Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated D and is the 98th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
BSBR	BANCO SANTANDER (BRASIL) SA	$6.13	1,311,000	-48.79%	6.26	6.16	6.17	5.78	5.42	48.88	48.89	59.07	20.16	33.87	0.05	0.05	-0.01	0.65
NWFL	NORWOOD FINANCIAL CORP	$28.17	14,700	-69.25%	28.10	28.42	28.27	27.15	26.08	47.29	32.82	28.13	80.35	65.50	-0.11	-0.06	-0.05	0.45
CZFS	CITIZENS FINANCIAL SERVICES INC	$64.40	13,600	15.25%	60.02	59.06	58.11	58.44	58.31	70.25	77.46	65.20	100.00	99.20	1.06	0.47	0.59	0.53
BWFG	BANKWELL FINANCIAL GROUP INC	$47.75	59,000	182.30%	47.05	47.31	46.60	45.12	40.32	54.53	77.70	64.26	90.23	79.10	0.08	0.06	0.02	0.71
NRIM	NORTHRIM BANCORP INC	$28.94	154,000	-13.48%	27.91	27.53	25.77	23.95	22.72	68.50	86.61	79.85	80.92	67.42	0.75	0.70	0.05	0.70
PCB	PCB BANCORP	$22.20	14,500	31.82%	21.91	22.11	22.07	21.61	20.92	51.75	64.91	53.37	93.34	84.95	-0.05	-0.07	0.02	0.73
SBFG	SB FINANCIAL GROUP INC	$22.05	6,400	-27.27%	21.48	21.86	21.63	20.85	20.07	53.22	48.59	33.79	84.97	61.22	-0.07	-0.04	-0.03	0.33
CHMG	CHEMUNG FINANCIAL CORP	$55.24	5,100	-3.77%	54.79	55.48	54.16	53.23	50.66	50.84	56.06	47.30	83.66	73.13	0.09	0.14	-0.05	0.39
ACNB	ACNB CORP	$49.40	33,200	8.85%	48.55	49.12	48.97	46.77	44.57	52.92	75.39	58.66	95.92	85.22	-0.13	-0.14	0.01	0.65
FISI	FINANCIAL INSTITUTIONS INC	$32.19	89,000	-4.30%	31.64	31.69	30.92	29.13	27.31	58.10	76.69	55.98	74.20	51.99	0.21	0.23	-0.02	0.82
BHB	BAR HARBOR BANKSHARES	$32.82	99,000	4.21%	31.86	31.92	31.10	30.92	30.42	61.30	75.60	57.86	87.67	64.47	0.23	0.18	0.05	0.84
MPB	MID PENN BANCORP INC	$32.44	123,000	-43.32%	31.53	31.62	30.55	29.90	28.74	64.05	83.41	71.49	91.74	73.95	0.33	0.30	0.03	0.70
RBB	RBB BANCORP	$21.56	47,700	-46.40%	21.20	21.22	20.63	19.80	18.54	57.17	84.46	83.11	91.11	91.28	0.18	0.16	0.03	0.87
WF	WOORI FINANCIAL GROUP INC	$57.44	53,000	45.21%	57.77	58.14	56.67	55.90	50.54	49.21	40.61	36.20	31.61	24.65	0.18	0.39	-0.21	0.79
CCNE	CNB FINANCIAL CORP	$27.10	200,000	-14.89%	26.34	26.56	26.15	25.58	24.16	58.96	78.33	56.26	92.78	71.20	0.05	0.02	0.02	0.79
COFS	CHOICEONE FINANCIAL SERVICES INC	$28.53	67,000	47.58%	28.47	29.37	29.99	29.60	29.24	40.65	26.19	17.64	70.02	39.45	-0.63	-0.52	-0.11	0.52
PDLB	PONCE FINANCIAL GROUP INC	$16.45	51,000	6.25%	16.21	16.49	16.07	15.35	14.38	53.60	55.02	42.97	64.54	37.12	0.02	0.06	-0.04	0.49
TSBK	TIMBERLAND BANCORP INC	$36.26	12,800	20.75%	36.06	36.09	35.12	34.21	32.68	53.92	77.84	74.48	77.54	58.83	0.24	0.28	-0.04	0.48
HAFC	HANMI FINANCIAL CORP	$28.64	213,000	15.76%	27.99	27.92	27.73	26.45	24.95	60.08	91.93	83.64	95.81	93.07	0.14	0.05	0.09	0.93
HWBK	HAWTHORN BANCSHARES INC	$31.71	6,000	22.45%	32.29	33.07	33.08	32.02	30.56	43.16	22.90	16.22	27.85	19.41	-0.44	-0.26	-0.18	0.33
DB	DEUTSCHE BANK AKTIENGESELLSCHAFT	$38.88	1,992,000	-42.54%	38.99	38.98	37.36	36.36	32.67	54.37	53.20	59.52	21.29	26.58	0.47	0.60	-0.12	1.07
CUBI	CUSTOMERS BANCORP INC	$78.46	277,000	16.39%	77.83	76.68	72.02	69.48	62.71	63.22	77.42	72.41	63.45	56.83	1.73	1.78	-0.06	1.55
CNOB	CONNECTONE BANCORP INC	$27.00	238,000	-34.07%	26.47	26.70	25.94	25.45	24.39	56.38	67.24	46.46	75.82	47.77	0.10	0.12	-0.02	0.95
OBT	ORANGE COUNTY BANCORP INC	$29.74	35,500	29.56%	29.16	29.01	27.81	26.55	25.81	64.30	77.16	67.92	84.19	71.92	0.44	0.44	-0.00	0.57
MCHB	MECHANICS BANCORP	$14.59	374,000	-18.52%	14.66	14.53	14.31	13.87	13.17	51.25	39.57	32.08	40.33	26.53	0.06	0.09	-0.03	1.03
ASB	ASSOCIATED BANC-CORP	$26.54	1,423,000	3.57%	26.46	26.36	26.04	25.93	24.76	53.31	65.53	54.55	61.14	45.97	0.08	0.09	-0.01	1.07
SFST	SOUTHERN FIRST BANCSHARES INC	$55.70	88,000	41.94%	53.40	53.06	51.56	47.75	42.65	66.25	87.32	71.76	86.21	67.07	0.73	0.57	0.16	0.80
ALRS	ALERUS FINANCIAL CORP	$23.94	122,000	-37.11%	23.72	23.01	22.39	22.22	21.48	62.11	86.23	81.68	81.72	78.60	0.45	0.36	0.09	0.86
FRST	PRIMIS FINANCIAL CORP	$13.73	76,000	-23.23%	13.36	13.31	12.23	11.44	10.73	64.42	60.46	52.74	39.92	29.64	0.34	0.37	-0.03	0.78
NBTB	NBT BANCORP INC	$43.59	208,000	-8.77%	42.87	42.75	42.23	42.16	42.07	57.91	79.57	64.79	87.12	69.39	0.19	0.13	0.06	0.72
UNTY	UNITY BANCORP INC	$54.01	45,500	-22.88%	53.20	53.17	51.51	50.63	48.28	55.29	72.24	74.86	80.93	83.96	0.54	0.43	0.12	0.58
FNWD	FINWARD BANCORP	$35.91	44,400	88.14%	34.91	35.78	36.42	34.39	31.71	50.28	62.40	47.73	97.70	82.74	-0.45	-0.49	0.04	0.14
WSBF	WATERSTONE FINANCIAL INC	$17.50	30,000	-27.88%	17.04	16.81	16.26	15.69	14.44	70.13	85.85	91.77	92.39	97.46	0.30	0.24	0.06	0.54
PLBC	PLUMAS BANCORP	$45.36	9,100	102.22%	44.96	45.13	43.96	43.36	43.16	55.12	78.36	69.91	83.53	78.16	0.30	0.30	-0.00	0.47
WASH	WASHINGTON TRUST BANCORP INC	$30.46	80,000	-22.33%	29.93	30.00	29.22	28.92	28.48	57.79	83.00	70.07	91.32	76.28	0.19	0.18	0.01	0.82
IFS	INTERCORP FINANCIAL SERVICES INC	$45.01	111,000	-47.64%	44.30	43.41	41.76	41.33	38.42	67.56	82.15	83.03	82.98	87.14	0.99	0.82	0.17	0.50
FSBW	FS BANCORP INC	$42.00	8,800	0.00%	41.43	41.78	41.08	40.65	40.09	54.21	58.76	45.38	86.92	70.59	0.09	0.10	-0.01	0.55
PKBK	PARKE BANCORP INC	$25.45	75,000	27.12%	25.03	24.97	23.79	22.74	21.37	61.11	68.49	55.42	58.72	43.09	0.35	0.38	-0.03	0.60
CASH	PATHWARD FINANCIAL INC	$75.24	193,000	-7.66%	74.44	73.90	72.19	73.23	75.30	55.99	87.62	80.14	88.20	82.30	0.64	0.49	0.16	1.04
TCBX	THIRD COAST BANCSHARES INC	$38.12	48,000	2.56%	38.25	38.79	38.41	38.60	35.78	46.03	47.40	40.06	67.84	54.71	-0.20	-0.12	-0.08	0.81
MRBK	MERIDIAN CORP	$18.15	55,000	-46.60%	17.68	17.65	16.50	15.87	14.80	67.57	86.62	78.79	78.79	62.91	0.35	0.36	-0.01	0.50
LCNB	LCNB CORP	$16.69	20,400	15.91%	16.44	16.56	16.25	15.83	15.30	54.16	72.67	61.06	91.71	76.36	0.05	0.05	-0.00	0.57
WSBC	WESBANCO INC	$34.38	427,000	27.46%	34.21	34.17	33.06	32.48	31.65	54.96	59.58	49.34	51.13	35.48	0.24	0.30	-0.06	0.85
PFIS	PEOPLES FINANCIAL SERVICES CORP	$50.01	22,300	46.71%	49.14	49.51	49.18	49.30	48.66	53.56	81.14	74.23	95.93	96.27	-0.03	-0.11	0.07	0.78
BPRN	PRINCETON BANCORP INC	$36.50	7,000	-50.70%	35.27	35.32	34.44	33.10	32.00	61.80	80.95	71.02	90.56	86.07	0.42	0.32	0.10	0.42
MFG	MIZUHO FINANCIAL GROUP INC	$8.59	2,316,000	5.22%	8.07	7.71	7.28	6.92	6.20	84.77	95.56	93.76	100.00	100.00	0.33	0.24	0.09	0.73
USCB	USCB FINANCIAL HOLDINGS INC	$19.44	20,400	14.61%	19.19	19.03	18.49	17.87	17.38	58.22	62.95	54.89	79.60	67.27	0.22	0.20	0.02	0.51
FBIZ	FIRST BUSINESS FINANCIAL SERVICES INC	$56.42	17,800	-20.18%	55.37	55.44	54.14	52.51	50.77	58.11	86.84	80.68	90.53	86.74	0.44	0.36	0.08	0.66
QCRH	QCR HOLDINGS INC	$85.99	69,500	-2.11%	84.34	84.41	82.63	79.14	74.27	58.24	83.99	71.85	90.44	82.18	0.60	0.49	0.11	0.85
CAC	CAMDEN NATIONAL CORP	$45.31	63,000	-13.70%	44.70	44.67	42.59	40.74	40.17	58.51	72.67	61.00	82.00	63.65	0.57	0.63	-0.05	0.70
CLBK	COLUMBIA FINANCIAL INC	$15.84	104,000	-10.34%	15.54	15.80	15.89	15.45	14.93	50.46	56.92	41.60	94.51	78.78	-0.14	-0.14	0.00	0.65
FUNC	FIRST UNITED CORP	$37.92	16,000	53.85%	37.77	38.33	37.97	37.22	34.25	48.03	54.04	46.36	74.62	65.38	-0.11	-0.12	0.01	0.50
CIVB	CIVISTA BANCSHARES INC	$22.69	112,000	2.75%	22.43	22.72	22.70	21.82	21.67	49.84	70.52	57.58	89.70	86.03	-0.09	-0.11	0.02	0.69
BAP	CREDICORP LTD	$321.83	304,000	-47.22%	306.42	297.22	276.65	268.81	242.51	81.11	94.49	95.33	100.00	100.00	11.43	9.34	2.09	0.74
CBAN	COLONY BANKCORP INC	$18.67	85,000	-2.30%	18.19	18.12	17.47	17.19	16.60	67.76	87.06	78.63	99.40	81.39	0.23	0.20	0.03	0.57
VBNK	VERSABANK	$15.62	29,300	-3.30%	15.24	15.12	13.45	12.75	11.90	75.06	79.21	80.20	68.52	71.04	0.56	0.58	-0.03	0.56
CBK	COMMERCIAL BANCGROUP INC	$25.56	34,600	-57.80%	24.65	24.65	24.53	N/A	N/A	64.44	94.24	80.64	100.00	77.97	0.12	-0.00	0.12	0.27
OPBK	OP BANCORP	$14.81	26,400	14.78%	14.36	14.38	13.91	13.91	13.31	61.82	81.28	65.02	94.14	70.29	0.13	0.11	0.02	0.69
DCOM	DIME COMMUNITY BANCSHARES INC	$30.91	231,000	-26.67%	30.10	30.57	29.31	29.45	28.25	58.52	71.92	51.58	71.17	49.39	0.15	0.18	-0.03	1.03
FDBC	FIDELITY D & D BANCORP INC	$44.00	6,200	-43.64%	43.08	44.09	44.50	44.30	43.12	49.43	56.85	45.25	86.79	71.17	-0.50	-0.49	-0.01	0.71
THFF	FIRST FINANCIAL CORP	$62.75	35,300	-39.66%	61.62	61.92	60.27	58.23	55.12	56.12	81.80	64.90	87.76	71.52	0.36	0.37	-0.00	0.63
WTBA	WEST BANCORPORATION INC	$22.72	30,300	19.76%	22.34	22.52	22.36	21.36	20.33	54.25	75.06	61.67	94.94	86.23	0.01	-0.01	0.01	0.79
UNB	UNION BANKSHARES INC	$24.78	9,000	-37.50%	24.37	24.04	23.36	24.22	26.71	63.96	81.10	83.37	95.38	88.74	0.36	0.27	0.08	0.33
CFFI	C & F FINANCIAL CORP	$70.34	4,300	43.33%	69.80	71.29	70.75	69.88	67.32	48.12	51.00	40.28	72.45	52.22	-0.39	-0.26	-0.13	0.48
COLB	COLUMBIA BANKING SYSTEM INC	$28.91	1,796,000	-6.17%	28.86	28.70	28.07	27.09	25.44	54.42	60.49	50.93	48.22	35.31	0.19	0.23	-0.03	1.11
UVSP	UNIVEST FINANCIAL CORP	$33.51	133,000	-27.72%	32.97	33.21	32.52	31.43	30.54	55.51	66.45	46.46	82.50	64.82	0.06	0.09	-0.03	0.79
BFST	BUSINESS FIRST BANCSHARES INC	$27.10	84,000	0.00%	26.51	26.67	26.31	25.24	24.63	57.06	81.81	62.58	93.66	79.47	0.07	0.05	0.03	0.86
HBNC	HORIZON BANCORP INC	$17.51	415,000	18.91%	17.11	17.29	17.06	16.58	15.84	55.42	81.47	67.44	95.46	84.82	0.01	-0.01	0.02	0.95
FCAP	FIRST CAPITAL INC	$49.60	9,100	44.44%	51.40	56.54	53.20	48.27	45.40	38.50	27.68	20.40	34.15	22.67	-1.84	-0.54	-1.30	0.24
FNLC	FIRST BANCORP INC	$27.17	24,000	35.59%	26.70	26.87	26.34	26.17	25.54	55.11	57.82	42.08	66.61	49.23	0.07	0.07	-0.00	0.61
CZWI	CITIZENS COMMUNITY BANCORP INC	$18.45	79,500	51.43%	18.02	18.02	17.53	16.81	15.70	61.68	70.72	60.61	84.92	70.63	0.16	0.16	0.01	0.37
FBK	FB FINANCIAL CORP	$59.64	314,000	-16.49%	58.34	57.49	56.49	55.63	50.58	60.74	89.46	82.62	86.87	79.49	0.76	0.49	0.27	1.00
RMBI	RICHMOND MUTUAL BANCORPORATION INC	$14.06	9,400	-21.67%	13.98	14.06	13.78	13.96	13.82	52.41	50.94	42.17	67.99	57.11	0.03	0.05	-0.02	0.33
NFBK	NORTHFIELD BANCORP INC	$11.84	194,000	45.86%	11.59	11.68	11.26	11.31	11.24	57.58	76.62	62.52	90.61	74.05	0.08	0.07	0.00	0.73
FXNC	FIRST NATIONAL CORP	$25.69	30,600	50.74%	25.18	25.34	24.73	23.81	22.11	59.43	75.18	65.05	86.43	71.74	0.16	0.16	-0.00	0.36
FINW	FINWISE BANCORP	$17.95	25,000	-30.56%	17.74	17.83	18.04	18.61	17.12	52.22	72.62	55.97	100.00	81.16	-0.06	-0.10	0.04	0.61
HTH	HILLTOP HOLDINGS INC	$35.69	180,000	-31.56%	34.98	34.73	34.33	33.95	32.12	64.62	91.33	86.55	94.77	91.54	0.29	0.18	0.11	0.88
SRCE	1ST SOURCE CORP	$64.70	103,000	-11.21%	64.01	64.05	63.35	62.51	61.52	55.04	84.27	74.57	85.09	73.14	0.19	0.13	0.06	0.72
EFSI	EAGLE FINANCIAL SERVICES INC	$39.76	12,000	-37.17%	39.53	39.81	38.22	37.72	34.84	55.57	51.28	49.25	48.82	42.01	0.30	0.39	-0.09	0.08
ORRF	ORRSTOWN FINANCIAL SERVICES INC	$36.70	240,000	-47.25%	35.99	36.01	35.82	35.01	33.04	56.61	79.58	69.64	90.60	85.71	0.07	-0.01	0.08	0.65
HBCP	HOME BANCORP INC	$60.83	18,100	-22.32%	59.50	59.39	57.40	56.09	53.46	61.77	83.18	78.44	85.46	77.53	0.70	0.61	0.10	0.77
BHRB	BURKE & HERBERT FINANCIAL SERVICES CORP	$64.67	68,400	-48.57%	63.52	63.75	64.19	62.78	60.24	52.90	70.71	60.11	88.83	85.09	-0.21	-0.37	0.16	0.95
USB	US BANCORP	$54.40	11,633,000	8.57%	54.75	54.54	51.47	49.77	46.71	55.50	29.95	29.05	11.66	5.01	0.67	0.99	-0.32	0.99
SMBK	SMARTFINANCIAL INC	$39.42	94,000	97.48%	38.05	37.99	37.21	36.55	34.53	65.67	89.55	80.25	98.88	94.60	0.37	0.22	0.15	0.73
FRAF	FRANKLIN FINANCIAL SERVICES CORP	$53.15	66,000	-41.07%	51.43	51.71	51.52	48.96	43.63	55.06	75.94	61.70	85.13	74.74	0.07	-0.12	0.19	0.20
CPF	CENTRAL PACIFIC FINANCIAL CORP	$31.85	158,000	-46.80%	31.61	31.84	30.91	30.48	28.78	53.08	66.89	52.29	59.46	38.33	0.15	0.20	-0.05	0.85
ONB	OLD NATIONAL BANCORP	$23.26	5,474,000	114.58%	23.06	22.98	22.16	21.93	21.55	57.73	64.33	52.15	61.02	40.27	0.21	0.25	-0.03	0.95
FMAO	FARMERS & MERCHANTS BANCORP INC	$25.30	25,600	150.98%	24.91	25.40	25.23	25.21	24.91	49.90	63.73	54.84	95.38	82.15	-0.14	-0.14	0.00	0.80
FCF	FIRST COMMONWEALTH FINANCIAL CORP	$17.47	565,000	16.74%	17.27	17.19	16.66	16.78	16.36	58.95	78.94	67.71	68.28	53.62	0.17	0.16	0.01	0.81
PFS	PROVIDENT FINANCIAL SERVICES INC	$20.15	1,009,000	34.00%	20.06	20.22	19.71	19.52	18.45	51.76	57.36	41.76	59.60	35.60	0.02	0.07	-0.05	0.87
SHG	SHINHAN FINANCIAL GROUP CO LTD	$53.85	858,000	701.87%	54.18	53.87	53.77	51.88	47.16	50.28	41.43	42.79	37.05	31.30	0.15	0.18	-0.03	0.80
AROW	ARROW FINANCIAL CORP	$32.67	70,500	36.36%	32.24	31.97	31.28	29.76	27.99	58.73	72.58	62.52	57.05	38.95	0.35	0.34	0.00	0.70
UCB	UNITED COMMUNITY BANKS INC	$33.86	996,000	5.84%	32.96	32.50	31.47	31.47	30.28	67.20	91.56	82.10	93.95	79.28	0.54	0.41	0.12	1.03
SMBC	SOUTHERN MISSOURI BANCORP INC	$61.61	53,400	33.50%	60.47	60.51	58.28	56.08	54.80	58.72	80.83	66.77	80.66	63.87	0.66	0.65	0.01	0.78
ATLO	AMES NATIONAL CORP	$23.55	23,200	-16.25%	23.21	23.15	22.43	21.38	19.62	62.27	73.09	62.75	76.10	54.99	0.24	0.25	-0.01	0.38
CBNK	CAPITAL BANCORP INC	$29.54	34,600	13.44%	28.98	28.81	28.45	29.87	30.85	61.45	89.51	88.60	93.44	97.81	0.19	0.07	0.11	0.64
FSBC	FIVE STAR BANCORP	$37.69	45,000	-31.40%	36.89	36.70	35.71	34.44	31.55	61.85	86.95	77.68	83.55	69.93	0.39	0.34	0.06	0.78
MYFW	FIRST WESTERN FINANCIAL INC	$26.67	17,100	6.88%	26.39	26.27	24.95	23.92	22.69	62.67	48.86	46.86	50.48	45.99	0.46	0.50	-0.04	0.80
NECB	NORTHEAST COMMUNITY BANCORP INC	$22.99	65,000	64.97%	22.82	22.91	21.92	21.40	21.96	55.37	77.86	75.02	82.74	80.84	0.22	0.26	-0.04	0.45
BRBS	BLUE RIDGE BANKSHARES INC	$4.31	124,000	13.76%	4.30	4.32	4.34	4.29	3.89	48.73	62.90	54.71	80.60	77.83	-0.01	-0.02	0.01	0.70

Bank Stocks FAQ

What are the best bank stocks to buy right now in Jan 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Banco Santander Sa (NYSE:BSBR)

Banco Santander Sa (NYSE:BSBR) is the #1 top bank stock out of 320 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Banco Santander Sa (NYSE:BSBR) is: Value: B, Growth: A, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Banco Santander Sa (NYSE:BSBR) has a Due Diligence Score of 8, which is -30 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates BSBR as a "A".

BSBR passed 3 out of 38 due diligence checks and has weak fundamentals. Banco Santander Sa has seen its stock return 45.61% over the past year, overperforming other bank stocks by 35 percentage points.

2. Norwood Financial (NASDAQ:NWFL)

Norwood Financial (NASDAQ:NWFL) is the #2 top bank stock out of 320 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Norwood Financial (NASDAQ:NWFL) is: Value: C, Growth: A, Momentum: C, Sentiment: B, Safety: C, Financials: D, and AI: B.

Norwood Financial (NASDAQ:NWFL) has a Due Diligence Score of 43, which is 5 points higher than the bank industry average of 38.

NWFL passed 14 out of 38 due diligence checks and has strong fundamentals. Norwood Financial has seen its stock return 8.51% over the past year, underperforming other bank stocks by -2 percentage points.

3. Citizens Financial Services (NASDAQ:CZFS)

Citizens Financial Services (NASDAQ:CZFS) is the #3 top bank stock out of 320 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Citizens Financial Services (NASDAQ:CZFS) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: B.

Citizens Financial Services (NASDAQ:CZFS) has a Due Diligence Score of 39, which is 1 points higher than the bank industry average of 38.

CZFS passed 13 out of 38 due diligence checks and has average fundamentals. Citizens Financial Services has seen its stock return 7.39% over the past year, underperforming other bank stocks by -3 percentage points.

What are the bank stocks with highest dividends?

Out of 249 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 7.99%, which is 5 percentage points higher than the bank industry average of 2.65%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 353.1% indicates that its high dividend yield might not be sustainable for the long-term.

2. Affinity Bancshares (NASDAQ:AFBI)

Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of 7.41%, which is 5 percentage points higher than the bank industry average of 2.65%.

Affinity Bancshares's dividend payout ratio of 126.1% indicates that its high dividend yield might not be sustainable for the long-term.

3. Washington Trust Bancorp (NASDAQ:WASH)

Washington Trust Bancorp (NASDAQ:WASH) has an annual dividend yield of 7.35%, which is 5 percentage points higher than the bank industry average of 2.65%. Washington Trust Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Washington Trust Bancorp's dividend has shown consistent growth over the last 10 years.

Washington Trust Bancorp's dividend payout ratio of -134.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.28% in the last day, and up 1.32% over the last week. Regions Financial was the among the top losers in the banks - regional industry, dropping -2.63% yesterday.

Regions Financial shares are trading lower after the company reported worse-than-expected Q4 financial results.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)

Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 43, which is -13 points higher than the bank industry average of 56. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NEWT a Valuation Rating of "A".

Newtekone's stock has gained 13.58% in the past year. It has overperformed other stocks in the bank industry by 3 percentage points.

2. Woori Financial Group (NYSE:WF)

Woori Financial Group (NYSE:WF) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 71, which is 15 points higher than the bank industry average of 56. It passed 5 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 78.66% in the past year. It has overperformed other stocks in the bank industry by 68 percentage points.

3. Northeast Community Bancorp (NASDAQ:NECB)

Northeast Community Bancorp (NASDAQ:NECB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 57, which is 1 points higher than the bank industry average of 56. It passed 4 out of 7 valuation due diligence checks.

Northeast Community Bancorp's stock has dropped -9.2% in the past year. It has underperformed other stocks in the bank industry by -20 percentage points.

Are bank stocks a good buy now?

38.57% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 5.79% over the next year.

0.37% of bank stocks have a Zen Rating of A (Strong Buy), 7.69% of bank stocks are rated B (Buy), 75.82% are rated C (Hold), 13.92% are rated D (Sell), and 2.2% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 16.53x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Norwood Financial (NASDAQ:NWFL)

3. Citizens Financial Services (NASDAQ:CZFS)

1. Tfs Financial (NASDAQ:TFSL)

2. Affinity Bancshares (NASDAQ:AFBI)

3. Washington Trust Bancorp (NASDAQ:WASH)

1. Newtekone (NASDAQ:NEWT)

2. Woori Financial Group (NYSE:WF)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Norwood Financial (NASDAQ:NWFL)

3. Citizens Financial Services (NASDAQ:CZFS)

1. Tfs Financial (NASDAQ:TFSL)

2. Affinity Bancshares (NASDAQ:AFBI)

3. Washington Trust Bancorp (NASDAQ:WASH)

1. Newtekone (NASDAQ:NEWT)

2. Woori Financial Group (NYSE:WF)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.