NASDAQ: FXNC
First National Corp Stock

$18.60+0.00 (+0%)
Updated Apr 17, 2025
FXNC Price
$18.60
Fair Value Price
N/A
Market Cap
$167.15M
52 Week Low
$14.50
52 Week High
$26.97
P/E
18.6x
P/B
1x
P/S
3.39x
PEG
0.18x
Dividend Yield
4.17%
Revenue
$60.98M
Earnings
$6.97M
Gross Margin
100%
Operating Margin
13.2%
Profit Margin
11.4%
Debt to Equity
11.07
Operating Cash Flow
-$22M
Beta
0.29
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A

FXNC Overview

First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions. Its loan products comprise construction loans, including residential, land acquisition, and development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate, including multi-family residential buildings, office and retail buildings, hotels, industrial buildings, and religious facilities. The company's loan products also include commercial and industrial loans that are secured by business assets, such as accounts receivable, equipment, and inventory; home equity loans; and secured and unsecured consumer loans, such as lines of credit, automobile loans, deposit account loans, and installment and demand loans. In addition, it provides wealth management services, including estate planning, investment management of assets, trustee under an agreement, trustee under a will, and estate settlement. Further, the company offers title insurance and investment services; and holds other real estate owned and office sites, as well as provides internet and mobile banking, remote deposit capture, and other traditional banking services. It serves customers through 20 bank branch offices, a loan production office, and a customer service center, as well as through a network of ATMs. The company was founded in 1907 and is headquartered in Strasburg, Virginia.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FXNC's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

D
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
FXNC
Ranked
#19 of 295

Top Ranked Stocks in Industry

View Top Bank Stocks

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Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FXNC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FXNC ($18.60) is trading below its intrinsic value of $40.51, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FXNC is good value based on its earnings relative to its share price (18.6x), compared to the US market average (28.01x)
P/E vs Market Valuation
FXNC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more FXNC due diligence checks available for Premium users.

Valuation

FXNC fair value

Fair Value of FXNC stock based on Discounted Cash Flow (DCF)

Price
$18.60
Fair Value
$43.76
Undervalued by
57.50%
FXNC ($18.60) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FXNC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
18.6x
Industry
13x
Market
28.01x
FXNC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FXNC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FXNC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1x
Industry
1.08x
FXNC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FXNC price to earnings growth (PEG)

For valuing profitable companies with growth potential

FXNC is good value based... subscribe to Premium to read more.
PEG Value Valuation

FXNC's financial health

Profit margin

Revenue
$20.1M
Net Income
-$933.0k
Profit Margin
-4.7%
FXNC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.0B
Liabilities
$1.8B
Debt to equity
11.07
FXNC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FXNC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$36.7M
Investing
$128.7M
Financing
-$55.7M

FXNC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FXNCC$167.15M0.00%18.60x1.00x
OVBCC$167.24M+11.46%15.30x1.11x
EFSIC$167.81M+0.65%7.22x1.41x
FRAFD$165.63M+5.16%14.80x1.14x
FCCOC$163.47M0.00%11.64x1.13x

First National Stock FAQ

What is First National's quote symbol?

(NASDAQ: FXNC) First National trades on the NASDAQ under the ticker symbol FXNC. First National stock quotes can also be displayed as NASDAQ: FXNC.

If you're new to stock investing, here's how to buy First National stock.

What is the 52 week high and low for First National (NASDAQ: FXNC)?

(NASDAQ: FXNC) First National's 52-week high was $26.97, and its 52-week low was $14.50. It is currently -31.03% from its 52-week high and 28.28% from its 52-week low.

How much is First National stock worth today?

(NASDAQ: FXNC) First National currently has 8,986,696 outstanding shares. With First National stock trading at $18.60 per share, the total value of First National stock (market capitalization) is $167.15M.

First National stock was originally listed at a price of $7.50 in Jan 14, 1999. If you had invested in First National stock at $7.50, your return over the last 26 years would have been 148%, for an annualized return of 3.56% (not including any dividends or dividend reinvestments).

How much is First National's stock price per share?

(NASDAQ: FXNC) First National stock price per share is $18.60 today (as of Apr 17, 2025).

What is First National's Market Cap?

(NASDAQ: FXNC) First National's market cap is $167.15M, as of Apr 18, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First National's market cap is calculated by multiplying FXNC's current stock price of $18.60 by FXNC's total outstanding shares of 8,986,696.
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