How to Buy Orange County Bancorp Stock

Orange County Bancorp Inc

Orange County Bancorp, Inc. , through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals.

Orange County Bancorp stock last closed at $23.06, down 3.19% from the previous day, and has increased 0.74% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.2 percentage points. Orange County Bancorp stock is currently +9.97% from its 52-week low of $20.97, and -30.24% from its 52-week high of $33.06.

As of Jun 13, 2025, there are 11.38M shares of OBT outstanding. The market capitalization of OBT is $262.51M. In the past 24 hours, 55,700 OBT shares were traded.

How to Buy Orange County Bancorp Stock

Not sure how to invest in Orange County Bancorp stock? Here's how.

  1. Decide where to buy Orange County Bancorp stock: You need to choose a stock brokerage, but don't worry - we've analyzed dozens of online brokerages and apps to help you choose where to buy Orange County Bancorp stock.
  2. Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Fund your investment account: Pick your method of payment and add your info.
  4. Analyze Orange County Bancorp stock: The Orange County Bancorp ticker symbol is OBT. Is Orange County Bancorp stock a good investment? Should you buy shares of OBT? How do OBT's underlying business fundamentals look? Do top analysts think Orange County Bancorp is a good buy? Why has OBT's stock price moved recently? (Hint: Our stock market research website can help you figure out if OBT is a good stock to buy).
  5. Place your OBT trade: Decide if you will purchase OBT shares at the current market price or use a limit order to purchase OBT shares at a specific price.
  6. Get the latest news on your OBT position: Create a watchlist to keep tabs on your new investment in Orange County Bancorp stock.

Step 1: Decide where to buy Orange County Bancorp stock

You will need a brokerage account in order to access the NASDAQ market and buy OBT shares.

A brokerage account is an investment account that enables you to buy and sell a variety of investments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for a brokerage account

Now that you've chosen the right brokerage, you need to fill out some personal details so you can invest in OBT stock today.

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Step 3: Fund your investment account

Now that you've finished signing up on one of the most highly reviewed stock market apps, you need to deposit funds:

Watch the video below to see the process of depositing money into your new brokerage account.

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Step 4: Analyze Orange County Bancorp stock

After you have decided on the best place to buy Orange County Bancorp stock, it's absolutely critical to evaluate their stock prior to investing, so you actually wrap your head around the risk as well as the upside.

Overview of key OBT info

OBT Price
$23.06
1w %
-5.22%
1y %
0.74%
5y %
N/A
P/E
9.53x
P/B
1.3x
P/S
2.59x
PEG
1.17x
Revenue
$100.88M
Earnings
$27.30M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$262.51M
Next Earnings
N/A
Next Dividend
Jun 16, 2025

Orange County Bancorp Fundamentals

WallStreetZen was created to help everyday investors do more in-depth fundamental analysis in minutes instead of hours.

You can view all of the due diligence checks on OBT's stock page.

How is OBT stock valued?

You can use many financial metrics, analyses, models, and charts to gauge OBT's intrinsic value.

Using relative valuations metrics:

  • OBT may be undervalued based on its P/E ratio of 9.53x, relative to Banks - Regional industry P/E ratio of 11.9x
  • OBT may be overvalued based on its P/B ratio of 1.3x, relative to Banks - Regional industry P/B ratio of 1.15x
  • OBT may be overvalued based on its PEG ratio of 1.17x

You can access additional valuation research on OBT's stock here.

Is OBT a healthy company?

Signs that OBT is financially healthy:

  • OBT's operating cash flow of $37.19M allows it to safely service it's debt of $50.11M.
  • OBT earnings of $34.49M is not sufficient to cover its interest payments.

Signs that OBT is not financially healthy:

  • OBT profit margin has gone down from 34.5% to 27.1% in the past year.
  • OBT has a relatively high debt to equity ratio of 11.72.

OBT Momentum

SMA10
24.21
SMA20
25.16
SMA50
24.4
SMA100
24.85
SMA200
26.69
MACD
-0.39
MACD Signal
-0.11
MACD Histogram
-0.27
RSI
36.8
Stochastic %K
13.31
Stochastic %D
23.14
StochRSI %K
10.13
StochRSI %D
20.28

OBT Performance Metrics

Last year, OBT earnings were $27.30M. In the past 4 year, OBT's earnings have grown by 11.16% per year. This was slower than the Banks - Regional industry average of 17.8%.

Last year, OBT revenue was $100.88M. During the last 4 year, OBT's revenue has grown by 14.54% per year. This was faster than the Banks - Regional industry average of 13.05%.

Find out more about OBT's earnings and revenue performance here.

Latest Insiders Trades at OBT

In the past 12 months, insiders at OBT have sold more shares than they have bought.

Jon Schiller, Director of OBT, was the latest OBT insider to buy. They bought $149,985.75 worth of OBT stock on Jun 4, 2025.

Learn more about who owns OBT stock here.

Does OBT provide a stable income stream?

Orange County Bancorp pays a dividend of 2.17%, compared to the Banks - Regional industry's average dividend yield of 2.96%. If you owned $1,000 worth of OBT stock, you would have received $21.68 in the past year.

Dig into more info about Orange County Bancorp dividend yield and history here.

What others are saying about OBT

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Step 5: Place your OBT trade

You have two main types of orders:

  • Market order: A market order is an order to buy or sell a stock at the best available price.
    Market orders are generally the best for newer investors.
  • Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
    If you want to ensure you're buying or selling at a specific price, use a limit order.

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Step 6: Get the latest news on your OBT position

Now that you own some OBT shares, you'll want to keep up with your shares.

Add OBT to a watchlist to keep track of your OBT stock.

OBT Feed

How to Buy Stock in Orange County Bancorp

To reiterate, here are the 6 steps for buying Orange County Bancorp stock:

  1. Decide where to buy Orange County Bancorp stock
  2. Sign up for a brokerage account
  3. Fund your investment account
  4. Analyze Orange County Bancorp stock
  5. Place your OBT trade
  6. Get the latest news on your OBT position

If you require a brokerage account, eToro is our favorite option.

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If you want to get updates on your new investment in Orange County Bancorp, add OBT to your watchlist below.

NASDAQ: OBT
$23.06-0.76 (-3.19%)
Updated Jun 13, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: OBT
$23.06-0.76 (-3.19%)
Updated Jun 13, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Orange County Bancorp share?

As of Jun 13, 2025, it costs $23.06 to buy one share of Orange County Bancorp stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.434 shares of OBT.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Orange County Bancorp stock?

One way to place an order for Orange County Bancorp stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.