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NASDAQ: FFBC
First Financial Bancorp Stock

$22.60+0.65 (+2.96%)
Updated Apr 23, 2024
FFBC Price
$22.60
Fair Value Price
N/A
Market Cap
$2.15B
52 Week Low
$17.23
52 Week High
$24.99
P/E
8.31x
P/B
0.95x
P/S
2.8x
PEG
1.66x
Dividend Yield
4.07%
Revenue
$797.09M
Earnings
$255.86M
Gross Margin
95.9%
Operating Margin
39.97%
Profit Margin
32.1%
Debt to Equity
6.73
Operating Cash Flow
$487M
Beta
1.15
Next Earnings
Apr 26, 2024
Ex-Dividend
N/A
Next Dividend
N/A

FFBC Overview

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services. As of December 31, 2021, the company operated 139 full service banking centers, 29 of which are leased facilities. It operates 62 banking centers in Ohio, three banking centers in Illinois, 62 banking centers in Indiana, and 12 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Zen Score

Industry Average (33)
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Due Diligence Checks

FFBC ($22.60) is trading above its intrinsic value of $19.71, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FFBC is good value based on its earnings relative to its share price (8.31x), compared to the US market average (41.92x)
P/E vs Market Valuation
FFBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more FFBC due diligence checks available for Premium users.

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FFBC News

Valuation

FFBC fair value

Fair Value of FFBC stock based on Discounted Cash Flow (DCF)
Price
$22.60
Fair Value
$52.01
Undervalued by
56.55%
FFBC ($22.60) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FFBC price to earnings (PE)

For valuing profitable companies with steady earnings
Company
8.31x
Industry
-10.89x
Market
41.92x
FFBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FFBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FFBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.95x
Industry
0.99x
FFBC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FFBC price to earnings growth (PEG)

For valuing profitable companies with growth potential
FFBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FFBC's financial health

Profit margin

Revenue
$190.5M
Net Income
$56.7M
Profit Margin
29.8%
FFBC's Earnings (EBIT) of $318.60M... subscribe to Premium to read more.
Interest Coverage Financials
FFBC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$17.5B
Liabilities
$15.3B
Debt to equity
6.73
FFBC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FFBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$116.2M
Investing
-$513.7M
Financing
$390.2M
FFBC's operating cash flow ($486.97M)... subscribe to Premium to read more.
Debt Coverage Financials

FFBC vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FFBC$2.15B+2.96%8.31x0.95x
PPBI$2.17B+2.12%72.90x0.75x
PRK$2.18B+1.06%17.26x1.90x
BANC$2.19B-1.76%-0.61x0.65x
INTR$2.10B+0.38%34.64x1.40x

First Financial Bancorp Stock FAQ

What is First Financial Bancorp's quote symbol?

(NASDAQ: FFBC) First Financial Bancorp trades on the NASDAQ under the ticker symbol FFBC. First Financial Bancorp stock quotes can also be displayed as NASDAQ: FFBC.

If you're new to stock investing, here's how to buy First Financial Bancorp stock.

What is the 52 week high and low for First Financial Bancorp (NASDAQ: FFBC)?

(NASDAQ: FFBC) First Financial Bancorp's 52-week high was $24.99, and its 52-week low was $17.23. It is currently -9.56% from its 52-week high and 31.17% from its 52-week low.

How much is First Financial Bancorp stock worth today?

(NASDAQ: FFBC) First Financial Bancorp currently has 95,074,325 outstanding shares. With First Financial Bancorp stock trading at $22.60 per share, the total value of First Financial Bancorp stock (market capitalization) is $2.15B.

First Financial Bancorp stock was originally listed at a price of $24.13 in Dec 31, 1997. If you had invested in First Financial Bancorp stock at $24.13, your return over the last 26 years would have been -6.32%, for an annualized return of -0.25% (not including any dividends or dividend reinvestments).

How much is First Financial Bancorp's stock price per share?

(NASDAQ: FFBC) First Financial Bancorp stock price per share is $22.60 today (as of Apr 23, 2024).

What is First Financial Bancorp's Market Cap?

(NASDAQ: FFBC) First Financial Bancorp's market cap is $2.15B, as of Apr 24, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Financial Bancorp's market cap is calculated by multiplying FFBC's current stock price of $22.60 by FFBC's total outstanding shares of 95,074,325.
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