Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated D and is the 90th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
BMA	MACRO BANK INC	$78.68	301,000	-19.09%	76.11	79.66	87.14	84.11	84.43	44.45	44.74	38.95	86.26	87.84	-3.21	-3.54	0.33	1.18
CZNC	CITIZENS & NORTHERN CORP	$25.34	40,000	-41.69%	25.67	25.64	24.38	23.16	22.39	52.38	38.41	45.82	7.44	6.00	0.32	0.48	-0.15	0.54
OPHC	OPTIMUMBANK HOLDINGS INC	$9.00	100,000	-11.50%	9.27	9.24	7.43	6.47	5.60	55.99	21.27	25.37	7.33	6.58	0.45	0.63	-0.18	0.39
VABK	VIRGINIA NATIONAL BANKSHARES CORP	$46.30	3,100	-47.46%	46.60	46.85	45.84	44.19	42.13	49.31	9.56	14.39	0.00	3.83	0.15	0.30	-0.15	0.41
FSUN	FIRSTSUN CAPITAL BANCORP	$40.01	297,000	50.00%	40.17	40.23	38.30	37.40	37.21	56.19	37.62	44.68	0.00	5.11	0.59	0.77	-0.17	0.60
INBK	FIRST INTERNET BANCORP	$27.34	73,500	9.70%	28.31	28.74	27.72	25.93	23.29	43.17	19.51	17.67	10.92	7.14	0.03	0.30	-0.27	1.07
ZION	ZIONS BANCORPORATION NATIONAL ASSOCIATION	$66.69	1,457,000	60.29%	68.14	69.73	69.82	66.23	62.03	35.96	9.89	13.28	7.73	11.36	-0.67	-0.27	-0.40	1.28
CBNA	CHAIN BRIDGE BANCORP INC	$45.84	26,200	55.03%	46.03	46.84	43.91	40.29	37.39	52.07	32.72	27.92	11.73	7.32	0.43	0.83	-0.40	0.42
LARK	LANDMARK BANCORP INC	$31.78	7,600	35.71%	32.00	31.99	31.35	29.58	28.16	50.93	32.36	41.95	5.22	10.14	0.16	0.28	-0.12	0.18
HWBK	HAWTHORN BANCSHARES INC	$38.91	8,400	-16.83%	39.21	39.57	39.06	37.31	35.44	45.72	37.75	33.85	9.01	8.99	0.03	0.17	-0.13	0.28
PKBK	PARKE BANCORP INC	$33.75	51,000	58.39%	34.03	34.31	33.58	32.12	29.14	47.23	25.71	21.15	11.03	6.99	0.07	0.23	-0.16	0.56
HBNC	HORIZON BANCORP INC	$19.42	436,000	-10.66%	19.64	20.07	20.06	19.20	18.17	36.43	20.09	17.54	6.71	9.30	-0.19	-0.09	-0.10	0.90
ISTR	INVESTAR HOLDING CORP	$30.13	70,000	7.03%	30.24	30.36	29.95	29.21	28.21	49.18	41.05	39.92	28.30	26.74	0.08	0.14	-0.07	0.49
FMNB	FARMERS NATIONAL BANC CORP	$15.61	413,000	22.55%	15.71	15.86	15.23	14.66	14.00	49.32	25.64	24.13	8.05	8.49	0.10	0.18	-0.09	0.65
FMAO	FARMERS & MERCHANTS BANCORP INC	$33.95	50,000	-6.37%	33.97	34.39	32.32	29.89	27.88	53.57	45.03	41.93	20.21	16.18	0.43	0.65	-0.22	0.77
CFFI	C & F FINANCIAL CORP	$91.01	75,000	-42.75%	89.00	88.01	83.40	79.25	75.98	60.72	73.59	79.42	78.80	76.85	2.26	2.09	0.17	0.44
PLBC	PLUMAS BANCORP	$61.23	32,500	-26.97%	61.43	61.76	60.48	56.53	52.05	49.82	42.59	35.08	12.46	10.18	0.26	0.47	-0.22	0.47
CHMG	CHEMUNG FINANCIAL CORP	$81.07	52,500	39.63%	82.09	82.34	78.81	73.01	64.41	50.15	29.10	28.05	11.33	11.15	0.75	1.24	-0.49	0.36
LCNB	LCNB CORP	$19.33	30,800	5.12%	19.53	19.70	19.08	17.82	17.20	47.80	28.11	24.78	20.29	16.64	0.04	0.15	-0.12	0.53
AVBH	AVIDBANK HOLDINGS INC	$31.44	62,000	55.00%	31.97	32.33	32.40	31.37	29.48	33.94	15.96	15.53	4.45	4.45	-0.19	-0.07	-0.13	0.37
NBBK	NB BANCORP INC	$22.33	217,000	-13.55%	22.30	22.58	21.93	21.17	20.96	50.27	51.69	49.34	40.74	40.12	0.08	0.16	-0.08	0.64
FCCO	FIRST COMMUNITY CORP	$33.10	29,000	-42.35%	33.71	33.98	33.40	31.94	30.63	43.22	25.90	29.89	10.16	11.20	-0.01	0.16	-0.17	0.46
HNVR	HANOVER BANCORP INC	$26.72	22,500	-27.42%	27.07	27.14	25.48	24.27	23.37	52.29	30.64	30.57	3.05	3.05	0.35	0.52	-0.18	0.30
BHB	BAR HARBOR BANKSHARES	$39.23	55,400	-20.86%	39.53	39.88	38.88	36.92	34.63	47.62	30.77	28.92	4.10	2.73	0.11	0.29	-0.19	0.79
MPB	MID PENN BANCORP INC	$36.41	104,000	27.61%	37.03	37.53	36.37	34.70	33.22	40.85	12.50	11.90	0.00	0.00	0.01	0.28	-0.26	0.67
CCNE	CNB FINANCIAL CORP	$33.82	117,000	-0.85%	33.99	34.47	34.22	32.56	30.02	43.28	27.35	25.87	20.49	19.73	-0.12	-0.00	-0.12	0.74
THFF	FIRST FINANCIAL CORP	$78.28	104,000	40.54%	79.36	80.61	78.48	73.44	68.01	42.84	17.52	20.32	11.27	12.51	0.09	0.54	-0.46	0.60
EQBK	EQUITY BANCSHARES INC	$49.36	74,000	-24.49%	49.88	50.60	49.90	47.92	46.52	39.94	27.92	23.29	6.06	5.33	-0.15	0.09	-0.24	0.70
JMSB	JOHN MARSHALL BANCORP INC	$22.84	42,000	-3.45%	22.91	23.12	22.61	21.89	20.99	49.10	29.68	26.17	30.88	16.21	0.03	0.12	-0.09	0.75
SBFG	SB FINANCIAL GROUP INC	$27.70	10,300	-48.24%	27.22	27.12	26.33	24.19	22.79	57.64	69.27	65.63	58.98	54.99	0.39	0.37	0.01	0.32
CFBK	CF BANKSHARES INC	$34.56	21,400	38.96%	34.73	35.26	33.77	31.28	29.37	48.94	26.15	26.15	7.01	5.31	0.17	0.40	-0.24	0.28
FGBI	FIRST GUARANTY BANCSHARES INC	$8.49	11,100	-74.00%	8.64	8.74	9.41	9.48	8.40	43.54	37.03	25.80	61.30	44.83	-0.27	-0.28	0.01	0.50
CBAN	COLONY BANKCORP INC	$21.15	99,000	12.50%	21.38	21.74	21.22	20.68	19.76	42.23	46.04	45.44	11.35	8.90	-0.05	0.07	-0.12	0.58
OPBK	OP BANCORP	$15.01	43,000	19.44%	15.24	15.46	15.25	14.72	14.25	41.15	29.39	23.72	14.84	12.29	-0.06	0.03	-0.08	0.67
MYFW	FIRST WESTERN FINANCIAL INC	$30.97	55,000	210.73%	31.06	31.36	31.90	30.13	27.64	45.08	31.90	28.39	14.40	10.68	-0.26	-0.20	-0.06	0.77
FVCB	FVCBANKCORP INC	$18.26	63,000	50.00%	18.42	18.59	18.07	16.95	15.67	47.89	41.57	33.95	18.39	13.89	0.06	0.16	-0.10	0.57
SFBC	SOUND FINANCIAL BANCORP INC	$46.89	3,200	3.23%	47.28	46.96	45.68	44.16	43.90	53.12	64.64	71.65	14.72	34.13	0.44	0.53	-0.10	0.12
ATLO	AMES NATIONAL CORP	$31.49	32,700	-6.03%	31.64	31.55	30.56	29.66	27.34	54.49	49.97	55.28	13.36	12.90	0.31	0.39	-0.09	0.37
WTBA	WEST BANCORPORATION INC	$28.25	42,300	46.88%	28.46	28.75	27.63	25.86	24.64	49.58	29.75	30.19	6.87	7.69	0.22	0.39	-0.18	0.75
OBK	ORIGIN BANCORP INC	$53.13	157,000	13.77%	53.07	53.61	52.74	49.86	45.00	49.31	36.14	35.70	31.89	31.60	0.06	0.22	-0.16	0.78
FBIZ	FIRST BUSINESS FINANCIAL SERVICES INC	$69.87	42,300	-32.86%	69.81	70.59	67.27	62.35	58.73	53.47	63.20	60.68	44.13	42.45	0.76	1.05	-0.28	0.63
MSBI	MIDLAND STATES BANCORP INC	$32.79	125,000	-3.10%	32.78	33.21	32.08	29.43	25.32	51.02	35.84	33.95	40.38	37.84	0.17	0.31	-0.14	0.72
BPOP	POPULAR INC	$168.19	482,000	43.45%	169.89	172.96	171.00	160.47	144.83	40.54	16.93	19.62	13.82	17.17	-0.67	0.19	-0.86	0.96
SHG	SHINHAN FINANCIAL GROUP CO LTD	$79.17	129,000	-16.23%	76.04	75.07	71.34	68.76	63.79	66.00	90.87	91.57	100.00	96.04	1.91	1.55	0.36	0.81
MCBS	METROCITY BANKSHARES INC	$34.82	89,000	68.88%	35.34	35.65	35.70	34.10	30.98	40.34	24.15	22.84	1.90	4.13	-0.14	-0.02	-0.12	0.87
BOTJ	BANK OF THE JAMES FINANCIAL GROUP INC	$27.04	35,200	11.04%	27.03	27.20	26.49	24.86	22.02	52.49	31.96	24.11	24.36	14.36	0.10	0.22	-0.12	0.17
USCB	USCB FINANCIAL HOLDINGS INC	$22.24	40,000	8.11%	22.41	22.41	21.37	20.12	19.48	54.04	17.55	20.42	10.50	7.43	0.27	0.37	-0.11	0.51
NWBI	NORTHWEST BANCSHARES INC	$15.29	1,037,000	14.84%	15.36	15.54	15.38	14.63	13.55	43.99	27.04	24.57	13.71	14.02	-0.03	0.02	-0.05	0.65
FMBH	FIRST MID BANCSHARES INC	$49.76	111,000	-20.14%	50.34	51.10	49.95	46.89	43.83	41.65	29.13	27.55	8.46	9.72	-0.03	0.25	-0.28	0.74
MBIN	MERCHANTS BANCORP	$52.64	115,000	-8.73%	53.71	54.23	51.50	49.44	44.01	46.68	16.74	20.61	2.05	1.46	0.45	0.84	-0.39	0.86
DB	DEUTSCHE BANK AKTIENGESELLSCHAFT	$40.06	1,754,000	-5.19%	38.97	38.55	36.64	34.48	35.02	67.86	83.79	86.13	87.79	93.13	0.99	0.87	0.12	1.14
IBCP	INDEPENDENT BANK CORP	$36.49	184,000	20.26%	36.98	37.63	36.96	35.51	34.71	39.86	17.09	14.66	5.29	3.53	-0.15	0.07	-0.22	0.76
SBSI	SOUTHSIDE BANCSHARES INC	$31.56	91,000	1.11%	32.02	32.34	33.47	33.24	32.26	34.23	20.27	23.47	9.42	19.35	-0.43	-0.40	-0.03	0.65
IFS	INTERCORP FINANCIAL SERVICES INC	$54.62	237,000	31.67%	54.46	55.76	57.27	52.93	49.18	41.22	22.72	21.53	66.42	50.90	-0.84	-0.79	-0.05	0.55
CZFS	CITIZENS FINANCIAL SERVICES INC	$80.34	13,900	-45.91%	81.10	81.54	76.42	70.92	65.74	53.21	40.95	41.73	5.75	5.10	1.27	1.78	-0.51	0.53
KB	KB FINANCIAL GROUP INC	$124.79	185,000	32.14%	119.56	119.84	116.19	111.40	103.48	61.55	91.79	82.85	100.00	90.02	1.52	1.08	0.44	0.90
LYG	LLOYDS BANKING GROUP PLC	$5.87	11,715,000	40.52%	5.98	6.09	6.01	5.70	5.51	41.66	6.98	16.89	5.87	19.07	-0.02	0.01	-0.03	0.98
BSAC	BANCO SANTANDER CHILE	$34.75	347,000	56.31%	35.14	35.01	34.03	33.12	32.85	50.31	42.89	52.60	21.22	35.16	0.31	0.38	-0.07	0.69
FCAP	FIRST CAPITAL INC	$62.13	30,300	102.00%	62.33	63.47	63.14	60.24	56.48	45.57	34.23	25.83	26.96	19.64	-0.31	-0.07	-0.24	0.18
WF	WOORI FINANCIAL GROUP INC	$73.14	69,000	13.11%	70.68	70.72	65.74	65.69	64.66	63.27	87.04	81.06	89.98	76.89	1.60	1.55	0.04	0.84
BMRC	BANK OF MARIN BANCORP	$26.58	159,000	24.22%	26.97	27.78	28.08	27.02	26.62	33.69	23.75	23.91	0.00	0.39	-0.47	-0.31	-0.16	0.71
PGC	PEAPACK GLADSTONE FINANCIAL CORP	$44.64	133,000	24.30%	45.27	45.71	46.20	44.22	37.65	39.07	20.77	22.99	6.71	9.88	-0.30	-0.18	-0.12	0.89
NWFL	NORWOOD FINANCIAL CORP	$34.16	21,000	26.51%	33.95	34.04	32.82	31.62	30.38	57.29	56.26	50.75	37.98	26.74	0.32	0.41	-0.09	0.42
FULT	FULTON FINANCIAL CORP	$23.46	1,308,000	13.84%	23.72	24.09	24.20	22.98	21.51	38.07	16.06	20.56	12.92	18.60	-0.17	-0.09	-0.08	0.93
ALRS	ALERUS FINANCIAL CORP	$32.90	115,000	-8.00%	33.01	33.32	32.36	29.87	26.70	49.64	46.84	49.76	30.84	37.00	0.16	0.29	-0.13	0.80
HBT	HBT FINANCIAL INC	$35.48	100,000	23.46%	35.73	36.11	34.17	31.33	28.92	51.43	28.29	28.37	6.69	6.84	0.39	0.63	-0.25	0.64
NRIM	NORTHRIM BANCORP INC	$25.57	128,000	3.23%	25.80	26.31	26.83	25.71	25.37	37.77	25.83	25.90	16.03	14.07	-0.33	-0.24	-0.09	0.67
COLB	COLUMBIA BANKING SYSTEM INC	$29.64	2,375,000	-10.38%	30.71	31.26	31.66	30.62	29.60	31.79	6.69	10.01	3.51	6.05	-0.40	-0.20	-0.20	1.08
ORRF	ORRSTOWN FINANCIAL SERVICES INC	$41.70	80,000	-20.00%	42.10	42.58	41.82	39.61	37.91	44.33	25.44	32.16	12.23	17.30	-0.00	0.19	-0.19	0.58
PCB	PCB BANCORP	$27.33	21,800	15.96%	27.68	27.89	28.29	26.46	24.39	40.96	17.04	17.33	2.68	7.15	-0.19	-0.11	-0.08	0.67
BLX	BLADEX INC	$53.92	231,000	99.14%	54.16	55.40	57.85	56.74	51.93	36.94	35.49	36.88	83.90	85.27	-1.06	-1.09	0.02	0.67
SFNC	SIMMONS FIRST NATIONAL CORP	$22.58	996,000	-0.50%	22.92	23.37	23.12	22.21	20.87	37.20	12.26	12.80	1.51	3.29	-0.15	-0.01	-0.14	0.87
AMAL	AMALGAMATED FINANCIAL CORP	$48.07	224,000	49.33%	48.81	49.56	48.14	45.00	40.29	42.23	13.92	14.42	6.46	7.27	0.04	0.37	-0.33	0.74
NKSH	NATIONAL BANKSHARES INC	$41.20	33,000	22.22%	41.22	41.56	38.89	37.42	36.10	55.16	27.59	29.76	9.02	3.98	0.55	0.85	-0.30	0.45
BBT	BEACON FINANCIAL CORP	$31.05	671,000	-14.30%	31.63	31.78	30.97	30.37	29.29	45.02	15.93	24.05	2.98	8.07	0.14	0.29	-0.15	0.87
AVBC	AVIDIA BANCORP INC	$22.15	168,000	-8.20%	22.01	21.89	21.26	20.59	19.19	57.47	71.21	72.87	47.59	44.31	0.24	0.28	-0.03	0.43
RBCAA	REPUBLIC BANCORP INC	$93.51	70,400	-17.18%	94.42	96.52	93.61	86.13	78.24	44.06	22.20	22.96	14.97	14.94	-0.08	0.53	-0.61	0.63
FUNC	FIRST UNITED CORP	$42.90	10,100	-8.18%	43.36	44.25	44.34	41.44	39.52	41.42	34.60	32.63	13.52	11.12	-0.36	-0.14	-0.23	0.50
PDLB	PONCE FINANCIAL GROUP INC	$20.28	67,000	-16.77%	20.33	20.40	20.16	19.18	17.80	49.94	41.60	35.43	36.88	26.06	0.05	0.10	-0.04	0.49
SPFI	SOUTH PLAINS FINANCIAL INC	$43.60	137,000	45.74%	44.00	44.60	43.90	42.71	41.64	42.19	26.11	25.06	5.96	4.03	-0.13	0.09	-0.23	0.67
PBAM	PRIVATE BANCORP OF AMERICA INC	$88.70	36,000	-18.74%	88.07	87.01	N/A	N/A	N/A	89.56	85.54	83.76	N/A	N/A	N/A	N/A	N/A	0.28
OCFC	OCEANFIRST FINANCIAL CORP	$18.84	1,119,000	29.66%	19.04	19.25	19.32	18.97	18.81	40.97	14.47	16.39	6.82	10.55	-0.14	-0.07	-0.06	0.87
SHBI	SHORE BANCSHARES INC	$22.96	182,000	6.43%	23.18	23.59	23.34	21.73	20.00	40.84	45.37	46.20	8.92	10.70	-0.11	0.01	-0.12	0.70
PNFP	PINNACLE FINANCIAL PARTNERS INC	$99.97	1,011,000	10.25%	101.62	104.16	102.11	99.22	96.37	39.67	12.66	13.27	4.49	6.66	-0.61	0.11	-0.72	1.19
BHRB	BURKE & HERBERT FINANCIAL SERVICES CORP	$71.31	100,000	8.70%	71.66	72.57	71.57	67.89	66.27	45.59	32.56	34.28	24.81	27.60	-0.04	0.22	-0.25	0.87
CARE	CARTER BANKSHARES INC	$31.24	257,000	-8.21%	31.35	32.23	32.82	29.71	25.02	41.91	43.85	40.71	69.99	69.18	-0.43	-0.34	-0.09	0.74
CFFN	CAPITOL FEDERAL FINANCIAL INC	$8.61	642,000	-7.89%	8.58	8.73	8.63	8.20	7.60	47.32	41.04	40.04	50.81	48.80	-0.02	0.00	-0.02	0.71
CNOB	CONNECTONE BANCORP INC	$31.44	352,000	-19.27%	32.07	32.58	32.75	31.30	28.95	35.32	12.56	13.46	0.00	0.13	-0.28	-0.14	-0.15	0.92
FRST	PRIMIS FINANCIAL CORP	$15.90	102,000	0.99%	16.13	16.29	16.07	15.28	14.13	43.74	13.13	15.39	4.32	4.65	-0.00	0.08	-0.08	0.76
CIVB	CIVISTA BANCSHARES INC	$26.98	223,000	85.83%	27.51	28.04	28.21	26.72	24.90	32.42	13.53	16.15	6.73	5.22	-0.29	-0.15	-0.13	0.62
HAFC	HANMI FINANCIAL CORP	$31.00	202,000	24.69%	31.20	31.70	31.97	30.89	29.06	39.83	23.06	19.27	14.50	13.54	-0.25	-0.16	-0.09	0.90
BPRN	PRINCETON BANCORP INC	$42.22	20,200	4.66%	42.39	42.51	40.31	37.97	36.38	55.97	22.85	28.10	0.57	1.82	0.54	0.77	-0.23	0.41
CBNK	CAPITAL BANCORP INC	$36.14	51,000	-15.00%	36.51	37.11	36.24	34.03	31.73	43.38	15.35	16.95	7.57	7.34	-0.01	0.19	-0.21	0.63
PFS	PROVIDENT FINANCIAL SERVICES INC	$23.40	759,000	-13.16%	23.66	24.22	23.98	23.19	22.00	37.94	13.33	12.52	5.13	5.91	-0.19	-0.05	-0.14	0.83
BOKF	BOK FINANCIAL CORP	$136.08	172,000	-4.44%	139.50	142.09	140.63	136.14	130.08	31.94	12.29	10.96	0.00	0.00	-0.96	0.01	-0.97	0.84
FDBC	FIDELITY D & D BANCORP INC	$53.57	5,300	-52.68%	53.90	54.20	52.63	49.49	47.05	50.67	13.30	13.03	9.06	4.82	0.30	0.56	-0.26	0.64
OSBC	OLD SECOND BANCORP INC	$25.08	416,000	6.94%	25.26	25.48	24.36	22.80	21.34	50.75	34.07	36.44	3.59	5.42	0.21	0.36	-0.14	0.77
TCBX	THIRD COAST BANCSHARES INC	$44.60	69,000	-25.00%	45.15	45.05	42.67	40.73	39.98	52.64	43.81	44.73	17.85	16.24	0.65	0.89	-0.24	0.77
FNLC	FIRST BANCORP INC	$34.26	21,400	-22.46%	34.71	35.06	34.71	31.92	29.63	44.35	25.08	25.84	10.59	8.46	0.00	0.17	-0.17	0.56
AGBK	AGI INC	$6.21	225,000	-1.32%	6.11	6.23	6.70	6.93	N/A	43.41	54.31	50.26	88.00	87.27	-0.17	-0.20	0.03	1.26

Bank Stocks FAQ

What are the best bank stocks to buy right now in Sep 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Macro Bank (NYSE:BMA)

Macro Bank (NYSE:BMA) is the #1 top bank stock out of 312 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Macro Bank (NYSE:BMA) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Macro Bank (NYSE:BMA) has a Due Diligence Score of 15, which is -23 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates BMA as a "A".

BMA passed 5 out of 38 due diligence checks and has weak fundamentals. Macro Bank has seen its stock return 35.26% over the past year, overperforming other bank stocks by 17 percentage points.

Macro Bank has an average 1 year price target of $105.00, an upside of 33.45% from Macro Bank's current stock price of $78.68.

Macro Bank stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Macro Bank, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Citizens & Northern (NASDAQ:CZNC)

Citizens & Northern (NASDAQ:CZNC) is the #2 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 39, which is 1 points higher than the bank industry average of 38.

CZNC passed 13 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 25.01% over the past year, overperforming other bank stocks by 7 percentage points.

3. Optimumbank Holdings (NYSEMKT:OPHC)

Optimumbank Holdings (NYSEMKT:OPHC) is the #3 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Optimumbank Holdings (NYSEMKT:OPHC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: D, and AI: A.

Optimumbank Holdings (NYSEMKT:OPHC) has a Due Diligence Score of 42, which is 4 points higher than the bank industry average of 38.

OPHC passed 14 out of 33 due diligence checks and has strong fundamentals. Optimumbank Holdings has seen its stock return 112.26% over the past year, overperforming other bank stocks by 94 percentage points.

Optimumbank Holdings has an average 1 year price target of $6.50, a downside of -27.78% from Optimumbank Holdings's current stock price of $9.00.

Optimumbank Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Optimumbank Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 265 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Mechanics Bancorp (NASDAQ:MCHB)

Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 9.91%, which is 7 percentage points higher than the bank industry average of 2.54%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

2. Itau Unibanco Holding Sa (NYSE:ITUB)

Itau Unibanco Holding Sa (NYSE:ITUB) has an annual dividend yield of 7.55%, which is 5 percentage points higher than the bank industry average of 2.54%. Itau Unibanco Holding Sa's dividend payout is not stable, having dropped more than 10% forty-one times in the last 10 years. Itau Unibanco Holding Sa's dividend has shown consistent growth over the last 10 years.

Itau Unibanco Holding Sa's dividend payout ratio of 77.7% indicates that its high dividend yield is sustainable for the long-term.

3. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 6.47%, which is 4 percentage points higher than the bank industry average of 2.54%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.88% in the last day, and down -1.21% over the last week.

We couldn't find a catalyst for why bank stocks are down.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Northpointe Bancshares (NYSE:NPB)

Northpointe Bancshares (NYSE:NPB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 43, which is -2 points higher than the bank industry average of 45. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NPB a Valuation Rating of "A".

Northpointe Bancshares's stock has dropped -5.61% in the past year. It has underperformed other stocks in the bank industry by -23 percentage points.

2. Op Bancorp (NASDAQ:OPBK)

Op Bancorp (NASDAQ:OPBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 26 points higher than the bank industry average of 45. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 4.82% in the past year. It has underperformed other stocks in the bank industry by -13 percentage points.

3. Pathward Financial (NASDAQ:CASH)

Pathward Financial (NASDAQ:CASH) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pathward Financial has a valuation score of 57, which is 12 points higher than the bank industry average of 45. It passed 4 out of 7 valuation due diligence checks.

Pathward Financial's stock has gained 3.17% in the past year. It has underperformed other stocks in the bank industry by -15 percentage points.

Are bank stocks a good buy now?

33.48% of bank stocks rated by analysts are a strong buy right now. On average, analysts expect bank stocks to rise by 10.51% over the next year.

0.36% of bank stocks have a Zen Rating of A (Strong Buy), 5.76% of bank stocks are rated B (Buy), 83.45% are rated C (Hold), 9.35% are rated D (Sell), and 1.08% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 14.05x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Macro Bank (NYSE:BMA)

2. Citizens & Northern (NASDAQ:CZNC)

3. Optimumbank Holdings (NYSEMKT:OPHC)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Op Bancorp (NASDAQ:OPBK)

3. Pathward Financial (NASDAQ:CASH)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Macro Bank (NYSE:BMA)

2. Citizens & Northern (NASDAQ:CZNC)

3. Optimumbank Holdings (NYSEMKT:OPHC)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Op Bancorp (NASDAQ:OPBK)

3. Pathward Financial (NASDAQ:CASH)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.