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NASDAQ: ATLO
Ames National Corp Stock

$19.32-0.01 (-0.05%)
Updated Apr 25, 2024
ATLO Price
$19.32
Fair Value Price
N/A
Market Cap
$173.73M
52 Week Low
$15.01
52 Week High
$22.50
P/E
16.1x
P/B
1.05x
P/S
3.62x
PEG
N/A
Dividend Yield
5.59%
Revenue
$53.05M
Earnings
$10.82M
Gross Margin
100%
Operating Margin
24.3%
Profit Margin
20.4%
Debt to Equity
12
Operating Cash Flow
$19M
Beta
0.81
Next Earnings
May 6, 2024
Ex-Dividend
Apr 30, 2024
Next Dividend
May 15, 2024

ATLO Overview

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties in central, north-central, and south-central Iowa. The company accepts a range of deposits, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short-term and medium-term commercial and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; personal loans and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, the company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit of payroll and social security check, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is based in Ames, Iowa.

Zen Score

Industry Average (33)
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Due Diligence Checks

ATLO was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
ATLO is good value based on its earnings relative to its share price (16.1x), compared to the US market average (40.97x)
P/E vs Market Valuation
ATLO is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more ATLO due diligence checks available for Premium users.

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ATLO News

Valuation

ATLO fair value

Fair Value of ATLO stock based on Discounted Cash Flow (DCF)
Price
$19.32
Fair Value
$47.40
Undervalued by
59.24%
ATLO was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ATLO price to earnings (PE)

For valuing profitable companies with steady earnings
Company
16.1x
Industry
-10.31x
Market
40.97x
ATLO is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ATLO is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ATLO price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.05x
Industry
0.99x
ATLO is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ATLO's financial health

Profit margin

Revenue
$12.5M
Net Income
$2.1M
Profit Margin
17.1%
ATLO's Earnings (EBIT) of $12.89M... subscribe to Premium to read more.
Interest Coverage Financials
ATLO's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.2B
Liabilities
$2.0B
Debt to equity
12
ATLO's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
ATLO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$6.4M
Investing
-$19.8M
Financing
-$21.6M
ATLO's operating cash flow ($19.21M)... subscribe to Premium to read more.
Debt Coverage Financials

ATLO vs Bank Stocks

TickerMarket Cap1d %P/EP/B
ATLO$173.73M-0.05%16.10x1.05x
MBCN$175.91M-4.09%10.19x0.86x
COFS$179.53M-1.21%8.43x0.92x
PVBC$164.94M+8.10%14.15x0.74x
ESSA$164.89M-3.41%8.80x0.75x

Ames National Stock FAQ

What is Ames National's quote symbol?

(NASDAQ: ATLO) Ames National trades on the NASDAQ under the ticker symbol ATLO. Ames National stock quotes can also be displayed as NASDAQ: ATLO.

If you're new to stock investing, here's how to buy Ames National stock.

What is the 52 week high and low for Ames National (NASDAQ: ATLO)?

(NASDAQ: ATLO) Ames National's 52-week high was $22.50, and its 52-week low was $15.01. It is currently -14.13% from its 52-week high and 28.71% from its 52-week low.

How much is Ames National stock worth today?

(NASDAQ: ATLO) Ames National currently has 8,992,167 outstanding shares. With Ames National stock trading at $19.32 per share, the total value of Ames National stock (market capitalization) is $173.73M.

Ames National stock was originally listed at a price of $17.33 in Feb 15, 2000. If you had invested in Ames National stock at $17.33, your return over the last 24 years would have been 11.46%, for an annualized return of 0.45% (not including any dividends or dividend reinvestments).

How much is Ames National's stock price per share?

(NASDAQ: ATLO) Ames National stock price per share is $19.32 today (as of Apr 25, 2024).

What is Ames National's Market Cap?

(NASDAQ: ATLO) Ames National's market cap is $173.73M, as of Apr 26, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Ames National's market cap is calculated by multiplying ATLO's current stock price of $19.32 by ATLO's total outstanding shares of 8,992,167.
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