NASDAQ: FFBC
First Financial Bancorp Stock

$34.00+0.39 (+1.16%)
Updated Aug 11, 2026
FFBC Price
$34.00
Fair Value Price
$65.46
Market Cap
$3.57B
52 Week Low
$23.06
52 Week High
$36.24
P/E
11.89x
P/B
1.19x
P/S
3.62x
PEG
1.1x
Dividend Yield
2.94%
Revenue
$972.56M
Earnings
$285.22M
Gross Margin
94.2%
Operating Margin
36.79%
Profit Margin
29.3%
Debt to Equity
6.51
Operating Cash Flow
$792M
Beta
0.88
Next Earnings
N/A
Ex-Dividend
Sep 1, 2026
Next Dividend
Sep 15, 2026

FFBC Overview

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FFBC's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
FFBC
Ranked
#152 of 287

Top Ranked Stocks in Industry

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FFBC News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FFBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FFBC ($34.00) is undervalued by 48.06% relative to our estimate of its Fair Value price of $65.46 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FFBC ($34.00) is significantly undervalued by 48.06% relative to our estimate of its Fair Value price of $65.46 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FFBC ($34.00) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FFBC due diligence checks available for Premium users.

Valuation

FFBC fair value

Fair Value of FFBC stock based on Discounted Cash Flow (DCF)

Price
$34.00
Fair Value
$65.46
Undervalued by
48.06%
FFBC ($34.00) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FFBC ($34.00) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FFBC ($34.00) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FFBC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
11.89x
Industry
14.62x
Market
12.31x
FFBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FFBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FFBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.19x
Industry
1.34x
FFBC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FFBC price to earnings growth (PEG)

For valuing profitable companies with growth potential

FFBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FFBC's financial health

Profit margin

Revenue
$256.0M
Net Income
$76.5M
Profit Margin
29.9%
FFBC's Earnings (EBIT) of $357.81M... subscribe to Premium to read more.
Interest Coverage Financials
FFBC's profit margin (29.3%) has... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$22.4B
Liabilities
$19.5B
Debt to equity
6.51
FFBC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FFBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$31.4M
Investing
$375.5M
Financing
-$371.2M
FFBC's operating cash flow ($792.28M)... subscribe to Premium to read more.
Debt Coverage Financials

FFBC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FFBCC$3.57B+1.16%11.89x1.19x
FIBKD$3.62B+1.71%11.70x1.09x
PRKC$3.67B+1.22%18.11x2.13x
SFNCC$3.42B+0.72%-9.88x0.98x
SBCFC$3.42B+1.58%22.67x1.25x

First Financial Bancorp Stock FAQ

What is First Financial Bancorp's quote symbol?

(NASDAQ: FFBC) First Financial Bancorp trades on the NASDAQ under the ticker symbol FFBC. First Financial Bancorp stock quotes can also be displayed as NASDAQ: FFBC.

If you're new to stock investing, here's how to buy First Financial Bancorp stock.

What is the 52 week high and low for First Financial Bancorp (NASDAQ: FFBC)?

(NASDAQ: FFBC) First Financial Bancorp's 52-week high was $36.24, and its 52-week low was $23.06. It is currently -6.18% from its 52-week high and 47.44% from its 52-week low.

How much is First Financial Bancorp stock worth today?

(NASDAQ: FFBC) First Financial Bancorp currently has 104,968,940 outstanding shares. With First Financial Bancorp stock trading at $34.00 per share, the total value of First Financial Bancorp stock (market capitalization) is $3.57B.

First Financial Bancorp stock was originally listed at a price of $24.13 in Dec 31, 1997. If you had invested in First Financial Bancorp stock at $24.13, your return over the last 28 years would have been 40.93%, for an annualized return of 1.23% (not including any dividends or dividend reinvestments).

How much is First Financial Bancorp's stock price per share?

(NASDAQ: FFBC) First Financial Bancorp stock price per share is $34.00 today (as of Aug 11, 2026).

What is First Financial Bancorp's Market Cap?

(NASDAQ: FFBC) First Financial Bancorp's market cap is $3.57B, as of Aug 12, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Financial Bancorp's market cap is calculated by multiplying FFBC's current stock price of $34.00 by FFBC's total outstanding shares of 104,968,940.
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