NASDAQ: UNTYUnity Bancorp Inc Stock
$41.40-0.70 (-1.66%)
Updated Apr 30, 2025
UNTY Price
$41.40
Fair Value Price
N/A
Market Cap
$416.38M
52 Week Low
$25.60
52 Week High
$51.22
P/E
10.02x
P/B
1.41x
P/S
4.24x
PEG
0.72x
Dividend Yield
1.28%
Revenue
$103.13M
Earnings
$41.45M
Gross Margin
100%
Operating Margin
52.74%
Profit Margin
40.2%
Debt to Equity
7.98
Operating Cash Flow
$48M
Beta
0.67
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
UNTY Overview
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts, as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. the company offered its services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine UNTY's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
UNTY
Ranked#4 of 294
Ranked#4 of 294
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $33.87 | B | |
| $33.91 | B | |
| $13.97 | B |
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UNTY News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how UNTY scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
UNTY ($41.40) is trading below its intrinsic value of $43.75, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
UNTY is good value based on its earnings relative to its share price (10.02x), compared to the US market average (29.18x)
P/E vs Market Valuation
UNTY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more UNTY due diligence checks available for Premium users.
Valuation
UNTY fair value
Fair Value of UNTY stock based on Discounted Cash Flow (DCF)
Price
$41.40
Fair Value
$118.48
Undervalued by
65.06%
UNTY ($41.40) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
UNTY price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.02x
Industry
13.39x
Market
29.18x
UNTY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UNTY is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
UNTY price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.41x
Industry
1.13x
UNTY is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
UNTY price to earnings growth (PEG)
For valuing profitable companies with growth potential
UNTY is good value based... subscribe to Premium to read more.
PEG Value Valuation
UNTY's financial health
Profit margin
Revenue
$27.1M
Net Income
$11.5M
Profit Margin
42.4%
UNTY's Earnings (EBIT) of $54.39M... subscribe to Premium to read more.
Interest Coverage Financials
UNTY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.7B
Liabilities
$2.4B
Debt to equity
7.98
UNTY's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
UNTY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$23.0M
Investing
-$44.2M
Financing
$7.2M
UNTY's operating cash flow ($47.99M)... subscribe to Premium to read more.
Debt Coverage Financials
UNTY vs Bank Stocks
Unity Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.