NYSE: SBSI
Southside Bancshares Inc Stock

$32.08+0.28 (+0.88%)
Updated Jan 17, 2025
SBSI Price
$32.08
Fair Value Price
N/A
Market Cap
$972.29M
52 Week Low
$25.30
52 Week High
$38.00
P/E
11.58x
P/B
1.21x
P/S
4.14x
PEG
7.92x
Dividend Yield
4.49%
Revenue
$244.62M
Earnings
$84.02M
Gross Margin
100%
Operating Margin
41.07%
Profit Margin
34.3%
Debt to Equity
9.39
Operating Cash Flow
$6M
Beta
0.84
Next Earnings
Jan 24, 2025
Ex-Dividend
N/A
Next Dividend
N/A

SBSI Overview

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides a range of financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company's loan portfolio comprises consumer loans that include 1-4 family residential loans, home equity loans, home improvement loans, automobile loans, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also offers wealth management and trust services consisting of investment management, administration, revocable and testamentary trusts, and custodian services for individuals, partnerships, and corporations; safe deposit services; and brokerage services. As of December 31, 2021, the company operated through 56 banking facilities and 73 ATMs/ITMs. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine SBSI's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More

Zen Rating Component Grades

C
Value
D
Growth
C
Momentum
D
Sentiment
C
Safety
C
Financials
C
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
SBSI
Ranked
#278 of 339

Top Ranked Stocks in Industry

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SBSI News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how SBSI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

SBSI ($32.08) is trading above its intrinsic value of $15.93, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
SBSI is good value based on its earnings relative to its share price (11.58x), compared to the US market average (30.45x)
P/E vs Market Valuation
SBSI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more SBSI due diligence checks available for Premium users.

Valuation

SBSI fair value

Fair Value of SBSI stock based on Discounted Cash Flow (DCF)

Price
$32.08
Fair Value
$43.24
Undervalued by
25.80%
SBSI ($32.08) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

SBSI price to earnings (PE)

For valuing profitable companies with steady earnings

Company
11.58x
Industry
35.56x
Market
30.45x
SBSI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SBSI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

SBSI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.21x
Industry
1.12x
SBSI is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SBSI price to earnings growth (PEG)

For valuing profitable companies with growth potential

SBSI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

SBSI's financial health

Profit margin

Revenue
$61.2M
Net Income
$20.5M
Profit Margin
33.5%
SBSI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$8.4B
Liabilities
$7.6B
Debt to equity
9.39
SBSI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
SBSI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$11.7M
Investing
$13.8M
Financing
$32.2M

SBSI vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
SBSID$972.29M+0.88%11.58x1.21x
CTBIC$971.52M+1.28%12.23x1.28x
TMPC$963.66M+0.47%14.40x1.34x
BFCC$990.59M+1.44%12.15x1.58x
AMTBD$935.23M+1.60%-15.11x1.04x

Southside Bancshares Stock FAQ

What is Southside Bancshares's quote symbol?

(NYSE: SBSI) Southside Bancshares trades on the NYSE under the ticker symbol SBSI. Southside Bancshares stock quotes can also be displayed as NYSE: SBSI.

If you're new to stock investing, here's how to buy Southside Bancshares stock.

What is the 52 week high and low for Southside Bancshares (NYSE: SBSI)?

(NYSE: SBSI) Southside Bancshares's 52-week high was $38.00, and its 52-week low was $25.30. It is currently -15.58% from its 52-week high and 26.8% from its 52-week low.

How much is Southside Bancshares stock worth today?

(NYSE: SBSI) Southside Bancshares currently has 30,308,414 outstanding shares. With Southside Bancshares stock trading at $32.08 per share, the total value of Southside Bancshares stock (market capitalization) is $972.29M.

Southside Bancshares stock was originally listed at a price of $4.87 in May 13, 1998. If you had invested in Southside Bancshares stock at $4.87, your return over the last 26 years would have been 558.46%, for an annualized return of 7.52% (not including any dividends or dividend reinvestments).

How much is Southside Bancshares's stock price per share?

(NYSE: SBSI) Southside Bancshares stock price per share is $32.08 today (as of Jan 17, 2025).

What is Southside Bancshares's Market Cap?

(NYSE: SBSI) Southside Bancshares's market cap is $972.29M, as of Jan 19, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Southside Bancshares's market cap is calculated by multiplying SBSI's current stock price of $32.08 by SBSI's total outstanding shares of 30,308,414.
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