Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated D and is the 93rd ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
BSBR	BANCO SANTANDER (BRASIL) SA	$6.36	957,000	-18.97%	6.30	6.03	6.25	6.29	5.81	58.25	77.89	82.23	82.73	88.86	0.08	0.02	0.06	0.68
FRAF	FRANKLIN FINANCIAL SERVICES CORP	$58.47	68,500	385.82%	56.13	53.28	51.39	51.74	48.03	72.76	89.29	89.59	81.54	83.75	1.93	1.42	0.51	0.24
WSBF	WATERSTONE FINANCIAL INC	$18.54	72,000	25.44%	18.48	18.34	18.05	17.47	16.06	57.76	54.09	58.07	30.40	40.17	0.16	0.16	-0.00	0.54
CZFS	CITIZENS FINANCIAL SERVICES INC	$68.35	6,400	88.24%	66.65	63.80	62.61	61.39	59.84	62.72	78.65	78.15	38.12	44.36	1.61	1.28	0.33	0.54
CHMG	CHEMUNG FINANCIAL CORP	$62.82	11,800	51.28%	58.68	56.28	56.74	56.41	54.14	71.11	75.25	79.20	86.18	81.36	1.46	0.69	0.76	0.39
AROW	ARROW FINANCIAL CORP	$37.37	134,000	19.64%	36.09	34.71	34.20	33.15	30.66	77.64	90.06	92.20	90.21	90.19	0.93	0.66	0.27	0.70
HWBK	HAWTHORN BANCSHARES INC	$35.26	13,900	56.18%	34.24	33.81	33.91	33.77	32.11	59.24	76.23	72.53	65.06	60.56	0.30	0.18	0.12	0.31
CCNE	CNB FINANCIAL CORP	$31.35	280,000	129.51%	30.78	29.67	28.98	27.93	26.24	70.37	76.08	76.93	48.82	53.07	0.76	0.65	0.11	0.78
MCB	METROPOLITAN BANK HOLDING CORP	$89.02	214,000	8.63%	88.48	85.29	86.35	83.88	78.83	60.85	74.90	81.94	65.21	76.58	1.55	0.99	0.56	1.26
ASB	ASSOCIATED BANC-CORP	$28.14	1,928,000	48.54%	27.36	26.31	26.58	26.57	26.04	67.93	87.32	89.16	85.65	85.29	0.55	0.31	0.24	1.08
PDLB	PONCE FINANCIAL GROUP INC	$17.95	77,000	43.93%	17.55	17.10	16.74	16.57	15.57	72.63	82.51	80.74	61.33	60.75	0.32	0.26	0.07	0.50
NWFL	NORWOOD FINANCIAL CORP	$31.35	22,300	112.38%	30.98	30.16	30.00	29.42	27.57	64.14	80.21	80.50	59.16	65.53	0.49	0.38	0.10	0.46
HBNC	HORIZON BANCORP INC	$18.01	355,000	47.30%	17.53	16.94	17.05	17.27	16.61	71.16	87.73	90.54	92.75	95.17	0.32	0.18	0.14	0.94
CZNC	CITIZENS & NORTHERN CORP	$23.73	51,500	136.24%	23.40	22.78	22.78	21.91	20.74	64.34	76.71	78.28	51.48	59.14	0.35	0.25	0.10	0.57
AVBH	AVIDBANK HOLDINGS INC	$29.89	117,000	142.24%	29.49	28.74	28.89	27.93	N/A	65.01	75.51	74.93	58.48	61.10	0.40	0.28	0.12	0.49
SFST	SOUTHERN FIRST BANCSHARES INC	$57.78	358,000	-38.17%	57.68	55.74	56.08	54.81	49.11	56.70	63.27	73.58	38.46	55.55	0.92	0.70	0.22	0.81
COLB	COLUMBIA BANKING SYSTEM INC	$29.63	1,957,000	8.90%	28.90	28.05	28.77	28.76	27.21	62.34	82.12	81.44	80.66	78.06	0.37	0.14	0.24	1.11
WASH	WASHINGTON TRUST BANCORP INC	$35.97	131,000	-4.38%	35.41	34.23	34.27	32.34	30.37	64.69	76.45	81.98	57.51	71.82	0.70	0.50	0.20	0.83
FISI	FINANCIAL INSTITUTIONS INC	$35.13	106,000	-7.02%	34.01	32.69	32.49	32.16	29.67	74.28	92.35	92.99	86.83	83.42	0.81	0.54	0.27	0.81
MRBK	MERIDIAN CORP	$20.49	288,000	146.15%	20.28	19.60	19.58	18.55	16.73	69.52	82.88	86.51	81.38	84.18	0.39	0.27	0.11	0.51
BVFL	BV FINANCIAL INC	$20.32	29,300	396.61%	19.92	19.49	19.31	18.97	17.58	65.81	92.42	92.49	90.67	91.63	0.32	0.22	0.09	0.44
NBBK	NB BANCORP INC	$22.50	419,000	173.86%	22.30	21.57	21.53	21.00	19.61	63.16	84.23	86.26	73.05	78.05	0.38	0.27	0.11	0.68
FNLC	FIRST BANCORP INC	$29.42	26,500	47.22%	29.14	28.55	28.39	27.63	26.76	59.77	57.59	58.94	27.83	34.03	0.35	0.31	0.05	0.61
BHB	BAR HARBOR BANKSHARES	$34.84	55,000	-16.67%	34.53	33.37	33.27	32.72	31.69	64.32	78.55	81.35	60.47	69.45	0.64	0.47	0.17	0.85
FDBC	FIDELITY D & D BANCORP INC	$45.66	8,900	48.33%	45.10	44.23	44.70	44.72	44.24	56.80	68.28	66.69	39.65	40.33	0.28	0.16	0.12	0.69
ACNB	ACNB CORP	$51.70	97,000	47.87%	50.79	49.08	49.54	49.62	47.04	65.04	76.78	76.73	63.20	66.32	0.79	0.47	0.33	0.65
KB	KB FINANCIAL GROUP INC	$112.19	186,000	20.00%	107.04	103.69	105.93	97.16	89.78	65.17	87.42	89.86	84.66	86.00	1.91	0.82	1.09	0.88
EBMT	EAGLE BANCORP MONTANA INC	$22.21	66,000	106.25%	21.85	21.19	21.65	20.58	18.73	62.12	78.07	79.16	75.38	76.34	0.24	0.10	0.13	0.31
ATLO	AMES NATIONAL CORP	$28.66	74,400	-2.11%	28.83	28.28	27.66	25.57	22.67	58.38	48.60	53.90	5.53	7.65	0.45	0.49	-0.04	0.40
COFS	CHOICEONE FINANCIAL SERVICES INC	$30.94	123,000	38.20%	29.86	28.85	28.79	29.39	29.38	68.58	63.02	62.06	79.11	82.29	0.58	0.34	0.24	0.51
MCBS	METROCITY BANKSHARES INC	$32.66	150,000	19.05%	31.09	29.82	29.15	28.29	28.14	79.23	91.61	92.38	92.99	89.19	0.90	0.64	0.26	0.90
SBFG	SB FINANCIAL GROUP INC	$22.54	10,700	256.67%	22.02	21.31	21.03	21.53	20.81	63.86	80.70	83.16	68.58	77.58	0.45	0.31	0.14	0.33
BBT	BEACON FINANCIAL CORP	$32.33	475,000	12.29%	31.60	30.64	30.32	28.71	26.97	69.08	80.84	79.69	70.36	67.02	0.66	0.50	0.15	0.91
EBC	EASTERN BANKSHARES INC	$21.05	3,102,000	49.35%	20.64	19.97	20.11	19.75	18.37	68.02	84.52	85.26	84.26	80.59	0.36	0.22	0.13	0.92
RBB	RBB BANCORP	$22.87	62,000	25.00%	22.41	21.80	21.71	21.45	20.20	66.83	76.73	77.71	67.65	72.06	0.35	0.25	0.10	0.87
UNTY	UNITY BANCORP INC	$55.11	44,400	-19.27%	54.99	53.11	52.84	52.93	51.31	59.21	58.52	62.34	28.25	38.14	0.90	0.73	0.16	0.62
PLBC	PLUMAS BANCORP	$52.25	61,400	13.70%	51.15	49.93	50.55	48.24	45.44	66.37	63.80	65.43	94.68	88.67	0.63	0.31	0.32	0.49
CPF	CENTRAL PACIFIC FINANCIAL CORP	$34.85	264,000	98.50%	33.69	32.70	32.63	32.15	30.71	73.37	90.72	92.04	92.90	90.51	0.66	0.41	0.25	0.84
NPB	NORTHPOINTE BANCSHARES INC	$19.19	99,000	-3.88%	18.54	17.78	17.72	17.62	17.04	66.67	87.22	91.38	78.71	84.75	0.39	0.23	0.16	0.76
CUBI	CUSTOMERS BANCORP INC	$77.42	346,000	95.48%	74.60	71.59	70.66	72.73	69.29	70.65	89.10	91.43	97.30	97.16	1.91	1.17	0.74	1.57
DB	DEUTSCHE BANK AKTIENGESELLSCHAFT	$33.69	5,970,000	94.21%	32.38	30.80	32.69	35.36	34.98	61.04	89.52	93.03	89.97	93.58	0.40	-0.17	0.57	1.14
PCB	PCB BANCORP	$24.23	91,000	327.23%	23.95	23.16	22.77	22.52	21.92	67.46	80.41	84.47	70.96	76.28	0.53	0.41	0.11	0.71
TSBK	TIMBERLAND BANCORP INC	$41.56	25,000	-11.66%	41.64	40.49	39.39	37.82	35.35	59.27	49.92	50.87	14.79	17.45	0.75	0.76	-0.01	0.47
BPOP	POPULAR INC	$146.90	699,000	50.97%	144.58	138.77	138.38	131.43	125.01	66.84	84.88	84.93	74.23	74.62	3.25	2.39	0.86	0.99
FMAO	FARMERS & MERCHANTS BANCORP INC	$27.37	54,000	-28.95%	26.74	26.05	26.34	26.08	25.64	64.19	52.24	61.48	76.41	71.80	0.37	0.20	0.16	0.78
IFS	INTERCORP FINANCIAL SERVICES INC	$49.19	428,000	-11.02%	50.12	49.39	48.61	46.14	42.84	50.59	39.39	45.84	28.76	38.66	0.46	0.66	-0.20	0.55
MPB	MID PENN BANCORP INC	$34.32	263,000	141.28%	33.70	32.72	32.69	32.11	30.50	68.33	82.34	83.18	82.94	79.67	0.54	0.36	0.18	0.71
OSBC	OLD SECOND BANCORP INC	$21.93	498,000	-33.60%	21.40	20.65	20.29	20.14	19.05	74.19	88.98	92.52	95.71	95.53	0.50	0.37	0.13	0.80
FCAP	FIRST CAPITAL INC	$54.50	4,100	192.86%	52.89	51.16	51.11	53.30	47.51	61.62	79.88	79.10	67.24	68.25	0.94	0.53	0.41	0.20
CFBK	CF BANKSHARES INC	$29.74	144,000	1,271.43%	29.15	28.53	29.68	27.90	25.94	58.36	57.80	59.47	57.70	57.65	0.08	-0.07	0.15	0.29
CARE	CARTER BANKSHARES INC	$24.25	548,000	131.22%	24.17	23.03	21.83	20.83	19.65	72.16	77.30	84.19	16.72	43.47	0.91	0.85	0.06	0.78
RMBI	RICHMOND MUTUAL BANCORPORATION INC	$14.55	147,000	396.62%	13.99	13.74	13.82	13.91	13.95	66.24	81.36	83.60	73.62	76.82	0.16	0.06	0.10	0.32
PEBK	PEOPLES BANCORP OF NORTH CAROLINA INC	$42.16	55,000	86.44%	41.45	40.05	39.04	37.38	33.76	69.92	78.80	81.32	57.42	69.10	0.99	0.85	0.15	0.41
FSBW	FS BANCORP INC	$40.88	8,000	-4.76%	40.39	39.59	40.09	40.87	40.60	57.13	71.92	71.55	56.59	57.52	0.28	0.10	0.18	0.52
OBK	ORIGIN BANCORP INC	$45.80	221,000	-0.45%	44.42	42.71	42.59	40.88	38.47	71.90	86.69	88.47	83.23	82.23	1.04	0.68	0.36	0.82
INDB	INDEPENDENT BANK CORP	$77.95	970,000	134.87%	79.30	77.17	78.76	77.45	72.79	50.35	65.01	73.36	56.74	66.15	0.59	0.33	0.26	0.88
MFG	MIZUHO FINANCIAL GROUP INC	$8.82	5,936,000	90.62%	8.61	8.24	8.54	8.15	7.25	61.05	90.31	88.50	87.51	87.70	0.15	0.06	0.09	0.76
CNOB	CONNECTONE BANCORP INC	$28.69	369,000	60.43%	28.13	27.31	27.03	26.92	25.75	65.99	82.88	86.05	80.11	84.34	0.53	0.38	0.15	0.95
KRNY	KEARNY FINANCIAL CORP	$8.12	322,000	20.15%	7.98	7.71	7.72	7.65	7.06	64.89	74.49	74.00	57.49	58.52	0.14	0.09	0.04	0.81
SFNC	SIMMONS FIRST NATIONAL CORP	$21.52	2,971,000	139.98%	20.53	19.89	20.14	19.76	19.53	70.15	80.42	78.40	76.00	70.50	0.35	0.17	0.18	0.92
NBTB	NBT BANCORP INC	$45.65	228,000	36.53%	44.93	43.58	43.57	43.32	42.72	64.94	74.87	76.50	60.03	63.42	0.73	0.51	0.23	0.73
CIVB	CIVISTA BANCSHARES INC	$24.60	187,000	101.08%	23.86	23.21	23.34	23.26	22.17	67.77	80.83	82.16	75.43	75.34	0.34	0.20	0.14	0.66
FUNC	FIRST UNITED CORP	$37.62	9,500	-15.18%	37.94	37.31	36.93	37.74	36.60	53.59	49.43	53.89	19.76	28.40	0.34	0.32	0.03	0.51
CATY	CATHAY GENERAL BANCORP	$54.25	321,000	12.63%	53.11	51.23	50.95	50.53	49.09	69.35	83.22	86.56	70.91	76.42	1.14	0.80	0.34	1.00
PEBO	PEOPLES BANCORP INC	$34.36	292,000	70.76%	34.06	33.24	32.93	31.98	30.92	63.16	65.85	66.02	44.08	46.64	0.49	0.42	0.07	0.68
BY	BYLINE BANCORP INC	$33.72	210,000	162.50%	33.10	32.14	31.97	31.04	29.32	69.45	82.14	84.85	73.34	74.95	0.59	0.43	0.16	0.85
EFSI	EAGLE FINANCIAL SERVICES INC	$39.21	47,300	566.20%	38.11	36.18	36.04	37.58	36.63	72.47	90.82	91.55	88.74	92.99	1.10	0.68	0.41	0.09
FNB	FNB CORP	$17.94	13,785,000	24.60%	17.62	17.04	17.21	17.27	16.56	61.98	78.88	81.51	71.17	75.84	0.28	0.16	0.12	1.03
CZWI	CITIZENS COMMUNITY BANCORP INC	$20.55	24,000	28.34%	20.53	20.06	19.02	18.49	17.15	66.08	69.74	73.43	11.72	23.34	0.50	0.52	-0.02	0.38
GCBC	GREENE COUNTY BANCORP INC	$23.70	9,300	-3.13%	23.44	23.03	22.91	22.95	23.15	58.60	67.79	71.56	70.08	70.99	0.29	0.20	0.09	0.69
ZION	ZIONS BANCORPORATION NATIONAL ASSOCIATION	$62.73	1,571,000	77.31%	61.12	58.80	58.81	58.61	56.57	68.50	90.36	91.08	92.55	91.06	1.37	0.87	0.50	1.34
VABK	VIRGINIA NATIONAL BANKSHARES CORP	$41.72	7,800	32.20%	40.25	39.44	39.67	40.16	39.59	65.65	62.67	63.81	91.78	91.36	0.55	0.21	0.34	0.41
CBAN	COLONY BANKCORP INC	$21.25	497,000	165.78%	20.85	20.26	20.13	19.17	18.00	68.51	80.37	81.47	71.93	73.32	0.37	0.28	0.09	0.60
AGBK	AGI INC	$7.80	489,000	-18.09%	7.37	7.54	N/A	N/A	N/A	43.74	64.75	58.98	94.23	94.02	N/A	N/A	N/A	2.58
BSVN	BANK7 CORP	$43.76	15,800	37.39%	42.84	41.36	41.74	42.36	43.85	64.05	58.67	63.06	71.60	76.84	0.71	0.37	0.34	0.74
MCHB	MECHANICS BANCORP	$15.51	705,000	141.44%	15.11	14.83	14.86	14.79	14.06	61.77	65.43	59.87	55.65	45.59	0.15	0.10	0.05	1.04
PKBK	PARKE BANCORP INC	$30.43	194,000	95.96%	29.42	28.82	28.31	26.73	24.14	73.74	71.78	76.05	65.99	65.54	0.55	0.43	0.12	0.59
WSBC	WESBANCO INC	$36.36	1,061,000	112.20%	35.94	34.93	35.13	34.65	33.17	62.41	74.02	74.49	61.04	65.21	0.50	0.33	0.17	0.84
AMAL	AMALGAMATED FINANCIAL CORP	$43.50	160,000	32.23%	41.74	40.10	39.58	36.60	32.70	76.09	91.64	89.63	88.21	82.53	1.11	0.80	0.32	0.76
FCF	FIRST COMMONWEALTH FINANCIAL CORP	$18.81	606,000	32.60%	18.62	18.00	17.84	17.52	17.11	68.18	82.78	85.95	64.83	70.63	0.37	0.28	0.09	0.80
IBOC	INTERNATIONAL BANCSHARES CORP	$72.31	404,000	64.23%	70.87	69.19	69.40	69.34	69.04	65.41	76.92	81.72	64.09	73.03	0.96	0.56	0.40	0.87
CAC	CAMDEN NATIONAL CORP	$51.20	121,000	7.08%	50.40	48.66	48.00	46.33	42.86	65.01	77.57	83.44	52.68	64.84	1.09	0.88	0.21	0.71
CBNK	CAPITAL BANCORP INC	$32.64	61,000	-34.41%	31.57	30.53	30.37	29.77	30.73	72.87	92.55	94.87	92.29	91.48	0.68	0.44	0.23	0.67
HAFC	HANMI FINANCIAL CORP	$28.10	375,000	60.26%	27.64	26.90	26.62	27.33	26.18	65.25	73.91	74.90	65.98	67.95	0.44	0.32	0.13	0.94
WF	WOORI FINANCIAL GROUP INC	$74.32	125,000	34.41%	70.22	68.15	71.12	64.83	59.73	64.43	85.35	87.12	88.65	89.87	1.10	0.20	0.90	0.83
LYG	LLOYDS BANKING GROUP PLC	$5.68	17,714,000	-9.72%	5.51	5.26	5.41	5.38	4.93	63.25	88.90	87.69	94.38	93.29	0.10	0.03	0.06	0.98
FRST	PRIMIS FINANCIAL CORP	$14.04	239,000	35.03%	13.87	13.52	13.46	13.20	12.06	63.10	76.45	72.23	68.12	68.06	0.21	0.15	0.06	0.80
OBT	ORANGE COUNTY BANCORP INC	$36.14	59,000	34.09%	34.69	33.39	33.29	31.12	28.39	75.08	91.93	93.61	91.30	92.84	0.91	0.60	0.31	0.58
UMBF	UMB FINANCIAL CORP	$123.59	555,000	13.03%	119.75	115.75	118.69	118.98	116.44	68.74	86.73	86.13	92.98	92.49	1.66	0.55	1.11	1.05
CFFI	C & F FINANCIAL CORP	$76.87	6,100	-12.86%	76.10	74.53	74.72	73.30	70.70	56.90	86.16	76.63	73.53	73.27	1.09	0.62	0.47	0.50
OPBK	OP BANCORP	$14.26	66,000	140.00%	14.08	13.65	13.57	13.87	13.76	65.80	86.11	85.49	85.64	86.15	0.25	0.16	0.08	0.71
AX	AXOS FINANCIAL INC	$97.96	214,000	-2.73%	93.03	88.72	90.19	89.60	87.15	73.05	91.62	90.69	99.86	98.52	2.21	0.96	1.25	1.33
BWFG	BANKWELL FINANCIAL GROUP INC	$52.70	49,400	32.44%	52.06	50.04	48.71	48.14	45.06	65.78	81.81	84.10	47.78	58.76	1.32	1.11	0.21	0.72
CFFN	CAPITOL FEDERAL FINANCIAL INC	$7.71	1,068,000	12.30%	7.57	7.33	7.31	7.10	6.67	67.29	84.11	86.30	79.05	80.43	0.14	0.10	0.04	0.72
DCOM	DIME COMMUNITY BANCSHARES INC	$37.08	307,000	106.04%	35.77	34.54	33.92	32.46	30.64	71.57	86.19	87.10	81.91	80.33	0.94	0.70	0.24	1.02
INTR	INTER & CO INC	$8.42	2,699,000	8.48%	8.25	8.15	8.42	8.57	8.45	53.38	77.47	74.97	94.90	93.33	0.01	-0.06	0.07	0.98
AMTB	AMERANT BANCORP INC	$23.81	608,000	447.75%	23.76	22.75	22.21	21.25	20.28	66.66	80.18	82.28	62.45	68.14	0.65	0.55	0.09	0.93
FVCB	FVCBANKCORP INC	$15.55	186,000	44.19%	15.44	15.25	15.32	14.62	13.74	60.22	54.73	55.37	55.62	59.29	0.11	0.08	0.03	0.58
FBIZ	FIRST BUSINESS FINANCIAL SERVICES INC	$59.33	75,000	-34.78%	58.10	55.86	55.65	55.63	53.25	68.64	81.43	82.79	71.81	73.91	1.24	0.84	0.40	0.66
BSRR	SIERRA BANCORP	$37.20	88,000	114.63%	35.83	34.67	35.18	34.40	31.97	68.92	79.68	80.28	75.82	73.39	0.58	0.28	0.29	0.75

Bank Stocks FAQ

What are the best bank stocks to buy right now in Apr 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Banco Santander Sa (NYSE:BSBR)

Banco Santander Sa (NYSE:BSBR) is the #1 top bank stock out of 314 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Banco Santander Sa (NYSE:BSBR) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Banco Santander Sa (NYSE:BSBR) has a Due Diligence Score of 6, which is -33 points lower than the bank industry average of 39. Although this number is below the industry average, our proven quant model rates BSBR as a "A".

BSBR passed 2 out of 38 due diligence checks and has weak fundamentals. Banco Santander Sa has seen its stock return 35.32% over the past year, overperforming other bank stocks by 3 percentage points.

2. Franklin Financial Services (NASDAQ:FRAF)

Franklin Financial Services (NASDAQ:FRAF) is the #2 top bank stock out of 314 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Franklin Financial Services (NASDAQ:FRAF) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

Franklin Financial Services (NASDAQ:FRAF) has a Due Diligence Score of 44, which is 5 points higher than the bank industry average of 39.

FRAF passed 15 out of 38 due diligence checks and has strong fundamentals. Franklin Financial Services has seen its stock return 56.76% over the past year, overperforming other bank stocks by 25 percentage points.

3. Waterstone Financial (NASDAQ:WSBF)

Waterstone Financial (NASDAQ:WSBF) is the #3 top bank stock out of 314 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Waterstone Financial (NASDAQ:WSBF) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Waterstone Financial (NASDAQ:WSBF) has a Due Diligence Score of 38, which is -1 points lower than the bank industry average of 39. Although this number is below the industry average, our proven quant model rates WSBF as a "B".

WSBF passed 13 out of 38 due diligence checks and has average fundamentals. Waterstone Financial has seen its stock return 52.22% over the past year, overperforming other bank stocks by 20 percentage points.

What are the bank stocks with highest dividends?

Out of 262 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Affinity Bancshares (NASDAQ:AFBI)

Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.67%.

Affinity Bancshares's dividend payout ratio of 0% indicates that its dividend yield might not be sustainable for the long-term.

2. Blue Ridge Bankshares (NYSEMKT:BRBS)

Blue Ridge Bankshares (NYSEMKT:BRBS) has an annual dividend yield of 16.81%, which is 14 percentage points higher than the bank industry average of 2.67%. Blue Ridge Bankshares's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Blue Ridge Bankshares's dividend has shown consistent growth over the last 10 years.

Blue Ridge Bankshares's dividend payout ratio of 208.3% indicates that its high dividend yield might not be sustainable for the long-term.

3. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 7.54%, which is 5 percentage points higher than the bank industry average of 2.67%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 353.1% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks up?

Bank stocks were up 2.07% in the last day, and up 1.47% over the last week. Wafd was the among the top gainers in the banks - regional industry, gaining 8.4% yesterday.

WaFd shares are trading higher after the company reported better-than-expected Q2 financial results.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)

Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 57, which is 7 points higher than the bank industry average of 50. It passed 4 out of 7 valuation due diligence checks.

Newtekone's stock has gained 28.05% in the past year. It has underperformed other stocks in the bank industry by -4 percentage points.

2. Op Bancorp (NASDAQ:OPBK)

Op Bancorp (NASDAQ:OPBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 21 points higher than the bank industry average of 50. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 22.72% in the past year. It has underperformed other stocks in the bank industry by -9 percentage points.

3. Northeast Community Bancorp (NASDAQ:NECB)

Northeast Community Bancorp (NASDAQ:NECB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 43, which is -7 points higher than the bank industry average of 50. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NECB a Valuation Rating of "A".

Northeast Community Bancorp's stock has gained 14.71% in the past year. It has underperformed other stocks in the bank industry by -17 percentage points.

Are bank stocks a good buy now?

35.78% of bank stocks rated by analysts are a strong buy right now. On average, analysts expect bank stocks to rise by 7.81% over the next year.

0.37% of bank stocks have a Zen Rating of A (Strong Buy), 6.59% of bank stocks are rated B (Buy), 78.39% are rated C (Hold), 12.82% are rated D (Sell), and 1.83% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 15.24x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Franklin Financial Services (NASDAQ:FRAF)

3. Waterstone Financial (NASDAQ:WSBF)

1. Affinity Bancshares (NASDAQ:AFBI)

2. Blue Ridge Bankshares (NYSEMKT:BRBS)

3. Tfs Financial (NASDAQ:TFSL)

1. Newtekone (NASDAQ:NEWT)

2. Op Bancorp (NASDAQ:OPBK)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Franklin Financial Services (NASDAQ:FRAF)

3. Waterstone Financial (NASDAQ:WSBF)

1. Affinity Bancshares (NASDAQ:AFBI)

2. Blue Ridge Bankshares (NYSEMKT:BRBS)

3. Tfs Financial (NASDAQ:TFSL)

1. Newtekone (NASDAQ:NEWT)

2. Op Bancorp (NASDAQ:OPBK)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.