Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated C and is the 86th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
CZNC	CITIZENS & NORTHERN CORP	$25.50	57,000	10.89%	25.28	25.37	25.61	24.26	23.23	52.09	67.51	63.52	73.87	60.80	-0.07	-0.07	0.00	0.52
OPHC	OPTIMUMBANK HOLDINGS INC	$8.79	26,500	-45.92%	8.84	8.90	9.08	7.62	6.39	47.96	60.87	55.04	69.46	59.61	-0.02	-0.01	-0.01	0.38
FSUN	FIRSTSUN CAPITAL BANCORP	$37.95	198,000	-44.85%	38.53	38.82	39.64	38.20	37.83	40.82	13.83	19.96	18.06	17.35	-0.39	-0.28	-0.11	0.60
VABK	VIRGINIA NATIONAL BANKSHARES CORP	$50.86	25,600	23.08%	49.40	48.62	47.71	46.18	43.37	64.44	83.32	88.36	92.67	96.35	0.87	0.57	0.30	0.40
BMA	MACRO BANK INC	$64.04	245,000	12.39%	65.77	67.41	73.69	82.71	82.15	33.46	25.87	23.91	69.74	68.24	-3.07	-3.20	0.14	1.16
CIB	GRUPO CIBEST SA	$97.91	183,000	-44.04%	95.81	95.02	97.11	88.94	80.45	56.50	85.31	78.03	100.00	94.91	0.06	-0.38	0.44	0.68
INBK	FIRST INTERNET BANCORP	$25.66	28,000	-39.13%	26.18	26.44	27.70	27.06	24.48	39.76	13.70	23.29	22.32	23.74	-0.51	-0.46	-0.05	1.07
ISTR	INVESTAR HOLDING CORP	$28.82	116,000	46.84%	28.95	29.16	29.92	29.71	28.86	39.56	24.73	27.38	52.96	51.74	-0.35	-0.33	-0.02	0.50
HNVR	HANOVER BANCORP INC	$24.13	8,300	7.79%	24.79	25.36	26.39	25.31	23.87	32.72	10.40	14.46	7.52	16.84	-0.60	-0.49	-0.11	0.30
CCNE	CNB FINANCIAL CORP	$34.12	131,000	25.96%	33.71	33.73	34.07	33.66	31.28	53.57	59.44	54.50	80.65	74.02	-0.08	-0.13	0.05	0.73
QNBC	QNB CORP	$45.70	17,000	-26.09%	45.80	45.69	N/A	N/A	N/A	56.15	46.87	55.07	17.80	29.16	N/A	N/A	N/A	0.08
HBNC	HORIZON BANCORP INC	$19.46	534,000	-4.81%	19.28	19.21	19.58	19.65	18.53	52.66	58.50	52.58	76.68	65.78	-0.07	-0.11	0.04	0.89
ZION	ZIONS BANCORPORATION NATIONAL ASSOCIATION	$63.37	1,674,000	-9.66%	62.63	62.93	66.39	67.20	63.55	45.76	56.90	49.94	79.58	74.36	-1.04	-1.27	0.23	1.27
PKBK	PARKE BANCORP INC	$32.34	80,400	146.63%	32.49	32.95	33.76	33.17	30.75	38.64	39.07	38.79	62.54	52.86	-0.41	-0.39	-0.02	0.56
LARK	LANDMARK BANCORP INC	$31.51	3,600	-30.77%	31.40	31.48	31.90	31.07	28.89	48.23	56.70	53.34	90.28	82.23	-0.13	-0.15	0.02	0.18
FMNB	FARMERS NATIONAL BANC CORP	$15.30	281,000	-19.48%	15.13	15.19	15.56	15.12	14.28	50.35	51.36	39.04	75.11	57.93	-0.12	-0.13	0.02	0.64
HWBK	HAWTHORN BANCSHARES INC	$38.06	29,000	100.00%	38.12	38.24	38.94	38.52	36.28	44.46	55.86	53.43	44.20	36.86	-0.24	-0.25	0.01	0.28
JMSB	JOHN MARSHALL BANCORP INC	$22.90	333,000	-1.19%	22.88	22.93	23.02	22.53	21.46	49.09	30.15	34.72	38.49	47.78	-0.05	-0.04	-0.01	0.73
LCNB	LCNB CORP	$18.88	19,000	18.75%	18.75	18.74	19.15	18.65	17.62	50.47	49.84	47.60	74.64	63.94	-0.10	-0.12	0.03	0.52
SHG	SHINHAN FINANCIAL GROUP CO LTD	$70.31	218,000	-16.15%	74.65	77.36	78.00	73.00	68.03	30.36	7.51	8.82	3.95	2.39	-2.02	-1.03	-0.99	0.82
CBAN	COLONY BANKCORP INC	$19.77	106,000	-27.40%	20.07	20.30	21.02	20.88	20.30	36.05	21.13	19.70	51.02	38.39	-0.33	-0.30	-0.02	0.58
FCCO	FIRST COMMUNITY CORP	$32.54	138,000	315.66%	32.40	32.53	33.37	32.90	31.26	46.44	54.23	48.96	73.29	64.98	-0.30	-0.32	0.03	0.45
CBNA	CHAIN BRIDGE BANCORP INC	$49.26	13,200	-39.45%	49.16	48.34	47.30	43.96	39.71	57.78	44.39	45.12	65.59	70.46	0.74	0.68	0.06	0.41
WF	WOORI FINANCIAL GROUP INC	$70.04	54,600	-27.20%	72.39	74.86	74.06	68.29	67.84	38.31	9.40	7.70	11.02	5.52	-1.30	-0.44	-0.86	0.83
CFBK	CF BANKSHARES INC	$33.50	28,200	-41.25%	34.06	34.13	34.76	33.30	31.08	38.47	16.96	27.13	13.20	30.54	-0.26	-0.20	-0.06	0.28
PLBC	PLUMAS BANCORP	$62.11	80,000	61.94%	61.68	61.74	61.97	59.94	55.02	52.70	62.53	62.32	67.47	58.56	-0.02	-0.04	0.02	0.47
CHMG	CHEMUNG FINANCIAL CORP	$80.51	50,500	12.22%	80.63	81.12	82.25	78.50	69.00	45.22	35.90	32.33	32.62	22.39	-0.62	-0.47	-0.16	0.38
PNFP	PINNACLE FINANCIAL PARTNERS INC	$94.72	706,000	-6.49%	94.39	94.43	98.72	99.13	96.56	46.11	39.98	36.10	76.44	66.27	-1.17	-1.40	0.23	1.18
FVCB	FVCBANKCORP INC	$17.50	65,000	18.18%	17.52	17.65	18.13	17.71	16.46	42.79	39.07	37.54	71.62	66.56	-0.18	-0.19	0.01	0.57
BBD	BANK BRADESCO	$3.96	49,282,000	18.00%	4.23	3.85	3.53	3.51	3.65	54.58	58.07	64.24	35.16	45.08	0.18	0.19	-0.00	0.66
SFNC	SIMMONS FIRST NATIONAL CORP	$22.07	3,252,000	-15.49%	22.30	22.54	22.91	22.74	21.53	40.22	23.94	19.54	18.89	15.71	-0.22	-0.18	-0.04	0.86
FMAO	FARMERS & MERCHANTS BANCORP INC	$35.32	40,600	18.02%	35.07	35.04	34.87	32.54	29.47	54.39	60.66	57.51	43.60	37.35	0.09	0.12	-0.03	0.76
USCB	USCB FINANCIAL HOLDINGS INC	$22.35	27,800	-38.63%	22.20	22.35	22.55	21.36	20.18	49.62	54.15	50.80	79.63	70.97	-0.11	-0.10	-0.01	0.52
FMBH	FIRST MID BANCSHARES INC	$49.73	260,000	80.56%	49.16	49.23	50.17	49.06	45.54	51.97	51.96	44.15	73.91	61.70	-0.26	-0.32	0.06	0.73
OPBK	OP BANCORP	$14.75	24,800	-14.48%	14.99	15.09	15.26	15.03	14.47	39.93	11.95	17.51	11.30	17.27	-0.12	-0.08	-0.04	0.67
EQBK	EQUITY BANCSHARES INC	$47.51	189,000	-24.40%	47.11	47.52	49.12	48.87	47.19	46.06	33.65	26.49	72.61	69.74	-0.62	-0.66	0.04	0.69
COLB	COLUMBIA BANKING SYSTEM INC	$28.44	3,696,000	64.34%	28.47	28.78	29.95	30.59	29.80	41.62	38.24	29.49	61.32	43.90	-0.45	-0.49	0.03	1.06
FBIZ	FIRST BUSINESS FINANCIAL SERVICES INC	$70.52	61,000	-14.08%	70.14	70.02	70.62	66.94	61.47	51.81	60.97	58.23	63.98	57.45	-0.13	-0.13	0.00	0.62
AVBH	AVIDBANK HOLDINGS INC	$30.93	57,000	52.00%	31.08	31.17	31.64	31.88	30.32	43.55	18.66	22.66	26.83	27.13	-0.20	-0.18	-0.02	0.38
ATLO	AMES NATIONAL CORP	$32.17	11,100	-29.30%	31.95	31.86	31.85	30.84	28.93	54.10	73.48	65.44	65.71	57.32	0.06	0.05	0.01	0.37
WTBA	WEST BANCORPORATION INC	$29.19	60,000	-14.29%	28.91	28.96	28.96	27.53	25.72	53.02	29.10	24.39	29.05	22.11	-0.01	0.02	-0.03	0.73
SBFG	SB FINANCIAL GROUP INC	$29.53	5,400	-65.82%	29.31	29.54	28.63	26.64	24.05	54.11	39.99	27.71	50.31	36.40	0.17	0.24	-0.08	0.30
MSBI	MIDLAND STATES BANCORP INC	$32.22	134,000	-12.99%	32.36	32.62	32.96	31.78	27.65	44.85	36.47	33.53	31.13	25.37	-0.24	-0.18	-0.06	0.72
BBT	BEACON FINANCIAL CORP	$27.50	707,000	-17.31%	27.47	27.80	30.04	30.08	29.80	35.44	35.57	26.28	78.27	63.02	-0.78	-0.84	0.06	0.85
ALRS	ALERUS FINANCIAL CORP	$31.34	251,000	122.12%	31.43	31.75	32.61	31.81	28.37	42.39	29.25	27.93	19.13	6.69	-0.46	-0.38	-0.08	0.78
KB	KB FINANCIAL GROUP INC	$118.81	155,000	-50.16%	121.65	123.84	123.71	117.47	110.05	39.68	21.60	18.69	12.88	6.03	-1.65	-0.75	-0.90	0.90
CFFI	C & F FINANCIAL CORP	$102.06	49,000	-14.04%	102.07	98.63	93.90	86.39	80.23	62.41	73.64	79.94	35.85	60.22	2.79	2.73	0.06	0.44
BHB	BAR HARBOR BANKSHARES	$38.21	92,000	63.41%	38.38	38.87	39.52	38.52	36.00	40.77	25.62	23.79	36.79	35.28	-0.44	-0.36	-0.08	0.78
BLX	BLADEX INC	$54.67	85,000	-7.61%	54.62	54.83	54.86	56.80	53.64	48.59	39.42	38.32	41.48	38.42	-0.18	-0.18	0.00	0.67
THFF	FIRST FINANCIAL CORP	$74.15	162,000	27.56%	73.71	74.31	77.25	76.37	70.51	44.24	48.64	42.44	83.57	74.99	-1.00	-1.10	0.11	0.59
HBT	HBT FINANCIAL INC	$35.58	118,000	15.69%	35.53	35.63	35.95	33.91	30.71	49.17	32.49	28.76	36.66	31.24	-0.14	-0.08	-0.06	0.63
BOTJ	BANK OF THE JAMES FINANCIAL GROUP INC	$26.84	54,000	61.19%	27.08	27.00	27.19	26.25	23.57	44.32	20.10	27.30	22.61	39.83	-0.04	-0.02	-0.02	0.16
IBCP	INDEPENDENT BANK CORP	$35.60	224,000	-26.80%	35.48	35.56	36.54	36.24	35.21	47.23	30.25	25.68	45.46	36.40	-0.33	-0.34	0.02	0.74
HOPE	HOPE BANCORP INC	$13.43	843,000	-7.06%	13.39	13.51	13.82	13.58	12.70	45.72	41.49	36.67	69.07	59.01	-0.14	-0.13	-0.00	0.87
MCBS	METROCITY BANKSHARES INC	$35.13	123,000	-8.89%	34.71	34.74	35.17	35.09	32.30	53.46	56.20	51.52	72.66	62.60	-0.11	-0.16	0.05	0.85
NWBI	NORTHWEST BANCSHARES INC	$14.93	894,000	-11.49%	14.83	14.97	15.27	15.12	14.04	47.01	40.80	32.08	69.62	53.88	-0.14	-0.15	0.00	0.64
NBBK	NB BANCORP INC	$21.86	549,000	273.47%	22.27	22.38	22.53	21.82	21.36	40.26	47.78	49.08	40.80	49.03	-0.11	-0.07	-0.04	0.63
CZFS	CITIZENS FINANCIAL SERVICES INC	$80.03	34,700	30.94%	79.08	79.40	80.82	76.01	69.49	51.46	44.48	37.09	54.66	40.88	-0.41	-0.41	0.01	0.53
INDB	INDEPENDENT BANK CORP	$79.88	770,000	17.56%	77.84	78.77	81.49	82.24	80.24	52.07	43.19	25.70	50.39	29.22	-1.17	-1.26	0.09	0.82
SBSI	SOUTHSIDE BANCSHARES INC	$30.66	134,000	-4.96%	30.35	30.56	31.51	32.66	32.37	46.70	52.02	45.80	94.56	93.45	-0.35	-0.43	0.08	0.64
IFS	INTERCORP FINANCIAL SERVICES INC	$54.60	82,000	-60.58%	53.91	54.48	54.86	55.52	51.45	50.67	60.88	55.79	83.73	71.93	-0.28	-0.38	0.10	0.53
MBIN	MERCHANTS BANCORP	$48.77	107,000	-15.75%	49.17	50.07	52.09	50.78	46.88	36.79	20.20	18.10	54.61	41.96	-0.94	-0.88	-0.06	0.85
BSBR	BANCO SANTANDER (BRASIL) SA	$5.58	1,528,000	-13.43%	5.76	5.71	5.77	5.56	5.87	43.63	42.60	50.26	43.96	52.18	-0.03	-0.01	-0.02	0.67
MPB	MID PENN BANCORP INC	$36.04	127,000	-4.51%	35.98	36.04	36.74	35.82	34.20	47.70	59.58	58.03	75.49	70.36	-0.22	-0.24	0.02	0.66
ORRF	ORRSTOWN FINANCIAL SERVICES INC	$41.66	64,400	-30.75%	41.26	41.32	41.95	41.13	38.83	51.72	67.80	61.88	89.89	83.74	-0.16	-0.22	0.06	0.57
FFBC	FIRST FINANCIAL BANCORP	$31.48	1,049,000	0.77%	31.16	31.40	32.35	32.72	30.65	47.71	43.26	30.25	71.42	50.49	-0.34	-0.39	0.05	0.86
AVAL	GRUPO AVAL ACCIONES Y VALORES SA	$4.85	112,000	-37.43%	4.90	4.90	5.17	5.12	4.75	41.01	49.46	48.91	86.04	87.71	-0.08	-0.09	0.01	0.58
SUPV	GRUPO SUPERVIELLE SA	$7.22	317,000	-26.28%	7.20	7.25	7.94	8.87	9.29	42.94	54.02	46.59	86.42	81.85	-0.27	-0.33	0.06	1.33
BPOP	POPULAR INC	$158.89	406,000	-17.65%	156.92	157.81	164.82	164.86	151.81	47.37	60.79	50.04	88.60	76.97	-2.08	-2.59	0.51	0.95
SPFI	SOUTH PLAINS FINANCIAL INC	$43.53	97,000	14.12%	42.77	42.79	43.82	43.28	42.39	54.54	70.84	66.26	95.60	95.03	-0.24	-0.37	0.13	0.66
FCAP	FIRST CAPITAL INC	$61.16	14,700	-58.00%	62.92	62.29	62.73	62.85	57.75	42.26	47.35	52.93	11.21	23.78	-0.12	0.03	-0.15	0.16
PCB	PCB BANCORP	$27.93	86,000	86.96%	27.86	27.74	27.80	27.64	25.31	52.41	48.15	48.68	48.73	50.81	0.02	0.00	0.01	0.67
CARE	CARTER BANKSHARES INC	$30.21	137,000	21.24%	30.29	30.25	31.02	31.40	26.96	45.27	50.67	50.32	66.60	66.51	-0.24	-0.30	0.05	0.72
OSBC	OLD SECOND BANCORP INC	$24.88	764,000	39.67%	24.81	24.77	25.15	24.12	22.26	49.99	57.24	57.59	71.33	67.43	-0.07	-0.09	0.02	0.76
CIVB	CIVISTA BANCSHARES INC	$26.85	150,000	53.06%	26.70	26.75	27.30	27.48	25.57	48.75	52.61	48.34	85.33	78.94	-0.17	-0.21	0.05	0.60
RVSB	RIVERVIEW BANCORP INC	$5.99	77,000	-10.47%	5.97	5.96	5.57	5.53	5.43	63.25	63.89	66.98	28.20	36.14	0.11	0.13	-0.02	0.43
WSFS	WSFS FINANCIAL CORP	$76.35	287,000	-1.37%	75.81	76.36	78.38	77.51	71.62	46.57	42.33	36.91	67.52	57.77	-0.74	-0.82	0.08	0.93
AVBC	AVIDIA BANCORP INC	$21.96	148,000	46.53%	21.97	21.86	21.93	21.18	20.10	51.24	57.47	59.88	44.07	47.27	0.02	0.02	-0.00	0.40
FNLC	FIRST BANCORP INC	$34.37	44,500	8.54%	33.64	33.88	34.54	33.73	30.94	53.81	70.46	57.15	88.08	78.74	-0.24	-0.30	0.06	0.54
CFFN	CAPITOL FEDERAL FINANCIAL INC	$8.17	1,577,000	51.49%	8.36	8.47	8.63	8.50	7.91	33.65	14.90	16.98	33.07	36.90	-0.13	-0.09	-0.03	0.70
NWFL	NORWOOD FINANCIAL CORP	$33.60	92,000	167.44%	33.74	33.70	34.07	32.91	31.29	46.74	61.06	66.13	57.98	66.68	-0.12	-0.10	-0.02	0.40
FULT	FULTON FINANCIAL CORP	$22.40	1,750,000	-9.33%	22.23	22.56	23.31	23.46	22.18	43.69	38.46	25.16	67.68	40.72	-0.35	-0.36	0.01	0.92
BFST	BUSINESS FIRST BANCSHARES INC	$31.31	156,000	-8.77%	30.81	30.69	31.13	30.59	29.08	57.72	81.39	79.38	96.96	96.47	-0.01	-0.10	0.09	0.82
TCBX	THIRD COAST BANCSHARES INC	$41.50	102,000	-1.92%	41.79	42.44	44.02	42.29	40.76	38.72	22.35	23.19	38.15	39.31	-0.73	-0.65	-0.08	0.76
INTR	INTER & CO INC	$6.73	13,384,000	75.97%	7.14	6.21	5.75	5.70	6.94	57.73	65.19	74.78	47.98	63.02	0.44	0.39	0.06	1.00
DB	DEUTSCHE BANK AKTIENGESELLSCHAFT	$32.57	2,373,000	-0.29%	33.62	34.91	37.50	36.07	35.02	23.58	8.06	8.09	2.00	2.42	-1.41	-1.23	-0.18	1.13
NKSH	NATIONAL BANKSHARES INC	$43.58	20,600	-15.92%	43.09	42.72	42.20	39.47	37.94	60.11	56.70	54.75	75.86	72.35	0.39	0.37	0.02	0.44
MNSB	MAINSTREET BANCSHARES INC	$23.95	33,000	65.00%	24.61	24.73	24.90	24.40	23.29	33.48	7.39	18.90	0.00	13.34	-0.15	-0.06	-0.09	0.51
FUNC	FIRST UNITED CORP	$44.24	12,700	-65.49%	43.69	43.55	43.84	43.44	40.39	54.37	47.74	47.84	74.10	75.07	0.04	-0.04	0.08	0.49
PDLB	PONCE FINANCIAL GROUP INC	$20.13	61,500	-34.57%	20.15	20.19	20.31	20.01	18.47	48.09	51.37	50.46	51.00	46.47	-0.06	-0.05	-0.01	0.48
AGBK	AGI INC	$7.34	448,000	65.93%	6.92	6.35	6.33	6.65	N/A	66.97	84.32	85.28	90.97	93.38	0.26	0.11	0.15	1.31
NECB	NORTHEAST COMMUNITY BANCORP INC	$27.63	56,000	-16.42%	27.34	26.96	26.82	26.53	25.20	59.58	82.85	87.48	89.30	93.13	0.25	0.14	0.10	0.44
FRST	PRIMIS FINANCIAL CORP	$15.47	98,000	18.07%	15.37	15.47	15.89	15.76	14.73	46.82	60.67	54.62	80.93	70.38	-0.14	-0.16	0.02	0.76
LYG	LLOYDS BANKING GROUP PLC	$5.48	20,334,000	-46.54%	5.46	5.56	5.83	5.81	5.63	40.96	37.27	36.69	85.57	80.67	-0.11	-0.12	0.01	0.97
PBAM	PRIVATE BANCORP OF AMERICA INC	$82.30	157,000	128.86%	85.10	85.78	87.41	N/A	N/A	26.37	11.04	17.36	1.90	17.55	-1.04	-0.73	-0.32	0.40
CMTV	COMMUNITY BANCORP	$41.44	13,900	-50.36%	42.43	41.67	41.14	40.22	N/A	48.37	37.13	49.84	2.76	16.74	0.35	0.44	-0.09	-0.46
PEBO	PEOPLES BANCORP INC	$36.72	356,000	-39.04%	36.33	37.34	38.97	38.52	35.71	41.41	25.73	19.44	67.76	47.00	-0.84	-0.84	-0.00	0.63
HAFC	HANMI FINANCIAL CORP	$31.12	160,000	-25.23%	31.11	31.37	31.57	31.60	29.67	46.78	35.67	32.32	42.37	28.76	-0.22	-0.17	-0.05	0.88
CFG	CITIZENS FINANCIAL GROUP INC	$63.36	9,412,000	116.62%	63.57	64.19	68.07	68.53	65.37	38.17	37.75	36.43	76.34	70.05	-1.36	-1.48	0.12	1.16
PROV	PROVIDENT FINANCIAL HOLDINGS INC	$18.15	7,800	-14.29%	18.23	18.29	18.30	17.76	17.10	44.82	15.15	14.29	42.63	40.23	-0.05	-0.02	-0.03	0.18

Bank Stocks FAQ

What are the best bank stocks to buy right now in Oct 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Citizens & Northern (NASDAQ:CZNC)

Citizens & Northern (NASDAQ:CZNC) is the #1 top bank stock out of 310 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 36, which is -2 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates CZNC as a "B".

CZNC passed 12 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 34.14% over the past year, overperforming other bank stocks by 8 percentage points.

2. Optimumbank Holdings (NYSEMKT:OPHC)

Optimumbank Holdings (NYSEMKT:OPHC) is the #2 top bank stock out of 310 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Optimumbank Holdings (NYSEMKT:OPHC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: D, and AI: B.

Optimumbank Holdings (NYSEMKT:OPHC) has a Due Diligence Score of 42, which is 4 points higher than the bank industry average of 38.

OPHC passed 14 out of 33 due diligence checks and has strong fundamentals. Optimumbank Holdings has seen its stock return 120.85% over the past year, overperforming other bank stocks by 94 percentage points.

Optimumbank Holdings has an average 1 year price target of $6.50, a downside of -26.05% from Optimumbank Holdings's current stock price of $8.79.

Optimumbank Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Optimumbank Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Firstsun Capital Bancorp (NASDAQ:FSUN)

Firstsun Capital Bancorp (NASDAQ:FSUN) is the #3 top bank stock out of 310 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Firstsun Capital Bancorp (NASDAQ:FSUN) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Firstsun Capital Bancorp (NASDAQ:FSUN) has a Due Diligence Score of 48, which is 10 points higher than the bank industry average of 38.

FSUN passed 15 out of 33 due diligence checks and has strong fundamentals. Firstsun Capital Bancorp has seen its stock return 0.53% over the past year, underperforming other bank stocks by -26 percentage points.

Firstsun Capital Bancorp has an average 1 year price target of $45.25, an upside of 19.24% from Firstsun Capital Bancorp's current stock price of $37.95.

Firstsun Capital Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Firstsun Capital Bancorp, 75% have issued a Strong Buy rating, 25% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 263 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Mechanics Bancorp (NASDAQ:MCHB)

Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 10.87%, which is 8 percentage points higher than the bank industry average of 2.67%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

2. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 7.13%, which is 4 percentage points higher than the bank industry average of 2.67%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

3. United Bancorp (NASDAQ:UBCP)

United Bancorp (NASDAQ:UBCP) has an annual dividend yield of 7.09%, which is 4 percentage points higher than the bank industry average of 2.67%. United Bancorp's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. United Bancorp's dividend has shown consistent growth over the last 10 years.

United Bancorp's dividend payout ratio of 68.1% indicates that its high dividend yield is sustainable for the long-term.

Why are bank stocks up?

Bank stocks were up 0.37% in the last day, and up 1.21% over the last week. Independent Bank was the among the top gainers in the banks - regional industry, gaining 3.63% yesterday.

Independent Bank Corp. shares are trading higher after the company reported better-than-expected Q3 financial results.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Northpointe Bancshares (NYSE:NPB)

Northpointe Bancshares (NYSE:NPB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 43, which is -1 points higher than the bank industry average of 44. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NPB a Valuation Rating of "A".

Northpointe Bancshares's stock has dropped -7.29% in the past year. It has underperformed other stocks in the bank industry by -34 percentage points.

2. Pathward Financial (NASDAQ:CASH)

Pathward Financial (NASDAQ:CASH) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pathward Financial has a valuation score of 86, which is 42 points higher than the bank industry average of 44. It passed 6 out of 7 valuation due diligence checks.

Pathward Financial's stock has gained 4.54% in the past year. It has underperformed other stocks in the bank industry by -22 percentage points.

3. Bank Of The Ozarks (NASDAQ:OZK)

Bank Of The Ozarks (NASDAQ:OZK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Bank Of The Ozarks has a valuation score of 71, which is 27 points higher than the bank industry average of 44. It passed 5 out of 7 valuation due diligence checks.

Bank Of The Ozarks's stock has dropped -1.91% in the past year. It has underperformed other stocks in the bank industry by -28 percentage points.

Are bank stocks a good buy now?

34.65% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 13.79% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 7.5% of bank stocks are rated B (Buy), 83.21% are rated C (Hold), 9.29% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 13.37x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Citizens & Northern (NASDAQ:CZNC)

2. Optimumbank Holdings (NYSEMKT:OPHC)

3. Firstsun Capital Bancorp (NASDAQ:FSUN)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Tfs Financial (NASDAQ:TFSL)

3. United Bancorp (NASDAQ:UBCP)

1. Northpointe Bancshares (NYSE:NPB)

2. Pathward Financial (NASDAQ:CASH)

3. Bank Of The Ozarks (NASDAQ:OZK)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Citizens & Northern (NASDAQ:CZNC)

2. Optimumbank Holdings (NYSEMKT:OPHC)

3. Firstsun Capital Bancorp (NASDAQ:FSUN)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Tfs Financial (NASDAQ:TFSL)

3. United Bancorp (NASDAQ:UBCP)

1. Northpointe Bancshares (NYSE:NPB)

2. Pathward Financial (NASDAQ:CASH)

3. Bank Of The Ozarks (NASDAQ:OZK)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.