NASDAQ: PDLBPonce Financial Group Inc Stock
$16.71+0.11 (+0.66%)
Updated Mar 31, 2026
PDLB Price
$16.71
Fair Value Price
$15.01
Market Cap
$403.66M
52 Week Low
$10.88
52 Week High
$18.01
P/E
13.81x
P/B
0.75x
P/S
3.53x
PEG
N/A
Dividend Yield
N/A
Revenue
$105.44M
Earnings
$28.70M
Gross Margin
100%
Operating Margin
36.45%
Profit Margin
26.2%
Debt to Equity
4.95
Operating Cash Flow
$56M
Beta
0.49
Next Earnings
Apr 23, 2026
Ex-Dividend
N/A
Next Dividend
N/A
PDLB Overview
Ponce Financial Group, Inc. offers banking products and services (deposit products, one-to-four family investor-owned, mortgages, commercial, industrial, and consumer loans, lines of credit, and a paycheck protection program. It invests in U.S. government and federal agency securities and securities issued by government-sponsored or government-owned enterprises. Ponce Financial Group founded in 1960 and is headquartered in Bronx, NY.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine PDLB's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
PDLB
Ranked#13 of 281
Ranked#13 of 281
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $5.93 | B | |
| $29.42 | B | |
| $28.96 | B |
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PDLB News
Overview
Due Diligence Score
–
Industry Average (39)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PDLB scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
PDLB ($16.71) is overvalued by 11.34% relative to our estimate of its Fair Value price of $15.01 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
PDLB ($16.71) is not significantly undervalued (11.34%) relative to our estimate of its Fair Value price of $15.01 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
PDLB is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more PDLB due diligence checks available for Premium users.
Valuation
PDLB fair value
Fair Value of PDLB stock based on Discounted Cash Flow (DCF)
Price
$16.71
Fair Value
$15.01
Overvalued by
11.34%
PDLB ($16.71) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PDLB ($16.71) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PDLB is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
PDLB price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.81x
Industry
13.85x
Market
30.95x
PDLB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PDLB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
PDLB price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.75x
Industry
1.21x
PDLB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PDLB's financial health
Profit margin
Revenue
$30.3M
Net Income
$10.1M
Profit Margin
32.5%
PDLB's Earnings (EBIT) of $38.43M... subscribe to Premium to read more.
Interest Coverage Financials
PDLB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.2B
Liabilities
$2.7B
Debt to equity
4.95
PDLB's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
PDLB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$34.9M
Investing
-$113.7M
Financing
$58.3M
PDLB's operating cash flow ($55.59M)... subscribe to Premium to read more.
Debt Coverage Financials
PDLB vs Bank Stocks
Ponce Financial Group Stock FAQ
Company
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