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NASDAQ: HBT
Hbt Financial Inc Stock

$18.86-0.13 (-0.68%)
Updated Apr 25, 2024
HBT Price
$18.86
Fair Value Price
N/A
Market Cap
$596.79M
52 Week Low
$16.33
52 Week High
$21.87
P/E
9.07x
P/B
1.22x
P/S
3.04x
PEG
N/A
Dividend Yield
3.71%
Revenue
$219.55M
Earnings
$65.84M
Gross Margin
100%
Operating Margin
40.35%
Profit Margin
30%
Debt to Equity
9.36
Operating Cash Flow
$66M
Beta
0.87
Next Earnings
May 28, 2024
Ex-Dividend
May 6, 2024
Next Dividend
May 14, 2024

HBT Overview

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans. The company also offers wealth management services, including financial planning to consumers, trusts, and estates; trustee and custodial; investment management; corporate retirement plan consulting and administration; and retail brokerage services. In addition, it provides farmland management, farmland sales, and crop insurance services; and treasury management services, as well as originates and sells residential mortgage loans. Further, the company offers digital banking services, such as online and mobile banking, and digital payment services, as well as personal financial management tools. It operates through 57 branch locations in Central and Northeastern Illinois and four locations in Eastern Iowa. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.

Zen Score

Industry Average (33)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how HBT scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HBT is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
HBT is good value based on its earnings relative to its share price (9.07x), compared to the US market average (40.97x)
P/E vs Market Valuation
HBT is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more HBT due diligence checks available for Premium users.

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HBT News

Valuation

HBT fair value

Fair Value of HBT stock based on Discounted Cash Flow (DCF)
Price
$18.86
Fair Value
$48.89
Undervalued by
61.42%
HBT is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

HBT price to earnings (PE)

For valuing profitable companies with steady earnings
Company
9.07x
Industry
-10.31x
Market
40.97x
HBT is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HBT is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

HBT price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.22x
Industry
0.99x
HBT is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HBT's financial health

Profit margin

Revenue
$55.2M
Net Income
$18.4M
Profit Margin
33.4%
HBT's Earnings (EBIT) of $88.58M... subscribe to Premium to read more.
Interest Coverage Financials
HBT's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.1B
Liabilities
$4.6B
Debt to equity
9.36
HBT's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HBT's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$13.0M
Investing
-$28.6M
Financing
$45.0M
HBT's operating cash flow ($65.83M)... subscribe to Premium to read more.
Debt Coverage Financials

HBT vs Bank Stocks

TickerMarket Cap1d %P/EP/B
HBT$596.79M-0.68%9.07x1.22x
EGBN$597.38M-10.25%6.03x0.47x
MCBS$601.15M-1.97%11.63x1.58x
MBWM$588.10M-1.08%7.11x1.13x
UVSP$606.81M+2.75%8.49x0.72x

Hbt Financial Stock FAQ

What is Hbt Financial's quote symbol?

(NASDAQ: HBT) Hbt Financial trades on the NASDAQ under the ticker symbol HBT. Hbt Financial stock quotes can also be displayed as NASDAQ: HBT.

If you're new to stock investing, here's how to buy Hbt Financial stock.

What is the 52 week high and low for Hbt Financial (NASDAQ: HBT)?

(NASDAQ: HBT) Hbt Financial's 52-week high was $21.87, and its 52-week low was $16.33. It is currently -13.76% from its 52-week high and 15.49% from its 52-week low.

How much is Hbt Financial stock worth today?

(NASDAQ: HBT) Hbt Financial currently has 31,643,206 outstanding shares. With Hbt Financial stock trading at $18.86 per share, the total value of Hbt Financial stock (market capitalization) is $596.79M.

Hbt Financial stock was originally listed at a price of $15.54 in Oct 11, 2019. If you had invested in Hbt Financial stock at $15.54, your return over the last 4 years would have been 21.36%, for an annualized return of 4.96% (not including any dividends or dividend reinvestments).

How much is Hbt Financial's stock price per share?

(NASDAQ: HBT) Hbt Financial stock price per share is $18.86 today (as of Apr 25, 2024).

What is Hbt Financial's Market Cap?

(NASDAQ: HBT) Hbt Financial's market cap is $596.79M, as of Apr 26, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Hbt Financial's market cap is calculated by multiplying HBT's current stock price of $18.86 by HBT's total outstanding shares of 31,643,206.
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