NASDAQ: ISBAIsabella Bank Corp Stock
$27.80+0.05 (+0.18%)
Updated May 19, 2025
ISBA Price
$27.80
Fair Value Price
$17.71
Market Cap
N/A
52 Week Low
$25.65
52 Week High
$28.95
P/E
14.04x
P/B
N/A
P/S
N/A
PEG
1.06x
Dividend Yield
N/A
Revenue
$70.37M
Earnings
$14.71M
Gross Margin
100%
Operating Margin
25.04%
Profit Margin
20.9%
Debt to Equity
8.75
Operating Cash Flow
$21M
Beta
-1.7
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
ISBA Overview
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and group life, health, accident, disability, and other insurance products, as well as other employee benefit programs. As of December 31, 2021, the company operated 30 banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine ISBA's potential to beat the market
- ISBA doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
ISBA
RankedUnranked of 299
RankedUnranked of 299
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $35.49 | A | |
| $35.61 | B | |
| $51.21 | B |
Be the first to know about important ISBA news, forecast changes, insider trades & much more!
ISBA News
Overview
Due Diligence Score
–
Industry Average (34)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how ISBA scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
ISBA ($27.80) is overvalued by 56.95% relative to our estimate of its Fair Value price of $17.71 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
ISBA ($27.80) is not significantly undervalued (56.95%) relative to our estimate of its Fair Value price of $17.71 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
ISBA ($27.80) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more ISBA due diligence checks available for Premium users.
Valuation
ISBA fair value
Fair Value of ISBA stock based on Discounted Cash Flow (DCF)
Price
$27.80
Fair Value
$17.71
Overvalued by
56.95%
ISBA ($27.80) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
ISBA ($27.80) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
ISBA ($27.80) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
ISBA price to earnings (PE)
For valuing profitable companies with steady earnings
Company
14.04x
Industry
12.1x
Market
25.69x
ISBA is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ISBA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
ISBA price to earnings growth (PEG)
For valuing profitable companies with growth potential
ISBA is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
ISBA's financial health
Profit margin
Revenue
$18.2M
Net Income
$3.9M
Profit Margin
21.7%
ISBA's Earnings (EBIT) of $17.62M... subscribe to Premium to read more.
Interest Coverage Financials
ISBA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.1B
Liabilities
$1.9B
Debt to equity
8.75
ISBA's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
ISBA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$4.7M
Investing
$28.1M
Financing
$11.8M
ISBA's operating cash flow ($21.00M)... subscribe to Premium to read more.
Debt Coverage Financials
Isabella Bank Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.