NASDAQ: TFSLTfs Financial Corp Stock
$16.51-0.41 (-2.42%)
Updated Jun 15, 2026
TFSL Price
$16.51
Fair Value Price
-$4.61
Market Cap
$4.63B
52 Week Low
$12.54
52 Week High
$17.00
P/E
50.03x
P/B
2.41x
P/S
11.7x
PEG
17.42x
Dividend Yield
6.84%
Revenue
$335.00M
Earnings
$93.03M
Gross Margin
100%
Operating Margin
35.27%
Profit Margin
27.8%
Debt to Equity
8.09
Operating Cash Flow
$92M
Beta
0.68
Next Earnings
Jul 29, 2026
Ex-Dividend
N/A
Next Dividend
Jun 24, 2026
TFSL Overview
TFS Financial Corporation delivers a comprehensive array of retail banking solutions to individual consumers across the United States. The company's deposit offerings encompass savings, money market, and checking accounts, in addition to individual retirement accounts, various qualified retirement plans, and certificates of deposit. It also extends a range of lending products, such as residential real estate mortgages, construction financing, home equity loans and lines of credit, alongside options for home purchase mortgages and first mortgage refinancing. Furthermore, TFS Financial provides escrow and settlement services. Established in 1938, the corporation is headquartered in Cleveland, Ohio, where its main office is located. Its operations are further supported by 37 full-service branches and 7 loan production offices distributed throughout Ohio and Florida. TFS Financial Corporation functions as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TFSL's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
TFSL
Ranked#251 of 283
Ranked#251 of 283
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $54.64 | B | |
| $29.48 | B | |
| $70.50 | B |
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TFSL News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TFSL scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TFSL ($16.51) is overvalued by 458.28% relative to our estimate of its Fair Value price of -$4.61 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
TFSL ($16.51) is not significantly undervalued (458.28%) relative to our estimate of its Fair Value price of -$4.61 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
TFSL ($16.51) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more TFSL due diligence checks available for Premium users.
Valuation
TFSL fair value
Fair Value of TFSL stock based on Discounted Cash Flow (DCF)
Price
$16.51
Fair Value
-$4.61
Undervalued by
458.28%
TFSL ($16.51) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TFSL ($16.51) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TFSL ($16.51) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TFSL price to earnings (PE)
For valuing profitable companies with steady earnings
Company
50.03x
Industry
13.92x
Market
14.3x
TFSL is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TFSL is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
TFSL price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.41x
Industry
1.27x
TFSL is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TFSL price to earnings growth (PEG)
For valuing profitable companies with growth potential
TFSL is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
TFSL's financial health
Profit margin
Revenue
$85.2M
Net Income
$23.2M
Profit Margin
27.3%
TFSL's Earnings (EBIT) of $118.14M... subscribe to Premium to read more.
Interest Coverage Financials
TFSL's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$17.5B
Liabilities
$15.6B
Debt to equity
8.09
TFSL's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
TFSL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$17.6M
Investing
-$8.4M
Financing
-$28.7M
TFSL's operating cash flow ($92.04M)... subscribe to Premium to read more.
Debt Coverage Financials
TFSL vs Bank Stocks
Tfs Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.