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NASDAQ: ATLO
Ames National Corp Stock

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$23.19+0.05 (+0.22%)
Updated Dec 8, 2022
ATLO Price
$23.19
Fair Value Price
$34.81
Market Cap
$208.53M
52 Week Low
$20.16
52 Week High
$25.55
P/E
10.4x
P/B
1.52x
P/S
3.08x
PEG
2.12x
Dividend Yield
4.61%
Revenue
$64.82M
Earnings
$20.18M
Gross Margin
100%
Operating Margin
41.35%
Profit Margin
31.1%
Debt to Equity
14.2
Operating Cash Flow
$22M
Beta
0.79
Next Earnings
Jan 26, 2023
Ex-Dividend
Jan 31, 2023
Next Dividend
Feb 15, 2023

ATLO Overview

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties in central, north-central, and south-central Iowa. The company accepts a range of deposits, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short-term and medium-term commercial and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; personal loans and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, the company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit of payroll and social security check, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is based in Ames, Iowa.

Zen Score

Industry Average (37)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how ATLO scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

ATLO ($23.19) is undervalued by 33.38% relative to our estimate of its Fair Value price of $34.81 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
ATLO ($23.19) is significantly undervalued by 33.38% relative to our estimate of its Fair Value price of $34.81 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
ATLO ($23.19) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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ATLO News

Valuation

ATLO fair value

Fair Value of ATLO stock based on Discounted Cash Flow (DCF)
Price
$23.19
Fair Value
$34.81
Undervalued by
33.38%
ATLO ($23.19) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
ATLO ($23.19) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
ATLO ($23.19) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ATLO price to earnings (PE)

For valuing profitable companies with steady earnings
Company
10.4x
Industry
21.44x
Market
21.39x
ATLO is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ATLO is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ATLO price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.52x
Industry
1.13x
ATLO is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ATLO price to earnings growth (PEG)

For valuing profitable companies with growth potential
ATLO is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

ATLO's financial health

Profit margin

Revenue
$16.5M
Net Income
$5.5M
Profit Margin
33.7%
ATLO's Earnings (EBIT) of $26.81M... subscribe to Premium to read more.
Interest Coverage Financials
ATLO's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.1B
Liabilities
$1.9B
Debt to equity
14.2
ATLO's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
ATLO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$3.7M
Investing
-$22.5M
Financing
-$26.7M
ATLO's operating cash flow ($21.80M)... subscribe to Premium to read more.
Debt Coverage Financials

ATLO vs Bank Stocks

TickerMarket Cap1d %P/EP/B
ATLO$208.53M+0.22%10.40x1.52x
TBNK$208.61M+0.39%12.11x0.81x
MNSB$208.93M-0.71%9.76x1.10x
EVBN$208.98M-0.11%9.40x1.39x
LCNB$209.01M+2.54%10.25x1.07x

Ames National Stock FAQ

What is Ames National's quote symbol?

NASDAQ: ATLO) Ames National trades on the NASDAQ under the ticker symbol ATLO. Ames National stock quotes can also be displayed as NASDAQ: ATLO.

If you're new to stock investing, here's how to buy Ames National stock.

What is the 52 week high and low for Ames National (NASDAQ: ATLO)?

(NASDAQ: ATLO) Ames National's 52-week high was $25.55, and its 52-week low was $20.16. It is currently -9.24% from its 52-week high and 15.03% from its 52-week low.

How much is Ames National stock worth today?

(NASDAQ: ATLO) Ames National currently has 8,992,167 outstanding shares. With Ames National stock trading at $23.19 per share, the total value of Ames National stock (market capitalization) is $208.53M.

Ames National stock was originally listed at a price of $17.33 in Feb 15, 2000. If you had invested in Ames National stock at $17.33, your return over the last 22 years would have been 33.79%, for an annualized return of 1.33% (not including any dividends or dividend reinvestments).

How much is Ames National's stock price per share?

(NASDAQ: ATLO) Ames National stock price per share is $23.19 today (as of Dec 8, 2022).

What is Ames National's Market Cap?

(NASDAQ: ATLO) Ames National's market cap is $208.53M, as of Dec 9, 2022.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Ames National's market cap is calculated by multiplying ATLO's current stock price of $23.19 by ATLO's total outstanding shares of 8,992,167.
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