NASDAQ: HFWA
Heritage Financial Corp Stock

$23.77+0.53 (+2.28%)
Updated Mar 14, 2025
HFWA Price
$23.77
Fair Value Price
N/A
Market Cap
$807.96M
52 Week Low
$16.55
52 Week High
$27.58
P/E
18.87x
P/B
0.94x
P/S
4.01x
PEG
0.36x
Dividend Yield
3.91%
Revenue
$210.56M
Earnings
$43.26M
Gross Margin
100%
Operating Margin
24.82%
Profit Margin
20.5%
Debt to Equity
7.23
Operating Cash Flow
$64M
Beta
0.86
Next Earnings
Apr 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A

HFWA Overview

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. The company accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. Its loan portfolio includes commercial and industrial loans, owner-occupied and non-owner occupied commercial real estate loans, one-to-four family residential loans, real estate construction and land development loans, consumer loans, commercial business loans, lines of credit, term equipment financing, and term real estate loans, as well as commercial business loans to a range of businesses in industries that include real estate and rental and leasing, healthcare, accommodation and food services, retail trade, and construction. The company also originates loans that are guaranteed by the U.S. Small Business Administration; and offers trust services, as well as objective advice. As of January 27, 2022, it had a network of 49 banking offices located in Washington and Oregon. The company was formerly known as Heritage Financial Corporation, M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine HFWA's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
HFWA
Ranked
#147 of 289

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$33.04B
$13.90B
$30.13B
View Top Bank Stocks

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HFWA News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HFWA scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HFWA ($23.77) is trading below its intrinsic value of $30.21, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
HFWA is good value based on its earnings relative to its share price (18.87x), compared to the US market average (3,446.57x)
P/E vs Market Valuation
HFWA is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more HFWA due diligence checks available for Premium users.

Valuation

HFWA fair value

Fair Value of HFWA stock based on Discounted Cash Flow (DCF)

Price
$23.77
Fair Value
$27.95
Undervalued by
14.95%
HFWA ($23.77) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

HFWA price to earnings (PE)

For valuing profitable companies with steady earnings

Company
18.87x
Industry
12.68x
Market
3,446.57x
HFWA is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HFWA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

HFWA price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.94x
Industry
1.1x
HFWA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HFWA price to earnings growth (PEG)

For valuing profitable companies with growth potential

HFWA is good value based... subscribe to Premium to read more.
PEG Value Valuation

HFWA's financial health

Profit margin

Revenue
$55.9M
Net Income
$11.9M
Profit Margin
21.3%
HFWA's Earnings (EBIT) of $52.26M... subscribe to Premium to read more.
Interest Coverage Financials
HFWA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$7.1B
Liabilities
$6.2B
Debt to equity
7.23
HFWA's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HFWA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$20.6M
Investing
-$44.0M
Financing
-$35.1M
HFWA's operating cash flow ($64.48M)... subscribe to Premium to read more.
Debt Coverage Financials

HFWA vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
HFWAC$807.96M+2.28%18.87x0.94x
UVSPC$819.88M+2.02%10.87x0.92x
NBBKC$777.02M+4.38%17.36x1.02x
FMBHC$850.17M+1.34%10.71x1.00x
CFFNC$755.55M+2.34%14.59x0.74x

Heritage Financial Stock FAQ

What is Heritage Financial's quote symbol?

(NASDAQ: HFWA) Heritage Financial trades on the NASDAQ under the ticker symbol HFWA. Heritage Financial stock quotes can also be displayed as NASDAQ: HFWA.

If you're new to stock investing, here's how to buy Heritage Financial stock.

What is the 52 week high and low for Heritage Financial (NASDAQ: HFWA)?

(NASDAQ: HFWA) Heritage Financial's 52-week high was $27.58, and its 52-week low was $16.55. It is currently -13.8% from its 52-week high and 43.67% from its 52-week low.

How much is Heritage Financial stock worth today?

(NASDAQ: HFWA) Heritage Financial currently has 33,990,827 outstanding shares. With Heritage Financial stock trading at $23.77 per share, the total value of Heritage Financial stock (market capitalization) is $807.96M.

Heritage Financial stock was originally listed at a price of $15.69 in May 7, 1998. If you had invested in Heritage Financial stock at $15.69, your return over the last 26 years would have been 51.5%, for an annualized return of 1.61% (not including any dividends or dividend reinvestments).

How much is Heritage Financial's stock price per share?

(NASDAQ: HFWA) Heritage Financial stock price per share is $23.77 today (as of Mar 14, 2025).

What is Heritage Financial's Market Cap?

(NASDAQ: HFWA) Heritage Financial's market cap is $807.96M, as of Mar 18, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Heritage Financial's market cap is calculated by multiplying HFWA's current stock price of $23.77 by HFWA's total outstanding shares of 33,990,827.
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