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NASDAQ: FMAO
Farmers & Merchants Bancorp Inc Stock

$21.74-0.55 (-2.47%)
Updated Jun 14, 2024
FMAO Price
$21.74
Fair Value Price
N/A
Market Cap
$297.45M
52 Week Low
$16.90
52 Week High
$27.78
P/E
13.67x
P/B
0.94x
P/S
3.2x
PEG
N/A
Dividend Yield
3.96%
Revenue
$95.33M
Earnings
$21.68M
Gross Margin
100%
Operating Margin
28.41%
Profit Margin
22.7%
Debt to Equity
9.35
Operating Cash Flow
$21M
Beta
1.09
Next Earnings
Jul 24, 2024
Ex-Dividend
N/A
Next Dividend
N/A

FMAO Overview

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.

Zen Score

Industry Average (32)
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Due Diligence Checks

FMAO is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FMAO is good value based on its earnings relative to its share price (13.67x), compared to the US market average (30.51x)
P/E vs Market Valuation
FMAO is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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FMAO News

Valuation

FMAO fair value

Fair Value of FMAO stock based on Discounted Cash Flow (DCF)
Price
$21.74
Fair Value
$26.15
Undervalued by
16.85%
FMAO is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FMAO price to earnings (PE)

For valuing profitable companies with steady earnings
Company
13.67x
Industry
-7.58x
Market
30.51x
FMAO is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FMAO is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FMAO price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.94x
Industry
0.99x
FMAO is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FMAO's financial health

Profit margin

Revenue
$24.6M
Net Income
$5.4M
Profit Margin
21.8%
FMAO's Earnings (EBIT) of $27.08M... subscribe to Premium to read more.
Interest Coverage Financials
FMAO's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.3B
Liabilities
$3.0B
Debt to equity
9.35
FMAO's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FMAO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$1.5M
Investing
$42.4M
Financing
$1.7M
FMAO's operating cash flow ($20.55M)... subscribe to Premium to read more.
Debt Coverage Financials

FMAO vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FMAO$297.45M-2.47%13.67x0.94x
BSRR$296.15M-1.70%8.35x0.86x
HBCP$296.12M-0.46%7.64x0.80x
BWB$295.23M-0.14%9.30x0.68x
NRIM$294.34M-0.94%10.35x1.23x

Farmers & Merchants Bancorp Stock FAQ

What is Farmers & Merchants Bancorp's quote symbol?

(NASDAQ: FMAO) Farmers & Merchants Bancorp trades on the NASDAQ under the ticker symbol FMAO. Farmers & Merchants Bancorp stock quotes can also be displayed as NASDAQ: FMAO.

If you're new to stock investing, here's how to buy Farmers & Merchants Bancorp stock.

What is the 52 week high and low for Farmers & Merchants Bancorp (NASDAQ: FMAO)?

(NASDAQ: FMAO) Farmers & Merchants Bancorp's 52-week high was $27.78, and its 52-week low was $16.90. It is currently -21.74% from its 52-week high and 28.64% from its 52-week low.

How much is Farmers & Merchants Bancorp stock worth today?

(NASDAQ: FMAO) Farmers & Merchants Bancorp currently has 13,682,070 outstanding shares. With Farmers & Merchants Bancorp stock trading at $21.74 per share, the total value of Farmers & Merchants Bancorp stock (market capitalization) is $297.45M.

Farmers & Merchants Bancorp stock was originally listed at a price of $10.91 in Jan 30, 2006. If you had invested in Farmers & Merchants Bancorp stock at $10.91, your return over the last 18 years would have been 99.34%, for an annualized return of 3.91% (not including any dividends or dividend reinvestments).

How much is Farmers & Merchants Bancorp's stock price per share?

(NASDAQ: FMAO) Farmers & Merchants Bancorp stock price per share is $21.74 today (as of Jun 14, 2024).

What is Farmers & Merchants Bancorp's Market Cap?

(NASDAQ: FMAO) Farmers & Merchants Bancorp's market cap is $297.45M, as of Jun 17, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Farmers & Merchants Bancorp's market cap is calculated by multiplying FMAO's current stock price of $21.74 by FMAO's total outstanding shares of 13,682,070.
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