NYSE: PFSProvident Financial Services Inc Stock
$17.15+0.49 (+2.94%)
Updated Mar 14, 2025
PFS Price
$17.15
Fair Value Price
N/A
Market Cap
$2.24B
52 Week Low
$13.07
52 Week High
$22.24
P/E
16.33x
P/B
0.86x
P/S
3.41x
PEG
0.19x
Dividend Yield
4.2%
Revenue
$607.16M
Earnings
$115.53M
Gross Margin
100%
Operating Margin
24.64%
Profit Margin
19%
Debt to Equity
8.25
Operating Cash Flow
$426M
Beta
1.01
Next Earnings
Apr 16, 2025
Ex-Dividend
N/A
Next Dividend
N/A
PFS Overview
Provident Financial Services, Inc. the holding company for Provident Bank , offers banking products and services to individuals and businesses (deposit products, commercial real estate loans, and other type of loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, online banking, and business credit cards. Provident Financial Services was founded in 1839 and is headquartered in Jersey City, NJ.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine PFS's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
PFS
Ranked#50 of 289
Ranked#50 of 289
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $33.04 | B | |
| $13.90 | B | |
| $30.13 | B |
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PFS News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PFS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
PFS ($17.15) is trading below its intrinsic value of $36.51, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PFS is good value based on its earnings relative to its share price (16.33x), compared to the US market average (3,446.57x)
P/E vs Market Valuation
PFS is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more PFS due diligence checks available for Premium users.
Valuation
PFS price to earnings (PE)
For valuing profitable companies with steady earnings
Company
16.33x
Industry
12.68x
Market
3,446.57x
PFS is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PFS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
PFS price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.86x
Industry
1.1x
PFS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PFS price to earnings growth (PEG)
For valuing profitable companies with growth potential
PFS is good value based... subscribe to Premium to read more.
PEG Value Valuation
PFS's financial health
Profit margin
Revenue
$197.0M
Net Income
$48.5M
Profit Margin
24.6%
PFS's Earnings (EBIT) of $149.62M... subscribe to Premium to read more.
Interest Coverage Financials
PFS's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$24.1B
Liabilities
$21.5B
Debt to equity
8.25
PFS's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PFS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$239.3M
Investing
-$292.8M
Financing
$15.4M
PFS's operating cash flow ($426.38M)... subscribe to Premium to read more.
Debt Coverage Financials
PFS vs Bank Stocks
Provident Financial Services Stock FAQ
Company
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