NASDAQ: OBT
Orange County Bancorp Inc Stock

$23.16+0.09 (+0.39%)
Updated Apr 29, 2025
OBT Price
$23.16
Fair Value Price
N/A
Market Cap
$263.06M
52 Week Low
$20.97
52 Week High
$33.06
P/E
9.38x
P/B
1.42x
P/S
3.14x
PEG
0.92x
Dividend Yield
2.09%
Revenue
$100.03M
Earnings
$27.88M
Gross Margin
100%
Operating Margin
34.81%
Profit Margin
27.9%
Debt to Equity
12.53
Operating Cash Flow
$35M
Beta
0.52
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

OBT Overview

Orange County Bancorp, Inc. offers commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. It also offer deposit products (interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit). Additional offering include commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. County Bancorp was founded in 1892 and is headquartered in Middletown, NY.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine OBT's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
OBT
Ranked
#94 of 293

Top Ranked Stocks in Industry

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OBT News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how OBT scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

OBT ($23.16) is trading above its intrinsic value of $22.84, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OBT is good value based on its earnings relative to its share price (9.38x), compared to the US market average (29.19x)
P/E vs Market Valuation
OBT is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more OBT due diligence checks available for Premium users.

Valuation

OBT price to earnings (PE)

For valuing profitable companies with steady earnings

Company
9.38x
Industry
13.46x
Market
29.19x
OBT is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OBT is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

OBT price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.42x
Industry
1.13x
OBT is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

OBT price to earnings growth (PEG)

For valuing profitable companies with growth potential

OBT is good value based... subscribe to Premium to read more.
PEG Value Valuation

OBT's financial health

Profit margin

Revenue
$27.4M
Net Income
$7.2M
Profit Margin
26.1%
OBT's Earnings (EBIT) of $34.82M... subscribe to Premium to read more.
Interest Coverage Financials
OBT's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.5B
Liabilities
$2.3B
Debt to equity
12.53
OBT's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OBT's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$12.8M
Investing
-$16.8M
Financing
-$6.6M
OBT's operating cash flow ($34.60M)... subscribe to Premium to read more.
Debt Coverage Financials

OBT vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
OBTC$263.06M+0.39%9.38x1.42x
FLIC$263.48M-0.51%15.32x0.70x
CZFSC$261.68M+0.46%9.38x0.87x
BWFGB$266.24M+2.25%27.15x0.98x
CBANB$273.14M+1.10%11.46x0.98x

Orange County Bancorp Stock FAQ

What is Orange County Bancorp's quote symbol?

(NASDAQ: OBT) Orange County Bancorp trades on the NASDAQ under the ticker symbol OBT. Orange County Bancorp stock quotes can also be displayed as NASDAQ: OBT.

If you're new to stock investing, here's how to buy Orange County Bancorp stock.

What is the 52 week high and low for Orange County Bancorp (NASDAQ: OBT)?

(NASDAQ: OBT) Orange County Bancorp's 52-week high was $33.06, and its 52-week low was $20.97. It is currently -29.93% from its 52-week high and 10.44% from its 52-week low.

How much is Orange County Bancorp stock worth today?

(NASDAQ: OBT) Orange County Bancorp currently has 11,358,591 outstanding shares. With Orange County Bancorp stock trading at $23.16 per share, the total value of Orange County Bancorp stock (market capitalization) is $263.06M.

Orange County Bancorp stock was originally listed at a price of $17.05 in Aug 5, 2021. If you had invested in Orange County Bancorp stock at $17.05, your return over the last 3 years would have been 35.84%, for an annualized return of 10.75% (not including any dividends or dividend reinvestments).

How much is Orange County Bancorp's stock price per share?

(NASDAQ: OBT) Orange County Bancorp stock price per share is $23.16 today (as of Apr 29, 2025).

What is Orange County Bancorp's Market Cap?

(NASDAQ: OBT) Orange County Bancorp's market cap is $263.06M, as of Apr 30, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Orange County Bancorp's market cap is calculated by multiplying OBT's current stock price of $23.16 by OBT's total outstanding shares of 11,358,591.
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