NASDAQ: FMAOFarmers & Merchants Bancorp Inc Stock
$32.60-0.10 (-0.31%)
Updated Dec 6, 2024
FMAO Price
$32.60
Fair Value Price
$25.94
Market Cap
$446.60M
52 Week Low
$18.99
52 Week High
$34.15
P/E
19.18x
P/B
1.33x
P/S
3.86x
PEG
4.27x
Dividend Yield
2.7%
Revenue
$98.00M
Earnings
$23.10M
Gross Margin
100%
Operating Margin
29.51%
Profit Margin
23.6%
Debt to Equity
9.11
Operating Cash Flow
$40M
Beta
1.11
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
FMAO Overview
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FMAO's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Value
C
Growth
A
Momentum
B
Sentiment
C
Safety
C
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
FMAO
Ranked#108 of 336
Ranked#108 of 336
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $54.88 | B | |
| $29.09 | B | |
| $39.37 | B |
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FMAO News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FMAO scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FMAO ($32.60) is overvalued by 25.7% relative to our estimate of its Fair Value price of $25.94 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
FMAO ($32.60) is not significantly undervalued (25.7%) relative to our estimate of its Fair Value price of $25.94 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
FMAO ($32.60) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FMAO due diligence checks available for Premium users.
Valuation
FMAO fair value
Fair Value of FMAO stock based on Discounted Cash Flow (DCF)
Price
$32.60
Fair Value
$25.94
Overvalued by
25.70%
FMAO ($32.60) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FMAO ($32.60) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FMAO ($32.60) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FMAO price to earnings (PE)
For valuing profitable companies with steady earnings
Company
19.18x
Industry
37.05x
Market
29.86x
FMAO is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FMAO is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FMAO price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.33x
Industry
1.18x
FMAO is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FMAO price to earnings growth (PEG)
For valuing profitable companies with growth potential
FMAO is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
FMAO's financial health
Profit margin
Revenue
$25.5M
Net Income
$6.5M
Profit Margin
25.5%
FMAO's Earnings (EBIT) of $28.92M... subscribe to Premium to read more.
Interest Coverage Financials
FMAO's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.4B
Liabilities
$3.1B
Debt to equity
9.11
FMAO's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FMAO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$18.7M
Investing
-$3.7M
Financing
$37.5M
FMAO's operating cash flow ($40.45M)... subscribe to Premium to read more.
Debt Coverage Financials
FMAO vs Bank Stocks
Farmers & Merchants Bancorp Stock FAQ
Company
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