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NASDAQ: PFIS
Peoples Financial Services Corp Stock

$45.05+2.40 (+5.63%)
Updated Jul 11, 2024
PFIS Price
$45.05
Fair Value Price
N/A
Market Cap
$317.93M
52 Week Low
$36.26
52 Week High
$49.99
P/E
13.73x
P/B
0.94x
P/S
3.14x
PEG
N/A
Dividend Yield
3.64%
Revenue
$96.81M
Earnings
$23.27M
Gross Margin
100%
Operating Margin
28.38%
Profit Margin
24%
Debt to Equity
9.79
Operating Cash Flow
$32M
Beta
1.07
Next Earnings
Jul 23, 2024
Ex-Dividend
N/A
Next Dividend
N/A

PFIS Overview

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania; Middlesex County of New Jersey; and Broome County of New York. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania.

Zen Score

Industry Average (31)
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Due Diligence Checks

PFIS is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PFIS is good value based on its earnings relative to its share price (13.73x), compared to the US market average (31.84x)
P/E vs Market Valuation
PFIS is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more PFIS due diligence checks available for Premium users.

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PFIS News

Valuation

PFIS price to earnings (PE)

For valuing profitable companies with steady earnings
Company
13.73x
Industry
13.43x
Market
31.84x
PFIS is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PFIS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

PFIS price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.94x
Industry
1.09x
PFIS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PFIS's financial health

Profit margin

Revenue
$22.0M
Net Income
$3.5M
Profit Margin
15.7%
PFIS's Earnings (EBIT) of $27.48M... subscribe to Premium to read more.
Interest Coverage Financials
PFIS's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.7B
Liabilities
$3.3B
Debt to equity
9.79
PFIS's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PFIS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$3.2M
Investing
-$5.3M
Financing
-$75.3M
PFIS's operating cash flow ($31.93M)... subscribe to Premium to read more.
Debt Coverage Financials

PFIS vs Bank Stocks

TickerMarket Cap1d %P/EP/B
PFIS$317.93M+5.63%13.73x0.94x
FISI$318.21M+6.68%8.17x0.71x
ACNB$319.21M+8.10%10.80x1.14x
EBTC$316.05M+7.22%8.78x0.95x
WTBA$314.59M+8.46%14.17x1.41x

Peoples Financial Services Stock FAQ

What is Peoples Financial Services's quote symbol?

(NASDAQ: PFIS) Peoples Financial Services trades on the NASDAQ under the ticker symbol PFIS. Peoples Financial Services stock quotes can also be displayed as NASDAQ: PFIS.

If you're new to stock investing, here's how to buy Peoples Financial Services stock.

What is the 52 week high and low for Peoples Financial Services (NASDAQ: PFIS)?

(NASDAQ: PFIS) Peoples Financial Services's 52-week high was $49.99, and its 52-week low was $36.26. It is currently -9.88% from its 52-week high and 24.24% from its 52-week low.

How much is Peoples Financial Services stock worth today?

(NASDAQ: PFIS) Peoples Financial Services currently has 7,057,258 outstanding shares. With Peoples Financial Services stock trading at $45.05 per share, the total value of Peoples Financial Services stock (market capitalization) is $317.93M.

Peoples Financial Services stock was originally listed at a price of $18.33 in Jun 5, 2002. If you had invested in Peoples Financial Services stock at $18.33, your return over the last 22 years would have been 145.73%, for an annualized return of 4.17% (not including any dividends or dividend reinvestments).

How much is Peoples Financial Services's stock price per share?

(NASDAQ: PFIS) Peoples Financial Services stock price per share is $45.05 today (as of Jul 11, 2024).

What is Peoples Financial Services's Market Cap?

(NASDAQ: PFIS) Peoples Financial Services's market cap is $317.93M, as of Jul 12, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Peoples Financial Services's market cap is calculated by multiplying PFIS's current stock price of $45.05 by PFIS's total outstanding shares of 7,057,258.
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