NASDAQ: CWBC
Community West Bancshares Stock

$19.38+0.20 (+1.04%)
Updated Feb 11, 2025
CWBC Price
$19.38
Fair Value Price
$26.10
Market Cap
$367.17M
52 Week Low
$15.50
52 Week High
$24.47
P/E
29.36x
P/B
1.01x
P/S
3.81x
PEG
0.16x
Dividend Yield
1.86%
Revenue
$95.15M
Earnings
$6.67M
Gross Margin
100%
Operating Margin
9.23%
Profit Margin
7%
Debt to Equity
8.71
Operating Cash Flow
$26M
Beta
1.07
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

CWBC Overview

Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. The company offers deposit products, such as checking accounts, savings accounts, money market accounts, and fixed rate and fixed maturity certificates of deposit; and cash management products. It also provides commercial, commercial real estate, consumer, manufactured housing, and small business administration loans, as well as agricultural loans for real estate and operating lines; home equity lines of credit collateralized by residential real estate; single family real estate loans; and installment loans consisting of automobile and general-purpose loans. The company serves small to medium-sized businesses and their owners, professionals, high-net worth individuals, and non-profit organizations. It operates through a network of seven branch banking offices in Goleta, Santa Barbara, Santa Maria, Ventura, San Luis Obispo, Oxnard, and Paso Robles. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CWBC's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Value
C
Growth
C
Momentum
D
Sentiment
C
Safety
C
Financials
B
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
CWBC
Ranked
#118 of 339

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CWBC News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CWBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CWBC ($19.38) is undervalued by 25.76% relative to our estimate of its Fair Value price of $26.10 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CWBC ($19.38) is significantly undervalued by 25.76% relative to our estimate of its Fair Value price of $26.10 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
CWBC ($19.38) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CWBC due diligence checks available for Premium users.

Valuation

CWBC fair value

Fair Value of CWBC stock based on Discounted Cash Flow (DCF)

Price
$19.38
Fair Value
$26.10
Undervalued by
25.76%
CWBC ($19.38) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CWBC ($19.38) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CWBC ($19.38) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CWBC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
29.36x
Industry
32.73x
Market
31.02x
CWBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CWBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CWBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.01x
Industry
1.17x
CWBC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CWBC price to earnings growth (PEG)

For valuing profitable companies with growth potential

CWBC is good value based... subscribe to Premium to read more.
PEG Value Valuation

CWBC's financial health

Profit margin

Revenue
$31.8M
Net Income
$3.4M
Profit Margin
10.6%
CWBC's Earnings (EBIT) of $8.78M... subscribe to Premium to read more.
Interest Coverage Financials
CWBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.5B
Liabilities
$3.2B
Debt to equity
8.71
CWBC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CWBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$11.0M
Investing
-$1.8M
Financing
$30.2M
CWBC's operating cash flow ($25.69M)... subscribe to Premium to read more.
Debt Coverage Financials

CWBC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CWBCC$367.17M+1.04%29.36x1.01x
FMAOC$373.17M+0.81%16.02x1.11x
VBNK$357.80M-0.94%12.93x1.25x
ACNBC$355.54M+1.69%12.06x1.16x
WTBAC$380.75M+2.35%17.67x1.62x

Community West Bancshares Stock FAQ

What is Community West Bancshares's quote symbol?

(NASDAQ: CWBC) Community West Bancshares trades on the NASDAQ under the ticker symbol CWBC. Community West Bancshares stock quotes can also be displayed as NASDAQ: CWBC.

If you're new to stock investing, here's how to buy Community West Bancshares stock.

What is the 52 week high and low for Community West Bancshares (NASDAQ: CWBC)?

(NASDAQ: CWBC) Community West Bancshares's 52-week high was $24.47, and its 52-week low was $15.50. It is currently -20.8% from its 52-week high and 25.03% from its 52-week low.

How much is Community West Bancshares stock worth today?

(NASDAQ: CWBC) Community West Bancshares currently has 18,945,644 outstanding shares. With Community West Bancshares stock trading at $19.38 per share, the total value of Community West Bancshares stock (market capitalization) is $367.17M.

Community West Bancshares stock was originally listed at a price of $5.81 in Mar 8, 1999. If you had invested in Community West Bancshares stock at $5.81, your return over the last 25 years would have been 233.45%, for an annualized return of 4.94% (not including any dividends or dividend reinvestments).

How much is Community West Bancshares's stock price per share?

(NASDAQ: CWBC) Community West Bancshares stock price per share is $19.38 today (as of Feb 11, 2025).

What is Community West Bancshares's Market Cap?

(NASDAQ: CWBC) Community West Bancshares's market cap is $367.17M, as of Feb 12, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Community West Bancshares's market cap is calculated by multiplying CWBC's current stock price of $19.38 by CWBC's total outstanding shares of 18,945,644.
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