NASDAQ: CFFNCapitol Federal Financial Inc Stock
$8.08+0.07 (+0.87%)
Updated Jun 18, 2026
CFFN Price
$8.08
Fair Value Price
$7.65
Market Cap
$1.02B
52 Week Low
$5.71
52 Week High
$8.32
P/E
13.47x
P/B
1x
P/S
4.17x
PEG
1.01x
Dividend Yield
4.7%
Revenue
$216.30M
Earnings
$77.65M
Gross Margin
100%
Operating Margin
43.9%
Profit Margin
35.9%
Debt to Equity
8.58
Operating Cash Flow
$73M
Beta
0.71
Next Earnings
Jul 22, 2026
Ex-Dividend
N/A
Next Dividend
N/A
CFFN Overview
Capitol Federal Financial, Inc. acts as the parent company for Capitol Federal Savings Bank, offering a comprehensive suite of retail banking services. The bank provides diverse deposit products, including savings, money market, interest-bearing and standard checking accounts, as well as certificates of deposit. Its lending portfolio is equally broad, featuring mortgages for one-to-four-family residences, commercial real estate, commercial and industrial, and construction loans. Additionally, consumer credit options are available, such as home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Beyond these, the institution delivers modern banking conveniences through mobile, telephone, and online platforms, alongside bill payment services, and operates a customer call center. It also engages in strategic securities investments. The bank's physical presence includes 54 branches—45 traditional and 9 in-store locations—spanning nine counties in Kansas and two in Missouri. Key service areas encompass the metropolitan regions of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina in Kansas, plus a segment of the broader Kansas City metropolitan area. Capitol Federal Financial, Inc., founded in 1893, is headquartered in Topeka, Kansas.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine CFFN's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
CFFN
Ranked#159 of 283
Ranked#159 of 283
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $57.28 | B | |
| $70.97 | B | |
| $29.84 | B |
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CFFN News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CFFN scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
CFFN ($8.08) is overvalued by 5.61% relative to our estimate of its Fair Value price of $7.65 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
CFFN ($8.08) is not significantly undervalued (5.61%) relative to our estimate of its Fair Value price of $7.65 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
CFFN ($8.08) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CFFN due diligence checks available for Premium users.
Valuation
CFFN fair value
Fair Value of CFFN stock based on Discounted Cash Flow (DCF)
Price
$8.08
Fair Value
$7.65
Overvalued by
5.61%
CFFN ($8.08) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CFFN ($8.08) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CFFN ($8.08) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
CFFN price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.47x
Industry
14.14x
Market
9.47x
CFFN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CFFN is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
CFFN price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1x
Industry
1.27x
CFFN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
CFFN price to earnings growth (PEG)
For valuing profitable companies with growth potential
CFFN is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
CFFN's financial health
Profit margin
Revenue
$55.4M
Net Income
$20.1M
Profit Margin
36.4%
CFFN's Earnings (EBIT) of $94.96M... subscribe to Premium to read more.
Interest Coverage Financials
CFFN's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$9.8B
Liabilities
$8.8B
Debt to equity
8.58
CFFN's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CFFN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$21.4M
Investing
$37.0M
Financing
$39.9M
CFFN's operating cash flow ($72.82M)... subscribe to Premium to read more.
Debt Coverage Financials
CFFN vs Bank Stocks
Capitol Federal Financial Stock FAQ
Company
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