NASDAQ: UNTY
Unity Bancorp Inc Stock

$55.43+0.57 (+1.04%)
Updated Jun 18, 2026
UNTY Price
$55.43
Fair Value Price
$101.33
Market Cap
$556.57M
52 Week Low
$43.41
52 Week High
$57.82
P/E
9.16x
P/B
1.55x
P/S
3.92x
PEG
N/A
Dividend Yield
1.12%
Revenue
$132.39M
Earnings
$60.64M
Gross Margin
100%
Operating Margin
59.35%
Profit Margin
45.8%
Debt to Equity
7.45
Operating Cash Flow
$42M
Beta
0.61
Next Earnings
Jul 14, 2026
Ex-Dividend
N/A
Next Dividend
N/A

UNTY Overview

As the parent entity of Unity Bank, Unity Bancorp, Inc. delivers a comprehensive range of commercial and retail banking solutions, catering to individual consumers, small and mid-sized enterprises, and professional organizations. Its product portfolio encompasses various deposit accounts, such as personal and business checking, certificates of deposit (time deposits), money market accounts, and traditional savings accounts, alongside both interest-earning and non-interest-bearing demand deposit options. Furthermore, the bank extends a variety of lending products, including Small Business Administration (SBA) loans, commercial financing, and consumer credit facilities, which feature residential mortgages, home equity lines of credit and loans, residential construction financing, and personal loans. Customers can access these services both online and through its network of nineteen physical branches, strategically situated across Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, and Northampton County in Pennsylvania. Established in 1991, Unity Bancorp, Inc. maintains its corporate headquarters in Clinton, New Jersey.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine UNTY's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
UNTY
Ranked
#120 of 283

Top Ranked Stocks in Industry

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UNTY News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how UNTY scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

UNTY ($55.43) is undervalued by 45.3% relative to our estimate of its Fair Value price of $101.33 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
UNTY ($55.43) is significantly undervalued by 45.3% relative to our estimate of its Fair Value price of $101.33 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
UNTY is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more UNTY due diligence checks available for Premium users.

Valuation

UNTY fair value

Fair Value of UNTY stock based on Discounted Cash Flow (DCF)

Price
$55.43
Fair Value
$101.33
Undervalued by
45.30%
UNTY ($55.43) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
UNTY ($55.43) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
UNTY is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

UNTY price to earnings (PE)

For valuing profitable companies with steady earnings

Company
9.16x
Industry
14.14x
Market
9.47x
UNTY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UNTY is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

UNTY price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.55x
Industry
1.27x
UNTY is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

UNTY's financial health

Profit margin

Revenue
$32.6M
Net Income
$14.3M
Profit Margin
43.9%
UNTY's Earnings (EBIT) of $78.57M... subscribe to Premium to read more.
Interest Coverage Financials
UNTY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.0B
Liabilities
$2.7B
Debt to equity
7.45
UNTY's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
UNTY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$14.9M
Investing
-$47.5M
Financing
$45.2M
UNTY's operating cash flow ($41.97M)... subscribe to Premium to read more.
Debt Coverage Financials

UNTY vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
UNTYC$556.57M+1.04%9.16x1.55x
CIVBC$558.03M+1.24%9.91x1.01x
NRIMC$560.79M+0.84%8.57x1.67x
BWBC$550.42M+1.08%10.97x1.04x
SFSTC$548.68M+0.14%13.50x1.45x

Unity Bancorp Stock FAQ

What is Unity Bancorp's quote symbol?

(NASDAQ: UNTY) Unity Bancorp trades on the NASDAQ under the ticker symbol UNTY. Unity Bancorp stock quotes can also be displayed as NASDAQ: UNTY.

If you're new to stock investing, here's how to buy Unity Bancorp stock.

What is the 52 week high and low for Unity Bancorp (NASDAQ: UNTY)?

(NASDAQ: UNTY) Unity Bancorp's 52-week high was $57.82, and its 52-week low was $43.41. It is currently -4.13% from its 52-week high and 27.69% from its 52-week low.

How much is Unity Bancorp stock worth today?

(NASDAQ: UNTY) Unity Bancorp currently has 10,040,902 outstanding shares. With Unity Bancorp stock trading at $55.43 per share, the total value of Unity Bancorp stock (market capitalization) is $556.57M.

Unity Bancorp stock was originally listed at a price of $8.24 in Dec 31, 1997. If you had invested in Unity Bancorp stock at $8.24, your return over the last 28 years would have been 573.1%, for an annualized return of 7.05% (not including any dividends or dividend reinvestments).

How much is Unity Bancorp's stock price per share?

(NASDAQ: UNTY) Unity Bancorp stock price per share is $55.43 today (as of Jun 18, 2026).

What is Unity Bancorp's Market Cap?

(NASDAQ: UNTY) Unity Bancorp's market cap is $556.57M, as of Jun 22, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Unity Bancorp's market cap is calculated by multiplying UNTY's current stock price of $55.43 by UNTY's total outstanding shares of 10,040,902.
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