NASDAQ: TFSLTfs Financial Corp Stock
$12.70-0.29 (-2.23%)
Updated Jun 13, 2025
TFSL Price
$12.70
Fair Value Price
-$10.33
Market Cap
$3.57B
52 Week Low
$11.29
52 Week High
$15.00
P/E
45.36x
P/B
1.88x
P/S
11.36x
PEG
5.23x
Dividend Yield
8.9%
Revenue
$304.10M
Earnings
$81.62M
Gross Margin
100%
Operating Margin
33.94%
Profit Margin
26.8%
Debt to Equity
8.02
Operating Cash Flow
$105M
Beta
0.68
Next Earnings
Jul 28, 2025
Ex-Dividend
Jun 10, 2025
Next Dividend
Jun 24, 2025
TFSL Overview
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 7 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TFSL's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
TFSL
Ranked#245 of 296
Ranked#245 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $34.81 | A | |
| $36.01 | B | |
| $14.40 | B |
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TFSL News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TFSL scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TFSL ($12.70) is overvalued by 222.93% relative to our estimate of its Fair Value price of -$10.33 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
TFSL ($12.70) is not significantly undervalued (222.93%) relative to our estimate of its Fair Value price of -$10.33 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
TFSL ($12.70) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more TFSL due diligence checks available for Premium users.
Valuation
TFSL fair value
Fair Value of TFSL stock based on Discounted Cash Flow (DCF)
Price
$12.70
Fair Value
-$10.33
Undervalued by
222.93%
TFSL ($12.70) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TFSL ($12.70) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TFSL ($12.70) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TFSL price to earnings (PE)
For valuing profitable companies with steady earnings
Company
45.36x
Industry
11.9x
Market
31.36x
TFSL is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TFSL is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
TFSL price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.88x
Industry
1.15x
TFSL is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TFSL price to earnings growth (PEG)
For valuing profitable companies with growth potential
TFSL is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
TFSL's financial health
Profit margin
Revenue
$77.6M
Net Income
$21.0M
Profit Margin
27.1%
TFSL's Earnings (EBIT) of $103.20M... subscribe to Premium to read more.
Interest Coverage Financials
TFSL's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$17.1B
Liabilities
$15.2B
Debt to equity
8.02
TFSL's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
TFSL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$21.2M
Investing
-$43.6M
Financing
$20.0M
TFSL's operating cash flow ($104.83M)... subscribe to Premium to read more.
Debt Coverage Financials
TFSL vs Bank Stocks
Tfs Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.