NASDAQ: CVBF
Cvb Financial Corp Stock

$18.94-0.03 (-0.16%)
Updated May 23, 2025
CVBF Price
$18.94
Fair Value Price
$34.91
Market Cap
$2.61B
52 Week Low
$15.75
52 Week High
$24.58
P/E
12.88x
P/B
1.17x
P/S
5.08x
PEG
N/A
Dividend Yield
3.17%
Revenue
$506.92M
Earnings
$203.22M
Gross Margin
100%
Operating Margin
54.04%
Profit Margin
40.1%
Debt to Equity
5.85
Operating Cash Flow
$214M
Beta
0.8
Next Earnings
Jul 22, 2025
Ex-Dividend
N/A
Next Dividend
N/A

CVBF Overview

CVB Financial Corp. operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. It offers checking, savings, money market, and time certificates of deposit products for business and personal accounts; and serves as a federal tax depository for business customers. The company also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; and consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans and lines of credit. In addition, it offers various specialized services, such as treasury management systems for monitoring cash flow, merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access. Further, the company provides trust services through its CitizensTrust Division, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. As of December 31, 2021, it operated 58 banking centers located in the Inland Empire, Los Angeles County, Orange County, San Diego County, Ventura County, Santa Barbara County, and the Central Valley area of California; and three trust offices located in Ontario, Newport Beach, and Pasadena, as well as two loan production offices in California's Central Valley and the Sacramento area. The company was founded in 1974 and is headquartered in Ontario, California.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CVBF's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More

Zen Rating Component Grades

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Industry: Bank

Industry Rating
D
CVBF
Ranked
#254 of 299

Top Ranked Stocks in Industry

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CVBF News

Overview

Due Diligence Score

Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CVBF scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CVBF ($18.94) is undervalued by 45.75% relative to our estimate of its Fair Value price of $34.91 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CVBF ($18.94) is significantly undervalued by 45.75% relative to our estimate of its Fair Value price of $34.91 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
CVBF is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CVBF due diligence checks available for Premium users.

Valuation

CVBF fair value

Fair Value of CVBF stock based on Discounted Cash Flow (DCF)

Price
$18.94
Fair Value
$34.91
Undervalued by
45.75%
CVBF ($18.94) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CVBF ($18.94) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CVBF is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CVBF price to earnings (PE)

For valuing profitable companies with steady earnings

Company
12.88x
Industry
11.99x
Market
21.18x
CVBF is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CVBF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CVBF price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.17x
Industry
1.15x
CVBF is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CVBF's financial health

Profit margin

Revenue
$128.7M
Net Income
$51.1M
Profit Margin
39.7%
CVBF's Earnings (EBIT) of $273.96M... subscribe to Premium to read more.
Interest Coverage Financials
CVBF's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$15.3B
Liabilities
$13.0B
Debt to equity
5.85
CVBF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CVBF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$41.9M
Investing
$273.1M
Financing
$9.4M
CVBF's operating cash flow ($214.17M)... subscribe to Premium to read more.
Debt Coverage Financials

CVBF vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CVBFD$2.61B-0.16%12.88x1.17x
BKUD$2.60B+0.32%10.69x0.90x
PRKD$2.63B-0.27%16.53x2.05x
INDBD$2.59B-0.65%13.69x0.85x
BOHD$2.66B-1.06%18.63x1.56x

Cvb Financial Stock FAQ

What is Cvb Financial's quote symbol?

(NASDAQ: CVBF) Cvb Financial trades on the NASDAQ under the ticker symbol CVBF. Cvb Financial stock quotes can also be displayed as NASDAQ: CVBF.

If you're new to stock investing, here's how to buy Cvb Financial stock.

What is the 52 week high and low for Cvb Financial (NASDAQ: CVBF)?

(NASDAQ: CVBF) Cvb Financial's 52-week high was $24.58, and its 52-week low was $15.75. It is currently -22.93% from its 52-week high and 20.25% from its 52-week low.

How much is Cvb Financial stock worth today?

(NASDAQ: CVBF) Cvb Financial currently has 137,804,604 outstanding shares. With Cvb Financial stock trading at $18.94 per share, the total value of Cvb Financial stock (market capitalization) is $2.61B.

Cvb Financial stock was originally listed at a price of $8.11 in Dec 31, 1997. If you had invested in Cvb Financial stock at $8.11, your return over the last 27 years would have been 133.51%, for an annualized return of 3.19% (not including any dividends or dividend reinvestments).

How much is Cvb Financial's stock price per share?

(NASDAQ: CVBF) Cvb Financial stock price per share is $18.94 today (as of May 23, 2025).

What is Cvb Financial's Market Cap?

(NASDAQ: CVBF) Cvb Financial's market cap is $2.61B, as of May 25, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Cvb Financial's market cap is calculated by multiplying CVBF's current stock price of $18.94 by CVBF's total outstanding shares of 137,804,604.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.