NASDAQ: NKSHNational Bankshares Inc Stock
$25.77+0.03 (+0.12%)
Updated Apr 30, 2025
NKSH Price
$25.77
Fair Value Price
$57.90
Market Cap
$163.98M
52 Week Low
$23.75
52 Week High
$33.37
P/E
20.78x
P/B
1.05x
P/S
4.01x
PEG
0.29x
Dividend Yield
5.86%
Revenue
$44.13M
Earnings
$7.62M
Gross Margin
100%
Operating Margin
20.67%
Profit Margin
17.3%
Debt to Equity
10.58
Operating Cash Flow
$9M
Beta
0.56
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
NKSH Overview
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. It operates 23 branch offices, a loan production office, and 22 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine NKSH's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
NKSH
Ranked#97 of 294
Ranked#97 of 294
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $33.87 | B | |
| $33.91 | B | |
| $13.97 | B |
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NKSH News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how NKSH scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
NKSH ($25.77) is undervalued by 55.49% relative to our estimate of its Fair Value price of $57.90 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
NKSH ($25.77) is significantly undervalued by 55.49% relative to our estimate of its Fair Value price of $57.90 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
NKSH ($25.77) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more NKSH due diligence checks available for Premium users.
Valuation
NKSH fair value
Fair Value of NKSH stock based on Discounted Cash Flow (DCF)
Price
$25.77
Fair Value
$57.90
Undervalued by
55.49%
NKSH ($25.77) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
NKSH ($25.77) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
NKSH ($25.77) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
NKSH price to earnings (PE)
For valuing profitable companies with steady earnings
Company
20.78x
Industry
13.39x
Market
29.18x
NKSH is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
NKSH is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
NKSH price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.05x
Industry
1.13x
NKSH is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
NKSH price to earnings growth (PEG)
For valuing profitable companies with growth potential
NKSH is good value based... subscribe to Premium to read more.
PEG Value Valuation
NKSH's financial health
Profit margin
Revenue
$12.3M
Net Income
$3.1M
Profit Margin
25%
NKSH's Earnings (EBIT) of $9.12M... subscribe to Premium to read more.
Interest Coverage Financials
NKSH's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.8B
Liabilities
$1.7B
Debt to equity
10.58
NKSH's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
NKSH's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$5.4M
Investing
$16.2M
Financing
$36.8M
NKSH's operating cash flow ($9.44M)... subscribe to Premium to read more.
Debt Coverage Financials
NKSH vs Bank Stocks
National Bankshares Stock FAQ
Company
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