WallStreetZenWallStreetZen

NASDAQ: FFIC
Flushing Financial Corp Stock

$20.19-0.08 (-0.39%)
Updated Feb 6, 2023
FFIC Price
$20.19
Fair Value Price
$22.80
Market Cap
$601.77M
52 Week Low
$18.25
52 Week High
$24.35
P/E
7.42x
P/B
0.9x
P/S
2.2x
PEG
N/A
Dividend Yield
4.36%
Revenue
$263.62M
Earnings
$84.78M
Gross Margin
100%
Operating Margin
43.57%
Profit Margin
32.2%
Debt to Equity
11.76
Operating Cash Flow
$94M
Beta
0.86
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

FFIC Overview

Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, demand accounts, NOW accounts, and certificates of deposit. The company also provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. In addition, it offers banking services to public municipalities comprising counties, cities, towns, villages, school districts, libraries, fire districts, and various courts. As of December 31, 2021, the company operated 24 full-service offices located in the New York City boroughs of Queens, Brooklyn, and Manhattan; and in Nassau and Suffolk County, New York, as well as an Internet branch. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.

Zen Score

Industry Average (36)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how FFIC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FFIC ($20.19) is undervalued by 11.43% relative to our estimate of its Fair Value price of $22.80 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FFIC ($20.19) is not significantly undervalued (11.43%) relative to our estimate of its Fair Value price of $22.80 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
FFIC is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FFIC due diligence checks available for Premium users.

Be the first to know about important FFIC news, forecast changes, insider trades & much more!

FFIC News

Valuation

FFIC fair value

Fair Value of FFIC stock based on Discounted Cash Flow (DCF)
Price
$20.19
Fair Value
$22.80
Undervalued by
11.43%
FFIC ($20.19) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FFIC ($20.19) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FFIC is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FFIC price to earnings (PE)

For valuing profitable companies with steady earnings
Company
7.42x
Industry
19.08x
Market
14.99x
FFIC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FFIC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FFIC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.9x
Industry
1.19x
FFIC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FFIC's financial health

Profit margin

Revenue
$68.1M
Net Income
$23.4M
Profit Margin
34.4%
FFIC's Earnings (EBIT) of $114.86M... subscribe to Premium to read more.
Interest Coverage Financials
FFIC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$8.6B
Liabilities
$7.9B
Debt to equity
11.76
FFIC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FFIC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$20.1M
Investing
-$189.4M
Financing
$197.0M
FFIC's operating cash flow ($93.68M)... subscribe to Premium to read more.
Debt Coverage Financials

FFIC vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FFIC$601.77M-0.39%7.42x0.90x
LBC$603.19M-2.07%6.75x0.89x
SI$607.21M+1.86%4.96x0.46x
CAC$608.25M-0.07%9.85x1.41x
CCB$611.68M-1.85%17.29x2.67x

Flushing Financial Stock FAQ

What is Flushing Financial's quote symbol?

NASDAQ: FFIC) Flushing Financial trades on the NASDAQ under the ticker symbol FFIC. Flushing Financial stock quotes can also be displayed as NASDAQ: FFIC.

If you're new to stock investing, here's how to buy Flushing Financial stock.

What is the 52 week high and low for Flushing Financial (NASDAQ: FFIC)?

(NASDAQ: FFIC) Flushing Financial's 52-week high was $24.35, and its 52-week low was $18.25. It is currently -17.08% from its 52-week high and 10.63% from its 52-week low.

How much is Flushing Financial stock worth today?

(NASDAQ: FFIC) Flushing Financial currently has 29,805,453 outstanding shares. With Flushing Financial stock trading at $20.19 per share, the total value of Flushing Financial stock (market capitalization) is $601.77M.

Flushing Financial stock was originally listed at a price of $7.08 in Dec 31, 1997. If you had invested in Flushing Financial stock at $7.08, your return over the last 25 years would have been 185.33%, for an annualized return of 4.28% (not including any dividends or dividend reinvestments).

How much is Flushing Financial's stock price per share?

(NASDAQ: FFIC) Flushing Financial stock price per share is $20.19 today (as of Feb 6, 2023).

What is Flushing Financial's Market Cap?

(NASDAQ: FFIC) Flushing Financial's market cap is $601.77M, as of Feb 7, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Flushing Financial's market cap is calculated by multiplying FFIC's current stock price of $20.19 by FFIC's total outstanding shares of 29,805,453.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.