How to Buy Hbt Financial Stock

Hbt Financial Inc

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities.

Hbt Financial stock last closed at $23.43, down 2.94% from the previous day, and has increased 23.71% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.03 percentage points. Hbt Financial stock is currently +26.27% from its 52-week low of $18.56, and -10.74% from its 52-week high of $26.25.

As of Jun 13, 2025, there are 31.5M shares of HBT outstanding. The market capitalization of HBT is $737.94M. In the last 24 hours, 36,000 HBT shares were traded.

How to Buy Hbt Financial Stock

Not sure how to invest in Hbt Financial stock? Here's how.

  1. Choose where to buy Hbt Financial stock: You need to choose a stock brokerage, but don't worry - we've sifted through dozens of online stock brokerages and apps to help you choose where to buy Hbt Financial stock.
  2. Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
  3. Fund your investment account: Pick your payment method and add your info.
  4. Analyze Hbt Financial stock: The Hbt Financial ticker symbol is HBT. Is Hbt Financial stock a good investment? Should you buy shares of HBT? How do HBT's underlying business fundamentals look? Do top analysts think Hbt Financial is a good buy? Why has HBT's stock price moved recently? (Hint: Our stock research website can help you understand if HBT is a good stock to buy).
  5. Make your HBT purchase: Decide if you will purchase HBT shares at the current market price or use a limit order to purchase HBT shares at a particular price.
  6. Get notifications regarding your investment in HBT: Create a watchlist to key updates about your position in Hbt Financial stock.

Step 1: Choose where to buy Hbt Financial stock

You will need a brokerage account in order to access the NASDAQ market and buy HBT stock.

A brokerage account allows you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for a brokerage account

Now that you've chosen your brokerage, it's time to fill out some personal details so you can invest in HBT stock today.

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Step 3: Fund your investment account

Now that you've finished signing up on our top ranked stock app, your next step is to transfer the money for your investment:

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Step 4: Analyze Hbt Financial stock

Once you have decided on the best place to buy Hbt Financial stock, it's important to evaluate their stock prior to investing, so you actually wrap your head around the risk and upside.

Overview of key HBT info

HBT Price
$23.43
1w %
-0.38%
1y %
23.71%
5y %
72.28%
P/E
9.8x
P/B
1.31x
P/S
3.26x
PEG
8.69x
Revenue
$227.04M
Earnings
$75.60M
Fore. Rev. Growth
4.69%
Fore. Earn. Growth
1.39%
Market Cap
$737.94M
Next Earnings
Jul 21, 2025
Next Dividend
N/A

HBT Overview

WallStreetZen was designed to help average investors do more accurate fundamental analysis in less time.

You can view all of the due diligence checks on HBT's stock page.

Is HBT stock undervalued?

Investors use a variety of different financial metrics, analyses, models, and charts to gauge HBT's intrinsic value.

Using relative valuations methods:

  • HBT could be undervalued based on its P/E ratio of 9.8x, relative to Banks - Regional industry P/E ratio of 11.9x
  • HBT may be overvalued based on its P/B ratio of 1.31x, relative to Banks - Regional industry P/B ratio of 1.15x
  • HBT could be overvalued based on its PEG ratio of 8.69x

You can access additional valuation research on HBT's stock here.

HBT Financials at a glance

Pros:

  • HBT profit margin has gone up from 32.2% to 33.3% in the past year.
  • Total HBT debt is lower than 5 years ago, relative to shareholder equity.
  • HBT's operating cash flow of $93.04M allows it to safely service it's debt of $102.34M.
  • HBT earnings of $102.37M is not enough to cover its interest payments.

Cons:

  • HBT has a relatively high debt to equity ratio of 8.01.

Is it a good time to buy Hbt Financial stock, according to Wall Street analysts?

Out of 1 Wall Street analysts who give recommendations on HBT, the consensus analyst rating on HBT is a Hold

Please keep in mind that analyst forecasts are not recommendations, nor are they financial advice.

You can dive deeper into what analysts are projecting on the Hbt Financial stock forecast page.

HBT Trading Indicators

SMA10
23.76
SMA20
23.9
SMA50
23.26
SMA100
23.59
SMA200
23.04
MACD
0.1
MACD Signal
0.12
MACD Histogram
-0.02
RSI
46
Stochastic %K
58.87
Stochastic %D
71.23
StochRSI %K
61.81
StochRSI %D
78.17

Is HBT Growing Revenue?

Last year, HBT earnings were $75.60M. Over the past 5 year, HBT's earnings have grown by -1.05% per year. This was slower than the Banks - Regional industry average of 17.8%.

Last year, HBT revenue was $227.04M. In the past five year, HBT's revenue has grown by 8.14% per year. This was slower than the Banks - Regional industry average of 13.05%.

You can analyze HBT's earnings and revenue performance here.

Are HBT insiders buying or selling the stock?

In the last 12 months, insiders at HBT have sold more shares than they have bought.

Patrick F. Busch, Director of HBT, was the latest HBT insider to sell. They sold $24,750.00 worth of HBT shares on Feb 28, 2025.

Dig into more about who owns HBT stock here.

Can I get consistent income from HBT stock?

Hbt Financial pays a dividend of 2.52%, compared to the Banks - Regional industry's average dividend yield of 2.96%. If you owned $1,000 of HBT stock, you would have been paid $25.18 last year.

Hbt Financial dividend payments have consistently grown over the past 6 years and have remained stable.

Find more info about Hbt Financial dividend yield and history here.

What others are saying about HBT

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Step 5: Make your HBT purchase

There are two primary types of orders:

  • Market order: A market order is an order to buy or sell a stock at the best possible price.
    Market orders are generally fine.
  • Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
    If you want to ensure you're buying or selling at an exact price limit, use a limit order.

Press the Open button and eToro will execute your order.

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Step 6: Get notifications regarding your investment in HBT

Now that you own some HBT shares, you'll want to stay up-to-date on your new company.

Make a watchlist to track the most important metrics related to your HBT stock.

HBT Feed

How to Buy Stock in Hbt Financial

To reiterate, here are the 6 steps to buy stock in Hbt Financial:

  1. Choose where to buy Hbt Financial stock
  2. Sign up for a brokerage account
  3. Fund your investment account
  4. Analyze Hbt Financial stock
  5. Make your HBT purchase
  6. Get notifications regarding your investment in HBT

If you require a brokerage, eToro is our favorite venue.

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If you would like to keep track of your investment in Hbt Financial, hit the button below to create your watchlist.

NASDAQ: HBT
$23.43-0.71 (-2.94%)
Updated Jun 13, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: HBT
$23.43-0.71 (-2.94%)
Updated Jun 13, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Hbt Financial share?

As of Jun 13, 2025, it costs $23.43 to buy one share of Hbt Financial stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.427 shares of HBT.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Hbt Financial stock?

According to 1 Wall Street analysts who monitor Hbt Financial, their consensus recommendation is to hold Hbt Financial stock.

What is the best way to buy Hbt Financial stock?

One way to place an order for Hbt Financial stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.