawthorn Bancshares stock at $11.33, your return over the last 26 years would have been 226.27%, for an annualized return of 4.65% (not including any dividends or dividend reinvestments).

How much is Hawthorn Bancshares's stock price per share?

(NASDAQ: HWBK) Hawthorn Bancshares stock price per share is $36.98 today (as of Jun 15, 2026).

What is Hawthorn Bancshares's Market Cap?

(NASDAQ: HWBK) Hawthorn Bancshares's market cap is $255.04M, as of Jun 16, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Hawthorn Bancshares's market cap is calculated by multiplying HWBK's current stock price of $36.98 by HWBK's total outstanding shares of 6,896,585.
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