NASDAQ: SFNCSimmons First National Corp Stock
$22.75-0.02 (-0.09%)
Updated Jul 7, 2026
SFNC Price
$22.75
Fair Value Price
$8.12
Market Cap
$3.30B
52 Week Low
$17.00
52 Week High
$23.40
P/E
-9.36x
P/B
0.96x
P/S
34.63x
PEG
N/A
Dividend Yield
3.76%
Revenue
$81.37M
Earnings
-$361.40M
Gross Margin
100%
Operating Margin
-589.62%
Profit Margin
-444.1%
Debt to Equity
6.18
Operating Cash Flow
$457M
Beta
0.89
Next Earnings
Jul 16, 2026
Ex-Dividend
N/A
Next Dividend
N/A
SFNC Overview
Simmons First National Corporation serves as the parent organization for Simmons Bank, delivering a broad spectrum of banking and financial solutions to both individual and business clients. Its offerings include various deposit accounts such as checking, savings, and time deposits. The bank also provides a diverse array of lending options, including consumer, real estate, and commercial loans, alongside specialized financing for agriculture, equipment, and small businesses via SBA initiatives. Beyond core banking, it furnishes trust and fiduciary services, credit cards, investment management, insurance products, and securities and investment services. Customers can also access modern conveniences like ATM services, online and mobile banking platforms, overdraft facilities, and safe deposit boxes. Established in 1903 and headquartered in Pine Bluff, Arkansas, the company operated a network of 199 branches across Arkansas, Missouri, Tennessee, Texas, Oklahoma, and Kansas as of January 27, 2022.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine SFNC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
SFNC
Ranked#60 of 287
Ranked#60 of 287
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $91.65 | B | |
| $29.19 | B | |
| $58.26 | B |
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SFNC News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how SFNC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
SFNC ($22.75) is overvalued by 180.02% relative to our estimate of its Fair Value price of $8.12 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
SFNC ($22.75) is not significantly undervalued (180.02%) relative to our estimate of its Fair Value price of $8.12 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
SFNC is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more SFNC due diligence checks available for Premium users.
Valuation
SFNC fair value
Fair Value of SFNC stock based on Discounted Cash Flow (DCF)
Price
$22.75
Fair Value
$8.12
Overvalued by
180.02%
SFNC ($22.75) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
SFNC ($22.75) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
SFNC is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
SFNC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-9.36x
Industry
13.9x
Market
8.58x
SFNC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.96x
Industry
1.34x
SFNC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
SFNC's financial health
Profit margin
Revenue
$226.7M
Net Income
$68.5M
Profit Margin
30.2%
SFNC's Earnings (EBIT) of -$479.78M... subscribe to Premium to read more.
Interest Coverage Financials
SFNC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$24.7B
Liabilities
$21.3B
Debt to equity
6.18
SFNC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
SFNC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$40.3M
Investing
-$321.9M
Financing
$118.2M
SFNC's operating cash flow ($457.02M)... subscribe to Premium to read more.
Debt Coverage Financials
SFNC vs Bank Stocks
Simmons First National Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.