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NASDAQ: FXNC
First National Corp Stock

$15.79+0.29 (+1.87%)
Updated Jun 5, 2023
FXNC Price
$15.79
Fair Value Price
$29.37
Market Cap
$98.91M
52 Week Low
$13.13
52 Week High
$20.35
P/E
5.85x
P/B
0.88x
P/S
1.74x
PEG
0.67x
Dividend Yield
3.67%
Revenue
$57.04M
Earnings
$16.92M
Gross Margin
100%
Operating Margin
36.62%
Profit Margin
29.7%
Debt to Equity
11.27
Operating Cash Flow
$23M
Beta
0.23
Next Earnings
Jul 24, 2023
Ex-Dividend
May 25, 2023
Next Dividend
Jun 9, 2023

FXNC Overview

First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions. Its loan products comprise construction loans, including residential, land acquisition, and development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate, including multi-family residential buildings, office and retail buildings, hotels, industrial buildings, and religious facilities. The company's loan products also include commercial and industrial loans that are secured by business assets, such as accounts receivable, equipment, and inventory; home equity loans; and secured and unsecured consumer loans, such as lines of credit, automobile loans, deposit account loans, and installment and demand loans. In addition, it provides wealth management services, including estate planning, investment management of assets, trustee under an agreement, trustee under a will, and estate settlement. Further, the company offers title insurance and investment services; and holds other real estate owned and office sites, as well as provides internet and mobile banking, remote deposit capture, and other traditional banking services. It serves customers through 20 bank branch offices, a loan production office, and a customer service center, as well as through a network of ATMs. The company was founded in 1907 and is headquartered in Strasburg, Virginia.

Zen Score

Industry Average (39)
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Due Diligence Checks

FXNC ($15.79) is undervalued by 46.24% relative to our estimate of its Fair Value price of $29.37 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FXNC ($15.79) is significantly undervalued by 46.24% relative to our estimate of its Fair Value price of $29.37 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FXNC ($15.79) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FXNC due diligence checks available for Premium users.

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FXNC News

Valuation

FXNC fair value

Fair Value of FXNC stock based on Discounted Cash Flow (DCF)
Price
$15.79
Fair Value
$29.37
Undervalued by
46.24%
FXNC ($15.79) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FXNC ($15.79) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FXNC ($15.79) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FXNC price to earnings (PE)

For valuing profitable companies with steady earnings
Company
5.85x
Industry
19.56x
Market
53.21x
FXNC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FXNC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FXNC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.88x
Industry
0.89x
FXNC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FXNC price to earnings growth (PEG)

For valuing profitable companies with growth potential
FXNC is good value based... subscribe to Premium to read more.
PEG Value Valuation

FXNC's financial health

Profit margin

Revenue
$14.0M
Net Income
$3.8M
Profit Margin
27.6%
FXNC's Earnings (EBIT) of $20.89M... subscribe to Premium to read more.
Interest Coverage Financials
FXNC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.4B
Liabilities
$1.3B
Debt to equity
11.27
FXNC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
FXNC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$4.6M
Investing
$7.2M
Financing
-$821.0k
FXNC's operating cash flow ($22.70M)... subscribe to Premium to read more.
Debt Coverage Financials

FXNC vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FXNC$98.91M+1.87%5.85x0.88x
UNB$99.61M+1.00%7.57x1.64x
BFIN$97.74M-1.16%8.46x0.64x
CBFV$95.79M-7.93%7.78x0.82x
CFBK$102.09M0.00%5.53x0.71x

First National Stock FAQ

What is First National's quote symbol?

(NASDAQ: FXNC) First National trades on the NASDAQ under the ticker symbol FXNC. First National stock quotes can also be displayed as NASDAQ: FXNC.

If you're new to stock investing, here's how to buy First National stock.

What is the 52 week high and low for First National (NASDAQ: FXNC)?

(NASDAQ: FXNC) First National's 52-week high was $20.35, and its 52-week low was $13.13. It is currently -22.41% from its 52-week high and 20.26% from its 52-week low.

How much is First National stock worth today?

(NASDAQ: FXNC) First National currently has 6,264,286 outstanding shares. With First National stock trading at $15.79 per share, the total value of First National stock (market capitalization) is $98.91M.

First National stock was originally listed at a price of $7.50 in Jan 14, 1999. If you had invested in First National stock at $7.50, your return over the last 24 years would have been 110.53%, for an annualized return of 3.15% (not including any dividends or dividend reinvestments).

How much is First National's stock price per share?

(NASDAQ: FXNC) First National stock price per share is $15.79 today (as of Jun 5, 2023).

What is First National's Market Cap?

(NASDAQ: FXNC) First National's market cap is $98.91M, as of Jun 7, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First National's market cap is calculated by multiplying FXNC's current stock price of $15.79 by FXNC's total outstanding shares of 6,264,286.
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