NASDAQ: PDLBPonce Financial Group Inc Stock
$12.80-0.10 (-0.78%)
Updated Mar 21, 2025
PDLB Price
$12.80
Fair Value Price
-$8.89
Market Cap
$306.77M
52 Week Low
$7.89
52 Week High
$13.97
P/E
27.83x
P/B
0.61x
P/S
3.54x
PEG
2.02x
Dividend Yield
N/A
Revenue
$82.36M
Earnings
$10.97M
Gross Margin
100%
Operating Margin
19.04%
Profit Margin
12.5%
Debt to Equity
5.01
Operating Cash Flow
$7M
Beta
0.45
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A
PDLB Overview
Ponce Financial Group, Inc. offers banking products and services (deposit products, one-to-four family investor-owned, mortgages, commercial, industrial, and consumer loans, lines of credit, and a paycheck protection program. It invests in U.S. government and federal agency securities and securities issued by government-sponsored or government-owned enterprises. Ponce Financial Group founded in 1960 and is headquartered in Bronx, NY.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine PDLB's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
PDLB
Ranked#86 of 292
Ranked#86 of 292
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $29.50 | B | |
| $34.09 | B | |
| $13.96 | B |
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PDLB News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PDLB scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
PDLB ($12.80) is overvalued by 243.94% relative to our estimate of its Fair Value price of -$8.89 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
PDLB ($12.80) is not significantly undervalued (243.94%) relative to our estimate of its Fair Value price of -$8.89 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
PDLB ($12.80) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more PDLB due diligence checks available for Premium users.
Valuation
PDLB fair value
Fair Value of PDLB stock based on Discounted Cash Flow (DCF)
Price
$12.80
Fair Value
-$8.89
Undervalued by
243.94%
PDLB ($12.80) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PDLB ($12.80) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PDLB ($12.80) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
PDLB price to earnings (PE)
For valuing profitable companies with steady earnings
Company
27.83x
Industry
12.99x
Market
31.55x
PDLB is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PDLB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
PDLB price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.61x
Industry
1.12x
PDLB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PDLB price to earnings growth (PEG)
For valuing profitable companies with growth potential
PDLB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
PDLB's financial health
Profit margin
Revenue
$21.7M
Net Income
$2.9M
Profit Margin
12.2%
PDLB's Earnings (EBIT) of $15.69M... subscribe to Premium to read more.
Interest Coverage Financials
PDLB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.0B
Liabilities
$2.5B
Debt to equity
5.01
PDLB's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
PDLB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$22.9M
Investing
-$68.8M
Financing
$29.9M
PDLB's operating cash flow ($7.21M)... subscribe to Premium to read more.
Debt Coverage Financials
PDLB vs Bank Stocks
Ponce Financial Group Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.