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NASDAQ: GCBC
Greene County Bancorp Inc Stock

$31.38+0.12 (+0.38%)
Updated Jun 24, 2024
GCBC Price
$31.38
Fair Value Price
$48.81
Market Cap
$534.30M
52 Week Low
$22.34
52 Week High
$36.78
P/E
21.79x
P/B
2.68x
P/S
7.59x
PEG
3.84x
Dividend Yield
1.02%
Revenue
$64.60M
Earnings
$24.50M
Gross Margin
100%
Operating Margin
42.09%
Profit Margin
37.9%
Debt to Equity
13.42
Operating Cash Flow
$24M
Beta
0.72
Next Earnings
Jul 22, 2024
Ex-Dividend
N/A
Next Dividend
N/A

GCBC Overview

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. As of June 30, 2021, it operated a network of 17 full-service banking offices. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.

Zen Score

Industry Average (32)
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Due Diligence Checks

GCBC ($31.38) is undervalued by 35.71% relative to our estimate of its Fair Value price of $48.81 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
GCBC ($31.38) is significantly undervalued by 35.71% relative to our estimate of its Fair Value price of $48.81 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
GCBC ($31.38) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more GCBC due diligence checks available for Premium users.

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GCBC News

Valuation

GCBC fair value

Fair Value of GCBC stock based on Discounted Cash Flow (DCF)
Price
$31.38
Fair Value
$48.81
Undervalued by
35.71%
GCBC ($31.38) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
GCBC ($31.38) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
GCBC ($31.38) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

GCBC price to earnings (PE)

For valuing profitable companies with steady earnings
Company
21.79x
Industry
-7.1x
Market
30.03x
GCBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
GCBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

GCBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
2.68x
Industry
1.03x
GCBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

GCBC price to earnings growth (PEG)

For valuing profitable companies with growth potential
GCBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

GCBC's financial health

Profit margin

Revenue
$15.4M
Net Income
$5.9M
Profit Margin
38%
GCBC's Earnings (EBIT) of $27.19M... subscribe to Premium to read more.
Interest Coverage Financials
GCBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.9B
Liabilities
$2.7B
Debt to equity
13.42
GCBC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
GCBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$5.6M
Investing
-$54.3M
Financing
$128.4M
GCBC's operating cash flow ($24.23M)... subscribe to Premium to read more.
Debt Coverage Financials

GCBC vs Bank Stocks

TickerMarket Cap1d %P/EP/B
GCBC$534.30M+0.38%21.79x2.68x
EGBN$525.90M+3.20%6.91x0.42x
HBNC$523.66M+1.02%21.98x0.73x
CATC$518.10M+2.95%18.14x0.97x
CPF$551.39M+1.54%9.90x1.09x

Greene County Bancorp Stock FAQ

What is Greene County Bancorp's quote symbol?

(NASDAQ: GCBC) Greene County Bancorp trades on the NASDAQ under the ticker symbol GCBC. Greene County Bancorp stock quotes can also be displayed as NASDAQ: GCBC.

If you're new to stock investing, here's how to buy Greene County Bancorp stock.

What is the 52 week high and low for Greene County Bancorp (NASDAQ: GCBC)?

(NASDAQ: GCBC) Greene County Bancorp's 52-week high was $36.78, and its 52-week low was $22.34. It is currently -14.68% from its 52-week high and 40.5% from its 52-week low.

How much is Greene County Bancorp stock worth today?

(NASDAQ: GCBC) Greene County Bancorp currently has 17,026,828 outstanding shares. With Greene County Bancorp stock trading at $31.38 per share, the total value of Greene County Bancorp stock (market capitalization) is $534.30M.

Greene County Bancorp stock was originally listed at a price of $1.16 in Jun 30, 1999. If you had invested in Greene County Bancorp stock at $1.16, your return over the last 24 years would have been 2,614.53%, for an annualized return of 14.75% (not including any dividends or dividend reinvestments).

How much is Greene County Bancorp's stock price per share?

(NASDAQ: GCBC) Greene County Bancorp stock price per share is $31.38 today (as of Jun 24, 2024).

What is Greene County Bancorp's Market Cap?

(NASDAQ: GCBC) Greene County Bancorp's market cap is $534.30M, as of Jun 25, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Greene County Bancorp's market cap is calculated by multiplying GCBC's current stock price of $31.38 by GCBC's total outstanding shares of 17,026,828.
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