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NASDAQ: UNTY
Unity Bancorp Inc Stock

Overview
ForecastEarningsDividendOwnership
$27.74+0.11 (+0.4%)
Updated Apr 24, 2024
UNTY Price
$27.74
Fair Value Price
N/A
Market Cap
$281.31M
52 Week Low
$20.01
52 Week High
$30.70
P/E
7.13x
P/B
1.08x
P/S
3.02x
PEG
0.71x
Dividend Yield
1.77%
Revenue
$99.97M
Earnings
$39.71M
Gross Margin
100%
Operating Margin
53.01%
Profit Margin
39.7%
Debt to Equity
8.86
Operating Cash Flow
$47M
Beta
1.06
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

UNTY Overview

Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts, as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. the company offered its services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey.

Zen Score

–
Industry Average (33)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how UNTY scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

UNTY ($27.74) is trading below its intrinsic value of $35.03, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
UNTY is good value based on its earnings relative to its share price (7.13x), compared to the US market average (41.27x)
P/E vs Market Valuation
UNTY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more UNTY due diligence checks available for Premium users.

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UNTY News

Valuation

UNTY fair value

Fair Value of UNTY stock based on Discounted Cash Flow (DCF)
Price
$27.74
Fair Value
$31.65
Undervalued by
12.34%
UNTY ($27.74) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

UNTY price to earnings (PE)

For valuing profitable companies with steady earnings
Company
7.13x
Industry
-10.44x
Market
41.27x
UNTY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UNTY is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

UNTY price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.08x
Industry
0.99x
UNTY is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

UNTY price to earnings growth (PEG)

For valuing profitable companies with growth potential
UNTY is good value based... subscribe to Premium to read more.
PEG Value Valuation

UNTY's financial health

Profit margin

Revenue
$24.9M
Net Income
$9.8M
Profit Margin
39.3%
UNTY's Earnings (EBIT) of $53.00M... subscribe to Premium to read more.
Interest Coverage Financials
UNTY's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.6B
Liabilities
$2.3B
Debt to equity
8.86
UNTY's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
UNTY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$24.9M
Investing
$3.8M
Financing
$4.6M
UNTY's operating cash flow ($46.91M)... subscribe to Premium to read more.
Debt Coverage Financials

UNTY vs Bank Stocks

TickerMarket Cap1d %P/EP/B
UNTY$281.31M+0.40%7.13x1.08x
WTBA$281.65M+0.06%11.69x1.25x
ORRF$280.90M+1.35%7.61x1.06x
FBIZ$287.41M+0.79%7.99x0.99x
INBK$287.98M+1.16%35.02x0.79x
View Top Bank Stocks

Unity Bancorp Stock FAQ

What is Unity Bancorp's quote symbol?

(NASDAQ: UNTY) Unity Bancorp trades on the NASDAQ under the ticker symbol UNTY. Unity Bancorp stock quotes can also be displayed as NASDAQ: UNTY.

If you're new to stock investing, here's how to buy Unity Bancorp stock.

What is the 52 week high and low for Unity Bancorp (NASDAQ: UNTY)?

(NASDAQ: UNTY) Unity Bancorp's 52-week high was $30.70, and its 52-week low was $20.01. It is currently -9.64% from its 52-week high and 38.63% from its 52-week low.

How much is Unity Bancorp stock worth today?

(NASDAQ: UNTY) Unity Bancorp currently has 10,141,047 outstanding shares. With Unity Bancorp stock trading at $27.74 per share, the total value of Unity Bancorp stock (market capitalization) is $281.31M.

Unity Bancorp stock was originally listed at a price of $8.24 in Dec 31, 1997. If you had invested in Unity Bancorp stock at $8.24, your return over the last 26 years would have been 236.85%, for an annualized return of 4.78% (not including any dividends or dividend reinvestments).

How much is Unity Bancorp's stock price per share?

(NASDAQ: UNTY) Unity Bancorp stock price per share is $27.74 today (as of Apr 24, 2024).

What is Unity Bancorp's Market Cap?

(NASDAQ: UNTY) Unity Bancorp's market cap is $281.31M, as of Apr 25, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Unity Bancorp's market cap is calculated by multiplying UNTY's current stock price of $27.74 by UNTY's total outstanding shares of 10,141,047.
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